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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's Idaho Mortgage Rates in the HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Idaho

County Name One Family Two Family Three Family Four Family
Ada County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Adams County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bannock County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bear Lake County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Benewah County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bingham County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Blaine County One Family$625,500 Two Family$800,775 Three Family$967,950 Four Family$1,202,925
Boise County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bonner County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bonneville County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Boundary County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Butte County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Camas County One Family$625,500 Two Family$800,775 Three Family$967,950 Four Family$1,202,925
Canyon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Caribou County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cassia County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clark County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clearwater County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Custer County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Elmore County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Franklin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fremont County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gem County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gooding County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Idaho County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jefferson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jerome County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kootenai County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Latah County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lemhi County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lewis County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lincoln County One Family$625,500 Two Family$800,775 Three Family$967,950 Four Family$1,202,925
Madison County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Minidoka County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Nez Perce County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Oneida County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Owyhee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Payette County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Power County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Shoshone County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Teton County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Twin Falls County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Valley County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Washington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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