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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's Michigan Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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Michigan Mortgages

Michigan offers diverse real estate opportunities, with bargain home sales as well as rising home equity values in some suburban markets. HSH.com offers localized information on Michigan mortgage rates to help you navigate home financing, whether you're looking to land a good deal in a market of declining home prices or to take out a home equity loan.

HSH.com's rich resources give you a comprehensive understanding of your mortgage options in Michigan:

  • Check out current MI mortgage rates.
  • Evaluate the numbers using a mortgage calculator, which helps you anticipate monthly payments, your income eligibility, and more.
  • Finally, contact a Michigan mortgage lender to explore purchase, refinance, or home equity loan options

Together, these MI mortgage rates and resources offer a solid basis for your home financing decisions.

Michigan Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Michigan

County Name One Family Two Family Three Family Four Family
Alcona County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Alger County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Allegan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Alpena County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Antrim County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Arenac County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Baraga County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Barry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bay County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Benzie County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Berrien County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Branch County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Calhoun County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cass County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Charlevoix County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cheboygan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Chippewa County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clare County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clinton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Crawford County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Delta County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dickinson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Eaton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Emmet County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Genesee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gladwin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gogebic County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grand Traverse County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gratiot County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hillsdale County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Houghton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Huron County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ingham County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ionia County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Iosco County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Iron County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Isabella County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jackson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kalamazoo County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kalkaska County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kent County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Keweenaw County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lake County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lapeer County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Leelanau County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lenawee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Livingston County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Luce County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mackinac County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Macomb County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Manistee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marquette County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mason County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mecosta County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Menominee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Midland County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Missaukee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Monroe County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Montcalm County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Montmorency County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Muskegon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Newaygo County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Oakland County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Oceana County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ogemaw County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ontonagon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Osceola County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Oscoda County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Otsego County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ottawa County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Presque Isle County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Roscommon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Saginaw County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sanilac County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Schoolcraft County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Shiawassee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
St. Clair County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
St. Joseph County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tuscola County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Van Buren County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Washtenaw County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wayne County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wexford County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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