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Rhode Island Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • 2.75% Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.83% APR)
www.ratezip.com
  • VA Loans = No Mortgage Insurance
  • 100% Financing, No Down Payment
  • Active or Retired VA Status Ok
www.varatelock.com

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Mortgage Refinance rates in Rhode Island

3.875% Rate

30 Yr. Fixed

3.991% APR

$940 / month (est)

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Updated 5/27/2015

National LenderFHA Approved LenderVA Approved LenderOffers HARP LoansExtended Support Hours
  • Find a mortgage right for you. NMLS#98161
  • Enjoy a convenient loan process
  • Low rates. Learn more now.
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3.625% Rate

30 Yr. Fixed

3.786% APR

$912 / month (est)

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Updated 5/27/2015

Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
  • FDIC Insured Bank
  • Apply Online 24/7
  • Approvals in Minutes
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3.875% Rate

30 Yr. Fixed

4.100% APR

$940 / month (est)

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Updated 5/27/2015

Immediate Rate LockLow FeesExtended Support HoursOffers HARP LoansNational Lender
  • Get a customized quote in minutes
  • Free 60-day rate lock and no application fee
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3.875% Rate

30 Yr. Fixed

3.914% APR

$940 / month (est)

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Updated 5/27/2015

National LenderMember of BBBFHA Approved LenderOffers HARP LoansVA Approved Lender
  • DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Rhode Island.
  • These rates won't last. Call now and lock-in your low rate!
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3.875% Rate

30 Yr. Fixed

4.028% APR

$940 / month (est)

Learn More

Updated 5/27/2015

National LenderExtended Support HoursFHA Approved LenderOffers HARP LoansImmediate Rate Lock
  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
Call Now

Mortgage Rates From 2.88% (3.05% APR)
  • $200k Loan for Under $830/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
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Mortgage rates from lenders in your area
Company Lending Area Comments
Aimloan.com Last update: 05/27/2015 Nationwide Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
Quicken Loans Last update: 05/27/2015 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

Rhode Island Mortgages

Consider HSH.com a one-stop-shopping source for all your mortgage needs in Rhode Island.

With information on current RI mortgage rates, a list of lenders qualified to do business in the state, and tools like mortgage calculators, HSH.com can help you:

  • Find out how much house you can afford. With the state's easy access to the coastline and major metropolitan areas, Rhode Island real estate is often at a premium. Finding the best Rhode Island mortgage rates on HSH.com can make a home purchase more affordable.
  • Access home equity. A home equity loan can be the best way to finance long-term projects like home repairs or capital improvements, saving you money over the long term.
  • Refinance. Use an HSH.com mortgage calculators to see if today's RI mortgage rates could save you interest payments over the life of your loan.

Rhode Island Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Rhode Island, the conventional loan limit is at $426,650 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Bristol $426,650 $546,200 $660,200 $820,500
Kent $426,650 $546,200 $660,200 $820,500
Newport $426,650 $546,200 $660,200 $820,500
Providence $426,650 $546,200 $660,200 $820,500
Washington $426,650 $546,200 $660,200 $820,500

Calculate your payments for Rhode Island properties with our mortgage calculator.