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Kentucky Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • Fixed Mortgage Rates 3.20% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.20% APR)
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    Mortgage Refinance rates in Kentucky

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    3.875% Rate

    30 Yr. Fixed

    4.307% APR

    $1,422 / month (est)

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    Updated 3/28/2017

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    3.875% Rate

    30 Yr. Fixed

    4.039% APR

    $1,422 / month (est)

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    Updated 3/28/2017

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    3.990% Rate

    30 Yr. Fixed

    4.350% APR

    $1,442 / month (est)

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    Updated 2/22/2017

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    Kentucky Mortgages

    Kentucky features a diverse economic landscape, from the fast-growing Tri-Cities area of southeastern Kentucky to the industrial northeast. Whether you're looking to invest in property, buy a new home for your family, or build a dream Bluegrass-country vacation retreat, HSH.com helps you evaluate your financing options.

    HSH.com features comprehensive information on mortgages. Find data on current KY mortgage rates and lenders familiar with the state's real estate markets. Use mortgage calculators to estimate loan amortization, monthly payments, and private mortgage insurance costs. Together, these resources on Kentucky mortgage rates helps you make smart investment decisions.

    Find out whether it's the right time to refinance or buy a home, or decide how best to use your home equity. Contact a Kentucky loan officer today for mortgage quotes and advice.

    Kentucky Conventional Mortgage

    A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

    For Kentucky, the conventional loan limit is at $417,000 for all counties.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
    Adair $417,000 $533,850 $645,300 $801,950
    Allen $417,000 $533,850 $645,300 $801,950
    Anderson $417,000 $533,850 $645,300 $801,950
    Ballard $417,000 $533,850 $645,300 $801,950
    Barren $417,000 $533,850 $645,300 $801,950
    Bath $417,000 $533,850 $645,300 $801,950
    Bell $417,000 $533,850 $645,300 $801,950
    Boone $417,000 $533,850 $645,300 $801,950
    Bourbon $417,000 $533,850 $645,300 $801,950
    Boyd $417,000 $533,850 $645,300 $801,950
    Boyle $417,000 $533,850 $645,300 $801,950
    Bracken $417,000 $533,850 $645,300 $801,950
    Breathitt $417,000 $533,850 $645,300 $801,950
    Breckinridge $417,000 $533,850 $645,300 $801,950
    Bullitt $417,000 $533,850 $645,300 $801,950
    Butler $417,000 $533,850 $645,300 $801,950
    Caldwell $417,000 $533,850 $645,300 $801,950
    Calloway $417,000 $533,850 $645,300 $801,950
    Campbell $417,000 $533,850 $645,300 $801,950
    Carlisle $417,000 $533,850 $645,300 $801,950
    Carroll $417,000 $533,850 $645,300 $801,950
    Carter $417,000 $533,850 $645,300 $801,950
    Casey $417,000 $533,850 $645,300 $801,950
    Christian $417,000 $533,850 $645,300 $801,950
    Clark $417,000 $533,850 $645,300 $801,950
    Clay $417,000 $533,850 $645,300 $801,950
    Clinton $417,000 $533,850 $645,300 $801,950
    Crittenden $417,000 $533,850 $645,300 $801,950
    Cumberland $417,000 $533,850 $645,300 $801,950
    Daviess $417,000 $533,850 $645,300 $801,950
    Edmonson $417,000 $533,850 $645,300 $801,950
    Elliott $417,000 $533,850 $645,300 $801,950
    Estill $417,000 $533,850 $645,300 $801,950
    Fayette $417,000 $533,850 $645,300 $801,950
    Fleming $417,000 $533,850 $645,300 $801,950
    Floyd $417,000 $533,850 $645,300 $801,950
    Franklin $417,000 $533,850 $645,300 $801,950
    Fulton $417,000 $533,850 $645,300 $801,950
    Gallatin $417,000 $533,850 $645,300 $801,950
    Garrard $417,000 $533,850 $645,300 $801,950
    Grant $417,000 $533,850 $645,300 $801,950
    Graves $417,000 $533,850 $645,300 $801,950
    Grayson $417,000 $533,850 $645,300 $801,950
    Green $417,000 $533,850 $645,300 $801,950
    Greenup $417,000 $533,850 $645,300 $801,950
    Hancock $417,000 $533,850 $645,300 $801,950
    Hardin $417,000 $533,850 $645,300 $801,950
    Harlan $417,000 $533,850 $645,300 $801,950
    Harrison $417,000 $533,850 $645,300 $801,950
    Hart $417,000 $533,850 $645,300 $801,950
    Henderson $417,000 $533,850 $645,300 $801,950
    Henry $417,000 $533,850 $645,300 $801,950
    Hickman $417,000 $533,850 $645,300 $801,950
    Hopkins $417,000 $533,850 $645,300 $801,950
    Jackson $417,000 $533,850 $645,300 $801,950
    Jefferson $417,000 $533,850 $645,300 $801,950
    Jessamine $417,000 $533,850 $645,300 $801,950
    Johnson $417,000 $533,850 $645,300 $801,950
    Kenton $417,000 $533,850 $645,300 $801,950
    Knott $417,000 $533,850 $645,300 $801,950
    Knox $417,000 $533,850 $645,300 $801,950
    Larue $417,000 $533,850 $645,300 $801,950
    Laurel $417,000 $533,850 $645,300 $801,950
    Lawrence $417,000 $533,850 $645,300 $801,950
    Lee $417,000 $533,850 $645,300 $801,950
    Leslie $417,000 $533,850 $645,300 $801,950
    Letcher $417,000 $533,850 $645,300 $801,950
    Lewis $417,000 $533,850 $645,300 $801,950
    Lincoln $417,000 $533,850 $645,300 $801,950
    Livingston $417,000 $533,850 $645,300 $801,950
    Logan $417,000 $533,850 $645,300 $801,950
    Lyon $417,000 $533,850 $645,300 $801,950
    Mccracken $417,000 $533,850 $645,300 $801,950
    Mccreary $417,000 $533,850 $645,300 $801,950
    Mclean $417,000 $533,850 $645,300 $801,950
    Madison $417,000 $533,850 $645,300 $801,950
    Magoffin $417,000 $533,850 $645,300 $801,950
    Marion $417,000 $533,850 $645,300 $801,950
    Marshall $417,000 $533,850 $645,300 $801,950
    Martin $417,000 $533,850 $645,300 $801,950
    Mason $417,000 $533,850 $645,300 $801,950
    Meade $417,000 $533,850 $645,300 $801,950
    Menifee $417,000 $533,850 $645,300 $801,950
    Mercer $417,000 $533,850 $645,300 $801,950
    Metcalfe $417,000 $533,850 $645,300 $801,950
    Monroe $417,000 $533,850 $645,300 $801,950
    Montgomery $417,000 $533,850 $645,300 $801,950
    Morgan $417,000 $533,850 $645,300 $801,950
    Muhlenberg $417,000 $533,850 $645,300 $801,950
    Nelson $417,000 $533,850 $645,300 $801,950
    Nicholas $417,000 $533,850 $645,300 $801,950
    Ohio $417,000 $533,850 $645,300 $801,950
    Oldham $417,000 $533,850 $645,300 $801,950
    Owen $417,000 $533,850 $645,300 $801,950
    Owsley $417,000 $533,850 $645,300 $801,950
    Pendleton $417,000 $533,850 $645,300 $801,950
    Perry $417,000 $533,850 $645,300 $801,950
    Pike $417,000 $533,850 $645,300 $801,950
    Powell $417,000 $533,850 $645,300 $801,950
    Pulaski $417,000 $533,850 $645,300 $801,950
    Robertson $417,000 $533,850 $645,300 $801,950
    Rockcastle $417,000 $533,850 $645,300 $801,950
    Rowan $417,000 $533,850 $645,300 $801,950
    Russell $417,000 $533,850 $645,300 $801,950
    Scott $417,000 $533,850 $645,300 $801,950
    Shelby $417,000 $533,850 $645,300 $801,950
    Simpson $417,000 $533,850 $645,300 $801,950
    Spencer $417,000 $533,850 $645,300 $801,950
    Taylor $417,000 $533,850 $645,300 $801,950
    Todd $417,000 $533,850 $645,300 $801,950
    Trigg $417,000 $533,850 $645,300 $801,950
    Trimble $417,000 $533,850 $645,300 $801,950
    Union $417,000 $533,850 $645,300 $801,950
    Warren $417,000 $533,850 $645,300 $801,950
    Washington $417,000 $533,850 $645,300 $801,950
    Wayne $417,000 $533,850 $645,300 $801,950
    Webster $417,000 $533,850 $645,300 $801,950
    Whitley $417,000 $533,850 $645,300 $801,950
    Wolfe $417,000 $533,850 $645,300 $801,950
    Woodford $417,000 $533,850 $645,300 $801,950

    Calculate your payments for Kentucky properties with our mortgage calculator.