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Idaho Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage refinance rates in Idaho

3.875% Rate

30 Yr. Fixed

4.087% APR

$940 / month (est)

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Updated 10/24/2014

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3.500% Rate

30 Yr. Fixed

3.739% APR

$898 / month (est)

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Updated 10/24/2014

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3.750% Rate

30 Yr. Fixed

3.973% APR

$926 / month (est)

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Updated 10/24/2014

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3.875% Rate

30 Yr. Fixed

4.038% APR

$940 / month (est)

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Updated 10/24/2014

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Mortgages from 2.75% (2.96% APR)
  • $200k Loan for Under $816/Month
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Mortgage rates from lenders in your area
Company Lending Area Comments
Aimloan.com Last update: 10/24/2014 Nationwide Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
Quicken Loans Last update: 10/24/2014 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Idaho, 42 counties have conventional loan limits at $417,000 and 2 counties are at $625,500.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Ada $417,000 $533,850 $645,300 $801,950
Adams $417,000 $533,850 $645,300 $801,950
Bannock $417,000 $533,850 $645,300 $801,950
Bear Lake $417,000 $533,850 $645,300 $801,950
Benewah $417,000 $533,850 $645,300 $801,950
Bingham $417,000 $533,850 $645,300 $801,950
Blaine $625,500 $800,775 $967,950 $1,202,925
Boise $417,000 $533,850 $645,300 $801,950
Bonner $417,000 $533,850 $645,300 $801,950
Bonneville $417,000 $533,850 $645,300 $801,950
Boundary $417,000 $533,850 $645,300 $801,950
Butte $417,000 $533,850 $645,300 $801,950
Camas $417,000 $533,850 $645,300 $801,950
Canyon $417,000 $533,850 $645,300 $801,950
Caribou $417,000 $533,850 $645,300 $801,950
Cassia $417,000 $533,850 $645,300 $801,950
Clark $417,000 $533,850 $645,300 $801,950
Clearwater $417,000 $533,850 $645,300 $801,950
Custer $417,000 $533,850 $645,300 $801,950
Elmore $417,000 $533,850 $645,300 $801,950
Franklin $417,000 $533,850 $645,300 $801,950
Fremont $417,000 $533,850 $645,300 $801,950
Gem $417,000 $533,850 $645,300 $801,950
Gooding $417,000 $533,850 $645,300 $801,950
Idaho $417,000 $533,850 $645,300 $801,950
Jefferson $417,000 $533,850 $645,300 $801,950
Jerome $417,000 $533,850 $645,300 $801,950
Kootenai $417,000 $533,850 $645,300 $801,950
Latah $417,000 $533,850 $645,300 $801,950
Lemhi $417,000 $533,850 $645,300 $801,950
Lewis $417,000 $533,850 $645,300 $801,950
Lincoln $417,000 $533,850 $645,300 $801,950
Madison $417,000 $533,850 $645,300 $801,950
Minidoka $417,000 $533,850 $645,300 $801,950
Nez Perce $417,000 $533,850 $645,300 $801,950
Oneida $417,000 $533,850 $645,300 $801,950
Owyhee $417,000 $533,850 $645,300 $801,950
Payette $417,000 $533,850 $645,300 $801,950
Power $417,000 $533,850 $645,300 $801,950
Shoshone $417,000 $533,850 $645,300 $801,950
Teton $625,500 $800,775 $967,950 $1,202,925
Twin Falls $417,000 $533,850 $645,300 $801,950
Valley $417,000 $533,850 $645,300 $801,950
Washington $417,000 $533,850 $645,300 $801,950

Calculate your payments for Idaho properties with our mortgage calculator.