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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's North Dakota Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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North Dakota Mortgages

Are you looking into buying a home in North Dakota, or are you interested in a loan on an existing property in ND?

If so, HSH.com has the information you need, including current ND mortgage rates, local lenders, and loan calculators. With these resources you can:

  • Look into buying property. If the wide open spaces and quality of life in North Dakota appeal to you, comparing lenders on HSH.com will help you find the best North Dakota mortgage rates.
  • Improve your current property. A home equity loan can help you add value to your home, or meet other needs.
  • Refinance your mortgage. Enter recent ND mortgage rates into a refinancing calculator to find out if refinancing could save you money.

North Dakota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for North Dakota

County Name One Family Two Family Three Family Four Family
Adams County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Barnes County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Benson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Billings County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bottineau County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bowman County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Burke County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Burleigh County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cass County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cavalier County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dickey County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Divide County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dunn County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Eddy County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Emmons County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Foster County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Golden Valley County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grand Forks County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grant County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Griggs County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hettinger County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kidder County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lamoure County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Logan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mchenry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mcintosh County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mckenzie County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mclean County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mercer County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Morton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mountrail County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Nelson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Oliver County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pembina County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pierce County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ramsey County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ransom County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Renville County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Richland County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Rolette County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sargent County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sheridan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sioux County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Slope County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Stark County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Steele County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Stutsman County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Towner County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Traill County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Walsh County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ward County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wells County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Williams County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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