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Rhode Island Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • Fixed Mortgage Rates
  • Lower Refinance Rates, 15yr Fixed
  • (2.65% APR)
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Mortgage Refinance rates in Rhode Island

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3.125% Rate

30 Yr. Fixed

3.292% APR

$1,295 / month (est)

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Updated 9/23/2016

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3.625% Rate

30 Yr. Fixed

3.866% APR

$1,379 / month (est)

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Updated 9/23/2016

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
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  • Rates are still incredibly low! Lock in a low rate and payment today.
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3.375% Rate

30 Yr. Fixed

3.576% APR

$1,337 / month (est)

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Updated 9/23/2016

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VA Loans for Rhode+Island Veterans
  • Check your 2016 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
  • Active or Retired VA Programs Available
  • Zero Down and Low Interest Rates
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VA Loans for Rhode+Island Veterans
  • Check your 2016 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
  • Active or Retired VA Programs Available
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Mortgage rates from lenders in your area
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Quicken Loans Last update: 09/24/2016 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

Rhode Island Mortgages

Consider HSH.com a one-stop-shopping source for all your mortgage needs in Rhode Island.

With information on current RI mortgage rates, a list of lenders qualified to do business in the state, and tools like mortgage calculators, HSH.com can help you:

  • Find out how much house you can afford. With the state's easy access to the coastline and major metropolitan areas, Rhode Island real estate is often at a premium. Finding the best Rhode Island mortgage rates on HSH.com can make a home purchase more affordable.
  • Access home equity. A home equity loan can be the best way to finance long-term projects like home repairs or capital improvements, saving you money over the long term.
  • Refinance. Use an HSH.com mortgage calculators to see if today's RI mortgage rates could save you interest payments over the life of your loan.

Rhode Island Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Rhode Island, the conventional loan limit is at $426,650 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Bristol $426,650 $546,200 $660,200 $820,500
Kent $426,650 $546,200 $660,200 $820,500
Newport $426,650 $546,200 $660,200 $820,500
Providence $426,650 $546,200 $660,200 $820,500
Washington $426,650 $546,200 $660,200 $820,500

Calculate your payments for Rhode Island properties with our mortgage calculator.