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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's Minnesota Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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Minnesota Mortgages

Minnesota home buyers and current home owners have the opportunity to put down roots in a modern Minneapolis high-rise, refinance their Rochester single-family home, or invest in a vacation home on the shores of Minnesota's legendary ten thousand lakes.

HSH.com features local information on Minnesota mortgage rates and lenders to help with your financing decisions. Take advantage of resources such as current MN mortgage rates and mortgage calculators. These research tools help you determine whether to purchase or rent a home, whether you can save money by refinancing your mortgage, how much it will cost to tap into your home equity, and more. If the numbers work out in your favor, you could make a solid investment in your future or lower your current mortgage payments.

Make an informed decision with HSH.com's MN mortgage rates and other research resources. For more information on Minnesota mortgages, contact a qualified lender for a quote.

Minnesota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Minnesota

County Name One Family Two Family Three Family Four Family
Aitkin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Anoka County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Becker County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Beltrami County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Benton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Big Stone County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Blue Earth County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Brown County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Carlton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Carver County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cass County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Chippewa County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Chisago County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clay County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clearwater County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cook County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cottonwood County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Crow Wing County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dakota County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dodge County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Douglas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Faribault County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fillmore County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Freeborn County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Goodhue County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grant County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hennepin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Houston County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hubbard County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Isanti County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Itasca County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jackson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kanabec County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kandiyohi County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kittson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Koochiching County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lac Qui Parle County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lake County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lake Of The Woods County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Le Sueur County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lincoln County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lyon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mahnomen County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marshall County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Martin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mcleod County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Meeker County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mille Lacs County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Morrison County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mower County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Murray County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Nicollet County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Nobles County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Norman County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Olmsted County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Otter Tail County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pennington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pine County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pipestone County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Polk County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pope County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ramsey County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Red Lake County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Redwood County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Renville County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Rice County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Rock County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Roseau County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Scott County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sherburne County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sibley County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
St. Louis County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Stearns County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Steele County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Stevens County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Swift County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Todd County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Traverse County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wabasha County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wadena County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Waseca County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Washington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Watonwan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wilkin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Winona County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wright County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Yellow Medicine County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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