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Michigan Mortgage Rates and Refinance Rates: HSH Lender Showcase

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    Mortgage Refinance rates in Michigan

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    4.000% Rate

    30 Yr. Fixed

    4.259% APR

    $1,443 / month (est)

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    Updated 12/7/2016

    Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
    • Competitive rates and fees: No fancy branches = savings passed on to you!
    • Excellent service: We can assist you every step along the way.
    • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
    Call Now

    4.125% Rate

    30 Yr. Fixed

    4.304% APR

    $1,465 / month (est)

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    Updated 12/7/2016

    National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
    • Direct Lender. We can approve and fund loans in less than 30 days.
    • Get a free and no obligation rate quote in Michigan.
    • These rates won't last. Call now and lock-in your low rate!
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    4.375% Rate

    30 Yr. Fixed

    4.673% APR

    $1,509 / month (est)

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    Updated 12/7/2016

    • Fast, Powerful and Completely Online
    • Get an approval to buy a home or refinance your mortgage in minutes.
    • Save time & avoid paperwork by sharing your financial info instantly.
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    4.375% Rate

    30 Yr. Fixed

    4.673% APR

    $1,509 / month (est)

    Learn More

    Updated 12/7/2016

    Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
    • We close our loans FAST - many in 30 days or less!
    • Rates are still incredibly low! Lock in a low rate and payment today.
    • Why pay more for your home than you have to? Check out rates now.
    Call Now

    3.875% Rate

    30 Yr. Fixed

    4.146% APR

    $1,422 / month (est)

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    Updated 12/7/2016

    Member of BBBOffers HARP LoansVA Approved LenderFHA Approved LenderLow Fees
    • Low Mortgage Rates. Everyday.
    • Application to Closing in under 30 days
    • Affordable, fast , easy and eager to serve. That's Rate30
    Call Now

    Mortgage rates tailored for you
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    Mortgage rates from lenders in your area
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    Quicken Loans Last update: 12/07/2016 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

    Michigan Mortgages

    Michigan offers diverse real estate opportunities, with bargain home sales as well as rising home equity values in some suburban markets. HSH.com offers localized information on Michigan mortgage rates to help you navigate home financing, whether you're looking to land a good deal in a market of declining home prices or to take out a home equity loan.

    HSH.com's rich resources give you a comprehensive understanding of your mortgage options in Michigan:

    • Check out current MI mortgage rates.
    • Evaluate the numbers using a mortgage calculator, which helps you anticipate monthly payments, your income eligibility, and more.
    • Finally, contact a Michigan mortgage lender to explore purchase, refinance, or home equity loan options

    Together, these MI mortgage rates and resources offer a solid basis for your home financing decisions.

    Michigan Conventional Mortgage

    A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

    For Michigan, the conventional loan limit is at $417,000 for all counties.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
    Alcona $417,000 $533,850 $645,300 $801,950
    Alger $417,000 $533,850 $645,300 $801,950
    Allegan $417,000 $533,850 $645,300 $801,950
    Alpena $417,000 $533,850 $645,300 $801,950
    Antrim $417,000 $533,850 $645,300 $801,950
    Arenac $417,000 $533,850 $645,300 $801,950
    Baraga $417,000 $533,850 $645,300 $801,950
    Barry $417,000 $533,850 $645,300 $801,950
    Bay $417,000 $533,850 $645,300 $801,950
    Benzie $417,000 $533,850 $645,300 $801,950
    Berrien $417,000 $533,850 $645,300 $801,950
    Branch $417,000 $533,850 $645,300 $801,950
    Calhoun $417,000 $533,850 $645,300 $801,950
    Cass $417,000 $533,850 $645,300 $801,950
    Charlevoix $417,000 $533,850 $645,300 $801,950
    Cheboygan $417,000 $533,850 $645,300 $801,950
    Chippewa $417,000 $533,850 $645,300 $801,950
    Clare $417,000 $533,850 $645,300 $801,950
    Clinton $417,000 $533,850 $645,300 $801,950
    Crawford $417,000 $533,850 $645,300 $801,950
    Delta $417,000 $533,850 $645,300 $801,950
    Dickinson $417,000 $533,850 $645,300 $801,950
    Eaton $417,000 $533,850 $645,300 $801,950
    Emmet $417,000 $533,850 $645,300 $801,950
    Genesee $417,000 $533,850 $645,300 $801,950
    Gladwin $417,000 $533,850 $645,300 $801,950
    Gogebic $417,000 $533,850 $645,300 $801,950
    Grand Traverse $417,000 $533,850 $645,300 $801,950
    Gratiot $417,000 $533,850 $645,300 $801,950
    Hillsdale $417,000 $533,850 $645,300 $801,950
    Houghton $417,000 $533,850 $645,300 $801,950
    Huron $417,000 $533,850 $645,300 $801,950
    Ingham $417,000 $533,850 $645,300 $801,950
    Ionia $417,000 $533,850 $645,300 $801,950
    Iosco $417,000 $533,850 $645,300 $801,950
    Iron $417,000 $533,850 $645,300 $801,950
    Isabella $417,000 $533,850 $645,300 $801,950
    Jackson $417,000 $533,850 $645,300 $801,950
    Kalamazoo $417,000 $533,850 $645,300 $801,950
    Kalkaska $417,000 $533,850 $645,300 $801,950
    Kent $417,000 $533,850 $645,300 $801,950
    Keweenaw $417,000 $533,850 $645,300 $801,950
    Lake $417,000 $533,850 $645,300 $801,950
    Lapeer $417,000 $533,850 $645,300 $801,950
    Leelanau $417,000 $533,850 $645,300 $801,950
    Lenawee $417,000 $533,850 $645,300 $801,950
    Livingston $417,000 $533,850 $645,300 $801,950
    Luce $417,000 $533,850 $645,300 $801,950
    Mackinac $417,000 $533,850 $645,300 $801,950
    Macomb $417,000 $533,850 $645,300 $801,950
    Manistee $417,000 $533,850 $645,300 $801,950
    Marquette $417,000 $533,850 $645,300 $801,950
    Mason $417,000 $533,850 $645,300 $801,950
    Mecosta $417,000 $533,850 $645,300 $801,950
    Menominee $417,000 $533,850 $645,300 $801,950
    Midland $417,000 $533,850 $645,300 $801,950
    Missaukee $417,000 $533,850 $645,300 $801,950
    Monroe $417,000 $533,850 $645,300 $801,950
    Montcalm $417,000 $533,850 $645,300 $801,950
    Montmorency $417,000 $533,850 $645,300 $801,950
    Muskegon $417,000 $533,850 $645,300 $801,950
    Newaygo $417,000 $533,850 $645,300 $801,950
    Oakland $417,000 $533,850 $645,300 $801,950
    Oceana $417,000 $533,850 $645,300 $801,950
    Ogemaw $417,000 $533,850 $645,300 $801,950
    Ontonagon $417,000 $533,850 $645,300 $801,950
    Osceola $417,000 $533,850 $645,300 $801,950
    Oscoda $417,000 $533,850 $645,300 $801,950
    Otsego $417,000 $533,850 $645,300 $801,950
    Ottawa $417,000 $533,850 $645,300 $801,950
    Presque Isle $417,000 $533,850 $645,300 $801,950
    Roscommon $417,000 $533,850 $645,300 $801,950
    Saginaw $417,000 $533,850 $645,300 $801,950
    St. Clair $417,000 $533,850 $645,300 $801,950
    St. Joseph $417,000 $533,850 $645,300 $801,950
    Sanilac $417,000 $533,850 $645,300 $801,950
    Schoolcraft $417,000 $533,850 $645,300 $801,950
    Shiawassee $417,000 $533,850 $645,300 $801,950
    Tuscola $417,000 $533,850 $645,300 $801,950
    Van Buren $417,000 $533,850 $645,300 $801,950
    Washtenaw $417,000 $533,850 $645,300 $801,950
    Wayne $417,000 $533,850 $645,300 $801,950
    Wexford $417,000 $533,850 $645,300 $801,950

    Calculate your payments for Michigan properties with our mortgage calculator.