We research, you save.

South Dakota Mortgage Rates and Refinance Rates: HSH Lender Showcase

Refine Your Search

Get Quotes

Mortgage refinance rates in South Dakota

3.750% Rate

30 Yr. Fixed

3.804% APR

$926 / month (est)

Learn More

Updated 12/19/2014

National LenderFHA Approved LenderVA Approved LenderOffers HARP LoansExtended Support Hours
  • Find a mortgage right for you. NMLS#98161
  • Enjoy a convenient loan process
  • Low rates. Learn more now.
Call Now

3.750% Rate

30 Yr. Fixed

3.973% APR

$926 / month (est)

Learn More

Updated 12/19/2014

Immediate Rate LockLow FeesExtended Support HoursOffers HARP LoansNational Lender
  • Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee
Call Now

3.750% Rate

30 Yr. Fixed

3.789% APR

$926 / month (est)

Learn More

Updated 12/19/2014

National LenderMember of BBBFHA Approved LenderOffers HARP LoansVA Approved Lender
  • Refinance your mortgage and start saving today.
  • We approve and fund your new loan in less than a month.
  • These rates won't last. Call now and lock-in your low rate!
Call Now

4.050% Rate

30 Yr. Fixed

4.314% APR

$961 / month (est)

Learn More

Updated 12/19/2014

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

Mortgages from 2.50% (2.88% APR)
  • $200k Loan for Under $790/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
Learn More
Mortgage rates from lenders in your area
Company Lending Area Comments
Aimloan.com Last update: 12/19/2014 Nationwide Certified UpFront Lender! Rates & Good Faith Estimate Online 24/7
Quicken Loans Last update: 12/19/2014 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

South Dakota Mortgages

If you own, or are interested in owning, property in South Dakota, you should check out HSH.com.

You'll find HSH.com a comprehensive source for current SD mortgage rates, historical mortgage rate trends, and much more. HSH.com has information you can use to:

  • Finance the a home purchase in South Dakota. With its affordable prices and wide open spaces, South Dakota has much to offer, and HSH.com can help you buy your home with info on South Dakota mortgage rates and lenders.
  • Tap into home equity. A home equity loan can be a practical solution for financing home improvements or other long-term projects.
  • Refinance a mortgage. Check out SD mortgage rates and refinancing calculators on HSH.com to see if you can lower monthly payments, pay off your mortgage earlier than planned, or change the terms of your home loan.

South Dakota Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For South Dakota, the conventional loan limit is at $417,000 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Aurora $417,000 $533,850 $645,300 $801,950
Beadle $417,000 $533,850 $645,300 $801,950
Bennett $417,000 $533,850 $645,300 $801,950
Bon Homme $417,000 $533,850 $645,300 $801,950
Brookings $417,000 $533,850 $645,300 $801,950
Brown $417,000 $533,850 $645,300 $801,950
Brule $417,000 $533,850 $645,300 $801,950
Buffalo $417,000 $533,850 $645,300 $801,950
Butte $417,000 $533,850 $645,300 $801,950
Campbell $417,000 $533,850 $645,300 $801,950
Charles Mix $417,000 $533,850 $645,300 $801,950
Clark $417,000 $533,850 $645,300 $801,950
Clay $417,000 $533,850 $645,300 $801,950
Codington $417,000 $533,850 $645,300 $801,950
Corson $417,000 $533,850 $645,300 $801,950
Custer $417,000 $533,850 $645,300 $801,950
Davison $417,000 $533,850 $645,300 $801,950
Day $417,000 $533,850 $645,300 $801,950
Deuel $417,000 $533,850 $645,300 $801,950
Dewey $417,000 $533,850 $645,300 $801,950
Douglas $417,000 $533,850 $645,300 $801,950
Edmunds $417,000 $533,850 $645,300 $801,950
Fall River $417,000 $533,850 $645,300 $801,950
Faulk $417,000 $533,850 $645,300 $801,950
Grant $417,000 $533,850 $645,300 $801,950
Gregory $417,000 $533,850 $645,300 $801,950
Haakon $417,000 $533,850 $645,300 $801,950
Hamlin $417,000 $533,850 $645,300 $801,950
Hand $417,000 $533,850 $645,300 $801,950
Hanson $417,000 $533,850 $645,300 $801,950
Harding $417,000 $533,850 $645,300 $801,950
Hughes $417,000 $533,850 $645,300 $801,950
Hutchinson $417,000 $533,850 $645,300 $801,950
Hyde $417,000 $533,850 $645,300 $801,950
Jackson $417,000 $533,850 $645,300 $801,950
Jerauld $417,000 $533,850 $645,300 $801,950
Jones $417,000 $533,850 $645,300 $801,950
Kingsbury $417,000 $533,850 $645,300 $801,950
Lake $417,000 $533,850 $645,300 $801,950
Lawrence $417,000 $533,850 $645,300 $801,950
Lincoln $417,000 $533,850 $645,300 $801,950
Lyman $417,000 $533,850 $645,300 $801,950
Mccook $417,000 $533,850 $645,300 $801,950
Mcpherson $417,000 $533,850 $645,300 $801,950
Marshall $417,000 $533,850 $645,300 $801,950
Meade $417,000 $533,850 $645,300 $801,950
Mellette $417,000 $533,850 $645,300 $801,950
Miner $417,000 $533,850 $645,300 $801,950
Minnehaha $417,000 $533,850 $645,300 $801,950
Moody $417,000 $533,850 $645,300 $801,950
Pennington $417,000 $533,850 $645,300 $801,950
Perkins $417,000 $533,850 $645,300 $801,950
Potter $417,000 $533,850 $645,300 $801,950
Roberts $417,000 $533,850 $645,300 $801,950
Sanborn $417,000 $533,850 $645,300 $801,950
Shannon $417,000 $533,850 $645,300 $801,950
Spink $417,000 $533,850 $645,300 $801,950
Stanley $417,000 $533,850 $645,300 $801,950
Sully $417,000 $533,850 $645,300 $801,950
Todd $417,000 $533,850 $645,300 $801,950
Tripp $417,000 $533,850 $645,300 $801,950
Turner $417,000 $533,850 $645,300 $801,950
Union $417,000 $533,850 $645,300 $801,950
Walworth $417,000 $533,850 $645,300 $801,950
Yankton $417,000 $533,850 $645,300 $801,950
Ziebach $417,000 $533,850 $645,300 $801,950

Calculate your payments for South Dakota properties with our mortgage calculator.