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Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Today's Maryland Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $450,000 Refinance loan.
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Maryland Mortgages

Maryland's proximity to the nation's capital and its growth industries, such as life sciences R&D, make it a desirable place to locate and make a home. Whether you're looking to settle here, invest in Maryland's residential and commercial market, or cash in on your home's equity, look to HSH.com to provide tools to evaluate your mortgage options.

HSH.com features an array of research resources to help you make the right mortgage decision. Track current MD mortgage rates and contact lenders for quotes on home mortgages. A suite of mortgage calculators can help you determine your need for private mortgage insurance or estimate your monthly payments.

With accurate and timely information on Maryland mortgage rates and tools for running the numbers, HSH.com helps you make the right decision about your home purchase, refinance, or home equity loan.

Maryland Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Maryland

County Name One Family Two Family Three Family Four Family
Allegany County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Anne Arundel County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Baltimore City One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Baltimore County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Calvert County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Caroline County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carroll County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cecil County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Charles County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Dorchester County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Frederick County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Garrett County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Harford County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Howard County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kent County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montgomery County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Prince George's County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Queen Anne's County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Somerset County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Mary's County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Talbot County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wicomico County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Worcester County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
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