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Michigan Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Michigan

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3.625% Rate

30 Yr. Fixed

3.866% APR

$1,379 / month (est)

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Updated 9/26/2016

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Michigan Mortgages

Michigan offers diverse real estate opportunities, with bargain home sales as well as rising home equity values in some suburban markets. HSH.com offers localized information on Michigan mortgage rates to help you navigate home financing, whether you're looking to land a good deal in a market of declining home prices or to take out a home equity loan.

HSH.com's rich resources give you a comprehensive understanding of your mortgage options in Michigan:

  • Check out current MI mortgage rates.
  • Evaluate the numbers using a mortgage calculator, which helps you anticipate monthly payments, your income eligibility, and more.
  • Finally, contact a Michigan mortgage lender to explore purchase, refinance, or home equity loan options

Together, these MI mortgage rates and resources offer a solid basis for your home financing decisions.

Michigan Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Michigan, the conventional loan limit is at $417,000 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alcona $417,000 $533,850 $645,300 $801,950
Alger $417,000 $533,850 $645,300 $801,950
Allegan $417,000 $533,850 $645,300 $801,950
Alpena $417,000 $533,850 $645,300 $801,950
Antrim $417,000 $533,850 $645,300 $801,950
Arenac $417,000 $533,850 $645,300 $801,950
Baraga $417,000 $533,850 $645,300 $801,950
Barry $417,000 $533,850 $645,300 $801,950
Bay $417,000 $533,850 $645,300 $801,950
Benzie $417,000 $533,850 $645,300 $801,950
Berrien $417,000 $533,850 $645,300 $801,950
Branch $417,000 $533,850 $645,300 $801,950
Calhoun $417,000 $533,850 $645,300 $801,950
Cass $417,000 $533,850 $645,300 $801,950
Charlevoix $417,000 $533,850 $645,300 $801,950
Cheboygan $417,000 $533,850 $645,300 $801,950
Chippewa $417,000 $533,850 $645,300 $801,950
Clare $417,000 $533,850 $645,300 $801,950
Clinton $417,000 $533,850 $645,300 $801,950
Crawford $417,000 $533,850 $645,300 $801,950
Delta $417,000 $533,850 $645,300 $801,950
Dickinson $417,000 $533,850 $645,300 $801,950
Eaton $417,000 $533,850 $645,300 $801,950
Emmet $417,000 $533,850 $645,300 $801,950
Genesee $417,000 $533,850 $645,300 $801,950
Gladwin $417,000 $533,850 $645,300 $801,950
Gogebic $417,000 $533,850 $645,300 $801,950
Grand Traverse $417,000 $533,850 $645,300 $801,950
Gratiot $417,000 $533,850 $645,300 $801,950
Hillsdale $417,000 $533,850 $645,300 $801,950
Houghton $417,000 $533,850 $645,300 $801,950
Huron $417,000 $533,850 $645,300 $801,950
Ingham $417,000 $533,850 $645,300 $801,950
Ionia $417,000 $533,850 $645,300 $801,950
Iosco $417,000 $533,850 $645,300 $801,950
Iron $417,000 $533,850 $645,300 $801,950
Isabella $417,000 $533,850 $645,300 $801,950
Jackson $417,000 $533,850 $645,300 $801,950
Kalamazoo $417,000 $533,850 $645,300 $801,950
Kalkaska $417,000 $533,850 $645,300 $801,950
Kent $417,000 $533,850 $645,300 $801,950
Keweenaw $417,000 $533,850 $645,300 $801,950
Lake $417,000 $533,850 $645,300 $801,950
Lapeer $417,000 $533,850 $645,300 $801,950
Leelanau $417,000 $533,850 $645,300 $801,950
Lenawee $417,000 $533,850 $645,300 $801,950
Livingston $417,000 $533,850 $645,300 $801,950
Luce $417,000 $533,850 $645,300 $801,950
Mackinac $417,000 $533,850 $645,300 $801,950
Macomb $417,000 $533,850 $645,300 $801,950
Manistee $417,000 $533,850 $645,300 $801,950
Marquette $417,000 $533,850 $645,300 $801,950
Mason $417,000 $533,850 $645,300 $801,950
Mecosta $417,000 $533,850 $645,300 $801,950
Menominee $417,000 $533,850 $645,300 $801,950
Midland $417,000 $533,850 $645,300 $801,950
Missaukee $417,000 $533,850 $645,300 $801,950
Monroe $417,000 $533,850 $645,300 $801,950
Montcalm $417,000 $533,850 $645,300 $801,950
Montmorency $417,000 $533,850 $645,300 $801,950
Muskegon $417,000 $533,850 $645,300 $801,950
Newaygo $417,000 $533,850 $645,300 $801,950
Oakland $417,000 $533,850 $645,300 $801,950
Oceana $417,000 $533,850 $645,300 $801,950
Ogemaw $417,000 $533,850 $645,300 $801,950
Ontonagon $417,000 $533,850 $645,300 $801,950
Osceola $417,000 $533,850 $645,300 $801,950
Oscoda $417,000 $533,850 $645,300 $801,950
Otsego $417,000 $533,850 $645,300 $801,950
Ottawa $417,000 $533,850 $645,300 $801,950
Presque Isle $417,000 $533,850 $645,300 $801,950
Roscommon $417,000 $533,850 $645,300 $801,950
Saginaw $417,000 $533,850 $645,300 $801,950
St. Clair $417,000 $533,850 $645,300 $801,950
St. Joseph $417,000 $533,850 $645,300 $801,950
Sanilac $417,000 $533,850 $645,300 $801,950
Schoolcraft $417,000 $533,850 $645,300 $801,950
Shiawassee $417,000 $533,850 $645,300 $801,950
Tuscola $417,000 $533,850 $645,300 $801,950
Van Buren $417,000 $533,850 $645,300 $801,950
Washtenaw $417,000 $533,850 $645,300 $801,950
Wayne $417,000 $533,850 $645,300 $801,950
Wexford $417,000 $533,850 $645,300 $801,950

Calculate your payments for Michigan properties with our mortgage calculator.