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Kentucky Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Kentucky Mortgages

Kentucky features a diverse economic landscape, from the fast-growing Tri-Cities area of southeastern Kentucky to the industrial northeast. Whether you're looking to invest in property, buy a new home for your family, or build a dream Bluegrass-country vacation retreat, HSH.com helps you evaluate your financing options.

HSH.com features comprehensive information on mortgages. Find data on current KY mortgage rates and lenders familiar with the state's real estate markets. Use mortgage calculators to estimate loan amortization, monthly payments, and private mortgage insurance costs. Together, these resources on Kentucky mortgage rates helps you make smart investment decisions.

Find out whether it's the right time to refinance or buy a home, or decide how best to use your home equity. Contact a Kentucky loan officer today for mortgage quotes and advice.

Kentucky Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Kentucky, the conventional loan limit is at $417,000 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adair $417,000 $533,850 $645,300 $801,950
Allen $417,000 $533,850 $645,300 $801,950
Anderson $417,000 $533,850 $645,300 $801,950
Ballard $417,000 $533,850 $645,300 $801,950
Barren $417,000 $533,850 $645,300 $801,950
Bath $417,000 $533,850 $645,300 $801,950
Bell $417,000 $533,850 $645,300 $801,950
Boone $417,000 $533,850 $645,300 $801,950
Bourbon $417,000 $533,850 $645,300 $801,950
Boyd $417,000 $533,850 $645,300 $801,950
Boyle $417,000 $533,850 $645,300 $801,950
Bracken $417,000 $533,850 $645,300 $801,950
Breathitt $417,000 $533,850 $645,300 $801,950
Breckinridge $417,000 $533,850 $645,300 $801,950
Bullitt $417,000 $533,850 $645,300 $801,950
Butler $417,000 $533,850 $645,300 $801,950
Caldwell $417,000 $533,850 $645,300 $801,950
Calloway $417,000 $533,850 $645,300 $801,950
Campbell $417,000 $533,850 $645,300 $801,950
Carlisle $417,000 $533,850 $645,300 $801,950
Carroll $417,000 $533,850 $645,300 $801,950
Carter $417,000 $533,850 $645,300 $801,950
Casey $417,000 $533,850 $645,300 $801,950
Christian $417,000 $533,850 $645,300 $801,950
Clark $417,000 $533,850 $645,300 $801,950
Clay $417,000 $533,850 $645,300 $801,950
Clinton $417,000 $533,850 $645,300 $801,950
Crittenden $417,000 $533,850 $645,300 $801,950
Cumberland $417,000 $533,850 $645,300 $801,950
Daviess $417,000 $533,850 $645,300 $801,950
Edmonson $417,000 $533,850 $645,300 $801,950
Elliott $417,000 $533,850 $645,300 $801,950
Estill $417,000 $533,850 $645,300 $801,950
Fayette $417,000 $533,850 $645,300 $801,950
Fleming $417,000 $533,850 $645,300 $801,950
Floyd $417,000 $533,850 $645,300 $801,950
Franklin $417,000 $533,850 $645,300 $801,950
Fulton $417,000 $533,850 $645,300 $801,950
Gallatin $417,000 $533,850 $645,300 $801,950
Garrard $417,000 $533,850 $645,300 $801,950
Grant $417,000 $533,850 $645,300 $801,950
Graves $417,000 $533,850 $645,300 $801,950
Grayson $417,000 $533,850 $645,300 $801,950
Green $417,000 $533,850 $645,300 $801,950
Greenup $417,000 $533,850 $645,300 $801,950
Hancock $417,000 $533,850 $645,300 $801,950
Hardin $417,000 $533,850 $645,300 $801,950
Harlan $417,000 $533,850 $645,300 $801,950
Harrison $417,000 $533,850 $645,300 $801,950
Hart $417,000 $533,850 $645,300 $801,950
Henderson $417,000 $533,850 $645,300 $801,950
Henry $417,000 $533,850 $645,300 $801,950
Hickman $417,000 $533,850 $645,300 $801,950
Hopkins $417,000 $533,850 $645,300 $801,950
Jackson $417,000 $533,850 $645,300 $801,950
Jefferson $417,000 $533,850 $645,300 $801,950
Jessamine $417,000 $533,850 $645,300 $801,950
Johnson $417,000 $533,850 $645,300 $801,950
Kenton $417,000 $533,850 $645,300 $801,950
Knott $417,000 $533,850 $645,300 $801,950
Knox $417,000 $533,850 $645,300 $801,950
Larue $417,000 $533,850 $645,300 $801,950
Laurel $417,000 $533,850 $645,300 $801,950
Lawrence $417,000 $533,850 $645,300 $801,950
Lee $417,000 $533,850 $645,300 $801,950
Leslie $417,000 $533,850 $645,300 $801,950
Letcher $417,000 $533,850 $645,300 $801,950
Lewis $417,000 $533,850 $645,300 $801,950
Lincoln $417,000 $533,850 $645,300 $801,950
Livingston $417,000 $533,850 $645,300 $801,950
Logan $417,000 $533,850 $645,300 $801,950
Lyon $417,000 $533,850 $645,300 $801,950
Mccracken $417,000 $533,850 $645,300 $801,950
Mccreary $417,000 $533,850 $645,300 $801,950
Mclean $417,000 $533,850 $645,300 $801,950
Madison $417,000 $533,850 $645,300 $801,950
Magoffin $417,000 $533,850 $645,300 $801,950
Marion $417,000 $533,850 $645,300 $801,950
Marshall $417,000 $533,850 $645,300 $801,950
Martin $417,000 $533,850 $645,300 $801,950
Mason $417,000 $533,850 $645,300 $801,950
Meade $417,000 $533,850 $645,300 $801,950
Menifee $417,000 $533,850 $645,300 $801,950
Mercer $417,000 $533,850 $645,300 $801,950
Metcalfe $417,000 $533,850 $645,300 $801,950
Monroe $417,000 $533,850 $645,300 $801,950
Montgomery $417,000 $533,850 $645,300 $801,950
Morgan $417,000 $533,850 $645,300 $801,950
Muhlenberg $417,000 $533,850 $645,300 $801,950
Nelson $417,000 $533,850 $645,300 $801,950
Nicholas $417,000 $533,850 $645,300 $801,950
Ohio $417,000 $533,850 $645,300 $801,950
Oldham $417,000 $533,850 $645,300 $801,950
Owen $417,000 $533,850 $645,300 $801,950
Owsley $417,000 $533,850 $645,300 $801,950
Pendleton $417,000 $533,850 $645,300 $801,950
Perry $417,000 $533,850 $645,300 $801,950
Pike $417,000 $533,850 $645,300 $801,950
Powell $417,000 $533,850 $645,300 $801,950
Pulaski $417,000 $533,850 $645,300 $801,950
Robertson $417,000 $533,850 $645,300 $801,950
Rockcastle $417,000 $533,850 $645,300 $801,950
Rowan $417,000 $533,850 $645,300 $801,950
Russell $417,000 $533,850 $645,300 $801,950
Scott $417,000 $533,850 $645,300 $801,950
Shelby $417,000 $533,850 $645,300 $801,950
Simpson $417,000 $533,850 $645,300 $801,950
Spencer $417,000 $533,850 $645,300 $801,950
Taylor $417,000 $533,850 $645,300 $801,950
Todd $417,000 $533,850 $645,300 $801,950
Trigg $417,000 $533,850 $645,300 $801,950
Trimble $417,000 $533,850 $645,300 $801,950
Union $417,000 $533,850 $645,300 $801,950
Warren $417,000 $533,850 $645,300 $801,950
Washington $417,000 $533,850 $645,300 $801,950
Wayne $417,000 $533,850 $645,300 $801,950
Webster $417,000 $533,850 $645,300 $801,950
Whitley $417,000 $533,850 $645,300 $801,950
Wolfe $417,000 $533,850 $645,300 $801,950
Woodford $417,000 $533,850 $645,300 $801,950

Calculate your payments for Kentucky properties with our mortgage calculator.