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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's New Mexico Mortgage Rates in the HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan.
Refinance
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New Mexico Mortgages

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

New Mexico Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for New Mexico

County Name One Family Two Family Three Family Four Family
Bernalillo County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Catron County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Chaves County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cibola County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Colfax County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Curry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
De Baca County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dona Ana County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Eddy County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grant County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Guadalupe County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Harding County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hidalgo County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lea County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lincoln County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Los Alamos County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Luna County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mckinley County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mora County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Otero County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Quay County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Rio Arriba County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Roosevelt County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
San Juan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
San Miguel County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sandoval County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Santa Fe County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sierra County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Socorro County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Taos County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Torrance County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Union County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Valencia County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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