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Maine Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Maine Mortgages

You might have your sights set on a second home amid Maine's forests or rocky coastline. Or maybe you're setting anchor in greater Portland, the state's center of gravity. If you already own a home in Maine, you may be contemplating a refinance to lower monthly payments, or a home equity loan to make improvements and add value to the home. Whatever your real estate vision, a reliable source for ME mortgage rates can help you reach your goal.

HSH.com is the mortgage research resource for Maine homeowners and homeowners-to-be. The site features current ME mortgage rates (as well as historical rates for the state and the Portland metro area), mortgage calculators, and contact information for experienced lenders doing business in Maine. Use these resources to evaluate the Maine mortgage rates and home loan offers available today.

Maine Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Maine, the conventional loan limit is at $417,000 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Androscoggin $417,000 $533,850 $645,300 $801,950
Aroostook $417,000 $533,850 $645,300 $801,950
Cumberland $417,000 $533,850 $645,300 $801,950
Franklin $417,000 $533,850 $645,300 $801,950
Hancock $417,000 $533,850 $645,300 $801,950
Kennebec $417,000 $533,850 $645,300 $801,950
Knox $417,000 $533,850 $645,300 $801,950
Lincoln $417,000 $533,850 $645,300 $801,950
Oxford $417,000 $533,850 $645,300 $801,950
Penobscot $417,000 $533,850 $645,300 $801,950
Piscataquis $417,000 $533,850 $645,300 $801,950
Sagadahoc $417,000 $533,850 $645,300 $801,950
Somerset $417,000 $533,850 $645,300 $801,950
Waldo $417,000 $533,850 $645,300 $801,950
Washington $417,000 $533,850 $645,300 $801,950
York $417,000 $533,850 $645,300 $801,950

Calculate your payments for Maine properties with our mortgage calculator.