dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

North Carolina Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • Get your Free Quote in Minutes!
  • Lenders Compete for your Business
  • Do you have the Lowest Rate Possible? Find Out Instantly!
ratedeal.com
    vabenefitsurvey.com

    Refine Your Search

    Get Custom Quotes
    [X] Know your credit score. Join WisePiggy to get your free credit score to see what lenders see. The higher your score, the lower your mortgage rates will be!

    Mortgage Refinance rates in North Carolina

    Ad Disclosure
    Sort By :

    3.750% Rate

    30 Yr. Fixed

    3.887% APR

    $1,400 / month (est)

    Learn More

    Updated 12/8/2016

    Member of BBBImmediate Rate LockLow FeesFHA Approved LenderVA Approved Lender
    • Online Rates with Premier Service Levels for Purchases
    • Call Today for our Zero Cost Refinance Program
    • Not a Call Center, work with a Professional Loan Officer
    Call Now

    4.000% Rate

    30 Yr. Fixed

    4.259% APR

    $1,443 / month (est)

    Learn More

    Updated 12/7/2016

    Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
    • Competitive rates and fees: No fancy branches = savings passed on to you!
    • Excellent service: We can assist you every step along the way.
    • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
    Call Now

    4.125% Rate

    30 Yr. Fixed

    4.304% APR

    $1,465 / month (est)

    Learn More

    Updated 12/7/2016

    National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
    • Direct Lender. We can approve and fund loans in less than 30 days.
    • Get a free and no obligation rate quote in North Carolina.
    • These rates won't last. Call now and lock-in your low rate!
    Call Now

    4.375% Rate

    30 Yr. Fixed

    4.673% APR

    $1,509 / month (est)

    Learn More

    Updated 12/7/2016

    • Fast, Powerful and Completely Online
    • Get an approval to buy a home or refinance your mortgage in minutes.
    • Save time & avoid paperwork by sharing your financial info instantly.
    Call Now

    4.375% Rate

    30 Yr. Fixed

    4.673% APR

    $1,509 / month (est)

    Learn More

    Updated 12/7/2016

    Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
    • We close our loans FAST - many in 30 days or less!
    • Rates are still incredibly low! Lock in a low rate and payment today.
    • Why pay more for your home than you have to? Check out rates now.
    Call Now

    3.875% Rate

    30 Yr. Fixed

    4.146% APR

    $1,422 / month (est)

    Learn More

    Updated 12/7/2016

    Member of BBBOffers HARP LoansVA Approved LenderFHA Approved LenderLow Fees
    • Low Mortgage Rates. Everyday.
    • Application to Closing in under 30 days
    • Affordable, fast , easy and eager to serve. That's Rate30
    Call Now

    Mortgage rates tailored for you
    • Free mortgage rate quotes
    • Compare rates from up to 5 lenders
    • Select the personalized loan program that suits you best
    Learn More
    Mortgage rates from lenders in your area
    Company Lending Area Comments
    Quicken Loans Last update: 12/07/2016 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

    North Carolina Mortgages

    Looking to buy a home in North Carolina, or perhaps refinance or take out a home equity loan?

    Whatever your mortgage needs, you'll find HSH.com a comprehensive source of current NC mortgage rates, local lenders, calculators, and other information. This can help you:

    • Buy property in North Carolina. Whether your dream home is a condo in Chapel Hill or a cabin in the Blue Ridge Mountains, comparing lenders will help you find the best North Carolina mortgage rates.
    • Use your home equity. Upgrading, updating, or expanding your home with a home equity loan can make your property more enjoyable and add to its value.
    • Refinance. Use mortgage calculators to see what today's NC mortgage rates could do for your payments.

    North Carolina Conventional Mortgage

    A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

    For North Carolina, 95 counties have conventional loan limits at $417,000 and 5 counties range from $458,850 and $625,500.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
    Alamance $417,000 $533,850 $645,300 $801,950
    Alexander $417,000 $533,850 $645,300 $801,950
    Alleghany $417,000 $533,850 $645,300 $801,950
    Anson $417,000 $533,850 $645,300 $801,950
    Ashe $417,000 $533,850 $645,300 $801,950
    Avery $417,000 $533,850 $645,300 $801,950
    Beaufort $417,000 $533,850 $645,300 $801,950
    Bertie $417,000 $533,850 $645,300 $801,950
    Bladen $417,000 $533,850 $645,300 $801,950
    Brunswick $417,000 $533,850 $645,300 $801,950
    Buncombe $417,000 $533,850 $645,300 $801,950
    Burke $417,000 $533,850 $645,300 $801,950
    Cabarrus $417,000 $533,850 $645,300 $801,950
    Caldwell $417,000 $533,850 $645,300 $801,950
    Camden $625,500 $800,775 $967,950 $1,202,925
    Carteret $417,000 $533,850 $645,300 $801,950
    Caswell $417,000 $533,850 $645,300 $801,950
    Catawba $417,000 $533,850 $645,300 $801,950
    Chatham $417,000 $533,850 $645,300 $801,950
    Cherokee $417,000 $533,850 $645,300 $801,950
    Chowan $417,000 $533,850 $645,300 $801,950
    Clay $417,000 $533,850 $645,300 $801,950
    Cleveland $417,000 $533,850 $645,300 $801,950
    Columbus $417,000 $533,850 $645,300 $801,950
    Craven $417,000 $533,850 $645,300 $801,950
    Cumberland $417,000 $533,850 $645,300 $801,950
    Currituck $458,850 $587,400 $710,050 $882,400
    Dare $417,000 $533,850 $645,300 $801,950
    Davidson $417,000 $533,850 $645,300 $801,950
    Davie $417,000 $533,850 $645,300 $801,950
    Duplin $417,000 $533,850 $645,300 $801,950
    Durham $417,000 $533,850 $645,300 $801,950
    Edgecombe $417,000 $533,850 $645,300 $801,950
    Forsyth $417,000 $533,850 $645,300 $801,950
    Franklin $417,000 $533,850 $645,300 $801,950
    Gaston $417,000 $533,850 $645,300 $801,950
    Gates $417,000 $533,850 $645,300 $801,950
    Graham $417,000 $533,850 $645,300 $801,950
    Granville $417,000 $533,850 $645,300 $801,950
    Greene $417,000 $533,850 $645,300 $801,950
    Guilford $417,000 $533,850 $645,300 $801,950
    Halifax $417,000 $533,850 $645,300 $801,950
    Harnett $417,000 $533,850 $645,300 $801,950
    Haywood $417,000 $533,850 $645,300 $801,950
    Henderson $417,000 $533,850 $645,300 $801,950
    Hertford $417,000 $533,850 $645,300 $801,950
    Hoke $417,000 $533,850 $645,300 $801,950
    Hyde $483,000 $618,300 $747,400 $928,850
    Iredell $417,000 $533,850 $645,300 $801,950
    Jackson $417,000 $533,850 $645,300 $801,950
    Johnston $417,000 $533,850 $645,300 $801,950
    Jones $417,000 $533,850 $645,300 $801,950
    Lee $417,000 $533,850 $645,300 $801,950
    Lenoir $417,000 $533,850 $645,300 $801,950
    Lincoln $417,000 $533,850 $645,300 $801,950
    Mcdowell $417,000 $533,850 $645,300 $801,950
    Macon $417,000 $533,850 $645,300 $801,950
    Madison $417,000 $533,850 $645,300 $801,950
    Martin $417,000 $533,850 $645,300 $801,950
    Mecklenburg $417,000 $533,850 $645,300 $801,950
    Mitchell $417,000 $533,850 $645,300 $801,950
    Montgomery $417,000 $533,850 $645,300 $801,950
    Moore $417,000 $533,850 $645,300 $801,950
    Nash $417,000 $533,850 $645,300 $801,950
    New Hanover $417,000 $533,850 $645,300 $801,950
    Northampton $417,000 $533,850 $645,300 $801,950
    Onslow $417,000 $533,850 $645,300 $801,950
    Orange $417,000 $533,850 $645,300 $801,950
    Pamlico $417,000 $533,850 $645,300 $801,950
    Pasquotank $625,500 $800,775 $967,950 $1,202,925
    Pender $417,000 $533,850 $645,300 $801,950
    Perquimans $625,500 $800,775 $967,950 $1,202,925
    Person $417,000 $533,850 $645,300 $801,950
    Pitt $417,000 $533,850 $645,300 $801,950
    Polk $417,000 $533,850 $645,300 $801,950
    Randolph $417,000 $533,850 $645,300 $801,950
    Richmond $417,000 $533,850 $645,300 $801,950
    Robeson $417,000 $533,850 $645,300 $801,950
    Rockingham $417,000 $533,850 $645,300 $801,950
    Rowan $417,000 $533,850 $645,300 $801,950
    Rutherford $417,000 $533,850 $645,300 $801,950
    Sampson $417,000 $533,850 $645,300 $801,950
    Scotland $417,000 $533,850 $645,300 $801,950
    Stanly $417,000 $533,850 $645,300 $801,950
    Stokes $417,000 $533,850 $645,300 $801,950
    Surry $417,000 $533,850 $645,300 $801,950
    Swain $417,000 $533,850 $645,300 $801,950
    Transylvania $417,000 $533,850 $645,300 $801,950
    Tyrrell $417,000 $533,850 $645,300 $801,950
    Union $417,000 $533,850 $645,300 $801,950
    Vance $417,000 $533,850 $645,300 $801,950
    Wake $417,000 $533,850 $645,300 $801,950
    Warren $417,000 $533,850 $645,300 $801,950
    Washington $417,000 $533,850 $645,300 $801,950
    Watauga $417,000 $533,850 $645,300 $801,950
    Wayne $417,000 $533,850 $645,300 $801,950
    Wilkes $417,000 $533,850 $645,300 $801,950
    Wilson $417,000 $533,850 $645,300 $801,950
    Yadkin $417,000 $533,850 $645,300 $801,950
    Yancey $417,000 $533,850 $645,300 $801,950

    Conventional Loans

    A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

    For North Carolina, 95 counties have conventional loan limits at $417,000 and 5 counties range from $458,850 and $625,500.

    County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
    Alamance $417,000 $533,850 $645,300 $801,950
    Alexander $417,000 $533,850 $645,300 $801,950
    Alleghany $417,000 $533,850 $645,300 $801,950
    Anson $417,000 $533,850 $645,300 $801,950
    Ashe $417,000 $533,850 $645,300 $801,950
    Avery $417,000 $533,850 $645,300 $801,950
    Beaufort $417,000 $533,850 $645,300 $801,950
    Bertie $417,000 $533,850 $645,300 $801,950
    Bladen $417,000 $533,850 $645,300 $801,950
    Brunswick $417,000 $533,850 $645,300 $801,950
    Buncombe $417,000 $533,850 $645,300 $801,950
    Burke $417,000 $533,850 $645,300 $801,950
    Cabarrus $417,000 $533,850 $645,300 $801,950
    Caldwell $417,000 $533,850 $645,300 $801,950
    Camden $625,500 $800,775 $967,950 $1,202,925
    Carteret $417,000 $533,850 $645,300 $801,950
    Caswell $417,000 $533,850 $645,300 $801,950
    Catawba $417,000 $533,850 $645,300 $801,950
    Chatham $417,000 $533,850 $645,300 $801,950
    Cherokee $417,000 $533,850 $645,300 $801,950
    Chowan $417,000 $533,850 $645,300 $801,950
    Clay $417,000 $533,850 $645,300 $801,950
    Cleveland $417,000 $533,850 $645,300 $801,950
    Columbus $417,000 $533,850 $645,300 $801,950
    Craven $417,000 $533,850 $645,300 $801,950
    Cumberland $417,000 $533,850 $645,300 $801,950
    Currituck $458,850 $587,400 $710,050 $882,400
    Dare $417,000 $533,850 $645,300 $801,950
    Davidson $417,000 $533,850 $645,300 $801,950
    Davie $417,000 $533,850 $645,300 $801,950
    Duplin $417,000 $533,850 $645,300 $801,950
    Durham $417,000 $533,850 $645,300 $801,950
    Edgecombe $417,000 $533,850 $645,300 $801,950
    Forsyth $417,000 $533,850 $645,300 $801,950
    Franklin $417,000 $533,850 $645,300 $801,950
    Gaston $417,000 $533,850 $645,300 $801,950
    Gates $417,000 $533,850 $645,300 $801,950
    Graham $417,000 $533,850 $645,300 $801,950
    Granville $417,000 $533,850 $645,300 $801,950
    Greene $417,000 $533,850 $645,300 $801,950
    Guilford $417,000 $533,850 $645,300 $801,950
    Halifax $417,000 $533,850 $645,300 $801,950
    Harnett $417,000 $533,850 $645,300 $801,950
    Haywood $417,000 $533,850 $645,300 $801,950
    Henderson $417,000 $533,850 $645,300 $801,950
    Hertford $417,000 $533,850 $645,300 $801,950
    Hoke $417,000 $533,850 $645,300 $801,950
    Hyde $483,000 $618,300 $747,400 $928,850
    Iredell $417,000 $533,850 $645,300 $801,950
    Jackson $417,000 $533,850 $645,300 $801,950
    Johnston $417,000 $533,850 $645,300 $801,950
    Jones $417,000 $533,850 $645,300 $801,950
    Lee $417,000 $533,850 $645,300 $801,950
    Lenoir $417,000 $533,850 $645,300 $801,950
    Lincoln $417,000 $533,850 $645,300 $801,950
    Mcdowell $417,000 $533,850 $645,300 $801,950
    Macon $417,000 $533,850 $645,300 $801,950
    Madison $417,000 $533,850 $645,300 $801,950
    Martin $417,000 $533,850 $645,300 $801,950
    Mecklenburg $417,000 $533,850 $645,300 $801,950
    Mitchell $417,000 $533,850 $645,300 $801,950
    Montgomery $417,000 $533,850 $645,300 $801,950
    Moore $417,000 $533,850 $645,300 $801,950
    Nash $417,000 $533,850 $645,300 $801,950
    New Hanover $417,000 $533,850 $645,300 $801,950
    Northampton $417,000 $533,850 $645,300 $801,950
    Onslow $417,000 $533,850 $645,300 $801,950
    Orange $417,000 $533,850 $645,300 $801,950
    Pamlico $417,000 $533,850 $645,300 $801,950
    Pasquotank $625,500 $800,775 $967,950 $1,202,925
    Pender $417,000 $533,850 $645,300 $801,950
    Perquimans $625,500 $800,775 $967,950 $1,202,925
    Person $417,000 $533,850 $645,300 $801,950
    Pitt $417,000 $533,850 $645,300 $801,950
    Polk $417,000 $533,850 $645,300 $801,950
    Randolph $417,000 $533,850 $645,300 $801,950
    Richmond $417,000 $533,850 $645,300 $801,950
    Robeson $417,000 $533,850 $645,300 $801,950
    Rockingham $417,000 $533,850 $645,300 $801,950
    Rowan $417,000 $533,850 $645,300 $801,950
    Rutherford $417,000 $533,850 $645,300 $801,950
    Sampson $417,000 $533,850 $645,300 $801,950
    Scotland $417,000 $533,850 $645,300 $801,950
    Stanly $417,000 $533,850 $645,300 $801,950
    Stokes $417,000 $533,850 $645,300 $801,950
    Surry $417,000 $533,850 $645,300 $801,950
    Swain $417,000 $533,850 $645,300 $801,950
    Transylvania $417,000 $533,850 $645,300 $801,950
    Tyrrell $417,000 $533,850 $645,300 $801,950
    Union $417,000 $533,850 $645,300 $801,950
    Vance $417,000 $533,850 $645,300 $801,950
    Wake $417,000 $533,850 $645,300 $801,950
    Warren $417,000 $533,850 $645,300 $801,950
    Washington $417,000 $533,850 $645,300 $801,950
    Watauga $417,000 $533,850 $645,300 $801,950
    Wayne $417,000 $533,850 $645,300 $801,950
    Wilkes $417,000 $533,850 $645,300 $801,950
    Wilson $417,000 $533,850 $645,300 $801,950
    Yadkin $417,000 $533,850 $645,300 $801,950
    Yancey $417,000 $533,850 $645,300 $801,950

    Calculate your payments for North Carolina properties with our mortgage calculator.