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New Jersey Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in New Jersey

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3.875% Rate

30 Yr. Fixed

3.999% APR

$1,422 / month (est)

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Updated 4/28/2017

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4.500% Rate

30 Yr. Fixed

4.562% APR

$1,532 / month (est)

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Updated 4/29/2017

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
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4.125% Rate

30 Yr. Fixed

4.186% APR

$1,466 / month (est)

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Updated 4/29/2017

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Mortgage rates from lenders in your area
Company Lending Area Comments
Quicken Loans Last update: 04/29/2017 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!
Millenium Home Mortgage, LLC Last update: 04/28/2017 NJ, PA, NY, CT Specializing in Jumbo, 2nd/ Vac Homes, Co-op and Condos. Great Selection of Interest Only Loans!
Clifton Savings Bank Last update: 04/28/2017   We're large enough to serve your needs, and small enough to know your name.
Oritani Bank Last update: 04/21/2017 New Jersey 21 Branches serving New Jersey since 1911.
Crossroads Finance Last update: 02/13/2017 New Jersey NJ`s Discount Lender. We Will Beat Anyone`s Rates + Fees. Period. Easy, Fast, + Friendly.
Absolute Home Mortgage Corp Last update: 11/04/2016 NJ Open Evenings & Weekends.
Specializing in Jumbo Mortgage.

New Jersey Mortgages

Whether mortgage interest rates are low or high, homeowners often want to refinance in order to reorganize their finances. Compare New Jersey mortgage rates from various lenders to see if there is a mortgage program that meets your needs.

If you want to pay off your loan faster, you may want to look for a 15-year fixed-rate loan or even a 10-year fixed-rate loan. If you would rather lower your monthly payments, check NJ mortgage rates to see if interest rates have dropped. Putting these figures through a mortgage calculator--or asking a qualified lender--will help you determine which home loan suits your needs.

Compare current NJ mortgage rates and then use resources at HSH.com to narrow down your mortgage choices for a purchase, refinance, or home equity loan.

New Jersey conventional mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For New Jersey, 9 counties have a conventional loan limit at $417,000 and 12 counties at $625,500.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Atlantic $417,000 $533,850 $645,300 $801,950
Bergen $625,500 $800,775 $967,950 $1,202,925
Burlington $417,000 $533,850 $645,300 $801,950
Camden $417,000 $533,850 $645,300 $801,950
Cape May $417,000 $533,850 $645,300 $801,950
Cumberland $417,000 $533,850 $645,300 $801,950
Essex $625,500 $800,775 $967,950 $1,202,925
Gloucester $417,000 $533,850 $645,300 $801,950
Hudson $625,500 $800,775 $967,950 $1,202,925
Hunterdon $625,500 $800,775 $967,950 $1,202,925
Mercer $417,000 $533,850 $645,300 $801,950
Middlesex $625,500 $800,775 $967,950 $1,202,925
Monmouth $625,500 $800,775 $967,950 $1,202,925
Morris $625,500 $800,775 $967,950 $1,202,925
Ocean $625,500 $800,775 $967,950 $1,202,925
Passaic $625,500 $800,775 $967,950 $1,202,925
Salem $417,000 $533,850 $645,300 $801,950
Somerset $625,500 $800,775 $967,950 $1,202,925
Sussex $625,500 $800,775 $967,950 $1,202,925
Union $625,500 $800,775 $967,950 $1,202,925
Warren $417,000 $533,850 $645,300 $801,950

Calculate your payments for New Jersey properties with our mortgage calculator.