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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Mortgage Rates in Illinois | Refinance Rates | HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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Illinois Mortgages

Whether you have your sights set on an urban abode in Chicago, an Interior plains farm, or a Lake Michigan vacation retreat, HSH.com can help you make good on your real estate plans.

HSH.com provides the information you need to make good home financing decisions. Find current IL mortgage rates and qualified mortgage lenders who can help you find the right home loan program. The rich archive of Illinois mortgage rates and mortgage calculators available here are tools to help you evaluate your refinancing options, arrange a home equity loan, find private mortgage insurance, or assess home loan options.

Make the right choice in home financing. Research current IL mortgage rates and contact a mortgage lender for lender quotes.

Illinois Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Illinois

County Name One Family Two Family Three Family Four Family
Adams County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Alexander County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bond County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Boone County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Brown County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bureau County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Calhoun County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Carroll County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cass County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Champaign County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Christian County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clark County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clay County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clinton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Coles County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cook County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Crawford County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cumberland County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
De Witt County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dekalb County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Douglas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dupage County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Edgar County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Edwards County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Effingham County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fayette County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ford County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Franklin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fulton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gallatin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Greene County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grundy County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hamilton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hancock County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hardin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Henderson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Henry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Iroquois County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jackson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jasper County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jefferson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jersey County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jo Daviess County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Johnson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kane County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kankakee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kendall County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Knox County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lake County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lasalle County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lawrence County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Livingston County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Logan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Macon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Macoupin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Madison County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marion County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marshall County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mason County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Massac County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mcdonough County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mchenry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mclean County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Menard County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mercer County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Monroe County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Montgomery County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Morgan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Moultrie County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ogle County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Peoria County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Perry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Piatt County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pike County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pope County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pulaski County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Putnam County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Randolph County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Richland County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Rock Island County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Saline County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sangamon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Schuyler County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Scott County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Shelby County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
St. Clair County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Stark County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Stephenson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tazewell County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Union County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Vermilion County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wabash County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Warren County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Washington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wayne County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
White County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Whiteside County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Will County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Williamson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Winnebago County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Woodford County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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