dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Michigan Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • Get your Free Quote in Minutes!
  • Lenders Compete for your Business
  • Lock in a Low Fixed Rate Before Rates Increase!
simpleloansite.com
  • Fixed Mortgage Rates 3.25% APR
  • Lower Refinance Rates, 15yr Fixed
  • (3.25% APR)
www.ratezip.com

Refine Your Search

Get Custom Quotes
[X] Know your credit score. Join WisePiggy to get your free credit score to see what lenders see. The higher your score, the lower your mortgage rates will be!

Mortgage Refinance rates in Michigan

Ad Disclosure
Sort By :

3.750% Rate

30 Yr. Fixed

3.874% APR

$1,400 / month (est)

Learn More

Updated 6/26/2017

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Michigan.
  • Direct Lender.
  • Call now and lock-in your low rate!

3.990% Rate

30 Yr. Fixed

4.050% APR

$1,442 / month (est)

Learn More

Updated 6/26/2017

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
  • Save time & avoid paperwork by sharing your financial info instantly.

4.375% Rate

30 Yr. Fixed

4.437% APR

$1,510 / month (est)

Learn More

Updated 6/26/2017

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

3.625% Rate

30 Yr. Fixed

3.767% APR

$1,379 / month (est)

Learn More

Updated 6/26/2017

  • $1,000 Best Rate Guarantee
  • Get online rates, payments and an estimate of fees
  • Skip the salesman. Keep the commission!
Call Now

Ad Disclosure
Mortgage rates tailored for you
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
Get Your Free Credit Scores from All 3 Bureaus
  • it's important to know your credit scores before speaking with a lender
  • check and fix any potential errors to receive the best rates
  • get all 3 credit scores and reports from each bureau in minutes
Learn More
Michigan VA Benefit Survey
Check your VA housing benefit eligibility here! You could be eligible for zero down financing up to $417,000.
Learn More
Mortgage rates from lenders in your area
Company Lending Area Comments
Quicken Loans Last update: 06/26/2017 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

Michigan Mortgages

Michigan offers diverse real estate opportunities, with bargain home sales as well as rising home equity values in some suburban markets. HSH.com offers localized information on Michigan mortgage rates to help you navigate home financing, whether you're looking to land a good deal in a market of declining home prices or to take out a home equity loan.

HSH.com's rich resources give you a comprehensive understanding of your mortgage options in Michigan:

  • Check out current MI mortgage rates.
  • Evaluate the numbers using a mortgage calculator, which helps you anticipate monthly payments, your income eligibility, and more.
  • Finally, contact a Michigan mortgage lender to explore purchase, refinance, or home equity loan options

Together, these MI mortgage rates and resources offer a solid basis for your home financing decisions.

Michigan Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Michigan, the conventional loan limit is at $417,000 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alcona $417,000 $533,850 $645,300 $801,950
Alger $417,000 $533,850 $645,300 $801,950
Allegan $417,000 $533,850 $645,300 $801,950
Alpena $417,000 $533,850 $645,300 $801,950
Antrim $417,000 $533,850 $645,300 $801,950
Arenac $417,000 $533,850 $645,300 $801,950
Baraga $417,000 $533,850 $645,300 $801,950
Barry $417,000 $533,850 $645,300 $801,950
Bay $417,000 $533,850 $645,300 $801,950
Benzie $417,000 $533,850 $645,300 $801,950
Berrien $417,000 $533,850 $645,300 $801,950
Branch $417,000 $533,850 $645,300 $801,950
Calhoun $417,000 $533,850 $645,300 $801,950
Cass $417,000 $533,850 $645,300 $801,950
Charlevoix $417,000 $533,850 $645,300 $801,950
Cheboygan $417,000 $533,850 $645,300 $801,950
Chippewa $417,000 $533,850 $645,300 $801,950
Clare $417,000 $533,850 $645,300 $801,950
Clinton $417,000 $533,850 $645,300 $801,950
Crawford $417,000 $533,850 $645,300 $801,950
Delta $417,000 $533,850 $645,300 $801,950
Dickinson $417,000 $533,850 $645,300 $801,950
Eaton $417,000 $533,850 $645,300 $801,950
Emmet $417,000 $533,850 $645,300 $801,950
Genesee $417,000 $533,850 $645,300 $801,950
Gladwin $417,000 $533,850 $645,300 $801,950
Gogebic $417,000 $533,850 $645,300 $801,950
Grand Traverse $417,000 $533,850 $645,300 $801,950
Gratiot $417,000 $533,850 $645,300 $801,950
Hillsdale $417,000 $533,850 $645,300 $801,950
Houghton $417,000 $533,850 $645,300 $801,950
Huron $417,000 $533,850 $645,300 $801,950
Ingham $417,000 $533,850 $645,300 $801,950
Ionia $417,000 $533,850 $645,300 $801,950
Iosco $417,000 $533,850 $645,300 $801,950
Iron $417,000 $533,850 $645,300 $801,950
Isabella $417,000 $533,850 $645,300 $801,950
Jackson $417,000 $533,850 $645,300 $801,950
Kalamazoo $417,000 $533,850 $645,300 $801,950
Kalkaska $417,000 $533,850 $645,300 $801,950
Kent $417,000 $533,850 $645,300 $801,950
Keweenaw $417,000 $533,850 $645,300 $801,950
Lake $417,000 $533,850 $645,300 $801,950
Lapeer $417,000 $533,850 $645,300 $801,950
Leelanau $417,000 $533,850 $645,300 $801,950
Lenawee $417,000 $533,850 $645,300 $801,950
Livingston $417,000 $533,850 $645,300 $801,950
Luce $417,000 $533,850 $645,300 $801,950
Mackinac $417,000 $533,850 $645,300 $801,950
Macomb $417,000 $533,850 $645,300 $801,950
Manistee $417,000 $533,850 $645,300 $801,950
Marquette $417,000 $533,850 $645,300 $801,950
Mason $417,000 $533,850 $645,300 $801,950
Mecosta $417,000 $533,850 $645,300 $801,950
Menominee $417,000 $533,850 $645,300 $801,950
Midland $417,000 $533,850 $645,300 $801,950
Missaukee $417,000 $533,850 $645,300 $801,950
Monroe $417,000 $533,850 $645,300 $801,950
Montcalm $417,000 $533,850 $645,300 $801,950
Montmorency $417,000 $533,850 $645,300 $801,950
Muskegon $417,000 $533,850 $645,300 $801,950
Newaygo $417,000 $533,850 $645,300 $801,950
Oakland $417,000 $533,850 $645,300 $801,950
Oceana $417,000 $533,850 $645,300 $801,950
Ogemaw $417,000 $533,850 $645,300 $801,950
Ontonagon $417,000 $533,850 $645,300 $801,950
Osceola $417,000 $533,850 $645,300 $801,950
Oscoda $417,000 $533,850 $645,300 $801,950
Otsego $417,000 $533,850 $645,300 $801,950
Ottawa $417,000 $533,850 $645,300 $801,950
Presque Isle $417,000 $533,850 $645,300 $801,950
Roscommon $417,000 $533,850 $645,300 $801,950
Saginaw $417,000 $533,850 $645,300 $801,950
St. Clair $417,000 $533,850 $645,300 $801,950
St. Joseph $417,000 $533,850 $645,300 $801,950
Sanilac $417,000 $533,850 $645,300 $801,950
Schoolcraft $417,000 $533,850 $645,300 $801,950
Shiawassee $417,000 $533,850 $645,300 $801,950
Tuscola $417,000 $533,850 $645,300 $801,950
Van Buren $417,000 $533,850 $645,300 $801,950
Washtenaw $417,000 $533,850 $645,300 $801,950
Wayne $417,000 $533,850 $645,300 $801,950
Wexford $417,000 $533,850 $645,300 $801,950

Calculate your payments for Michigan properties with our mortgage calculator.