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Hawaii Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Refinance Rates From 2.875% (3.07% APR)
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Mortgage Rates From 3.13% (3.09% APR)
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Hawaii Mortgages

Most things in Hawaii tend to be more expensive than on the mainland, and housing is no exception. That's why the federal conforming loan limits consistently make allowances for Hawaii's high-cost areas.

What can make the critical difference in home affordability is finding a home loan offering low HI mortgage rates. Experienced mortgage lenders that understand Hawaii mortgage rates and real estate markets can help you save money on your next home loan or refinance deal--or even a home equity loan.

When you contact the mortgage professionals listed on this page, they'll review current HI mortgage rates (which you can also find on HSH.com's archived data, going back several decades) to uncover opportunities for you to save the most money.

Hawaii Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Hawaii, the conventional loan limits range from $625,500 to $721,050.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Hawaii $625,500 $800,775 $967,950 $1,202,925
Honolulu $721,050 $923,050 $1,115,800 $1,386,650
Kalawao $626,750 $802,350 $969,850 $1,205,300
Kauai $713,000 $912,750 $1,103,350 $1,371,150
Maui $626,750 $802,350 $969,850 $1,205,300

Calculate your payments for Hawaii properties with our mortgage calculator.