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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's Oregon Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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Oregon Mortgages

If you have mortgage needs in Oregon, whether it's to buy a new home, refinance, or take out a home equity loan, HSH.com has the resources you need.

HSH.com has information on current OR mortgage rates, local lenders, and other tools to help you:

  • Buy a home in Oregon. With dramatic coastlines, peaceful forests, and modern urban neighborhoods, Oregon has great locations for your new home, and HSH.com can help you find the best Oregon mortgage rates available.
  • Use your home equity. A home equity loan or line of credit can give you the resources you need for home improvement or to meet unexpected expenses.
  • Refinance your mortgage. A mortgage calculator can quickly compute your new payments. Plug in current OR mortgage rates to see whether you could save.

Oregon Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Oregon

County Name One Family Two Family Three Family Four Family
Baker County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Benton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clackamas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clatsop County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Columbia County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Coos County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Crook County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Curry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Deschutes County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Douglas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gilliam County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grant County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Harney County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hood River County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jackson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jefferson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Josephine County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Klamath County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lake County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lane County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lincoln County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Linn County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Malheur County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marion County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Morrow County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Multnomah County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Polk County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sherman County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tillamook County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Umatilla County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Union County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wallowa County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wasco County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Washington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wheeler County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Yamhill County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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