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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's South Dakota Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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South Dakota Mortgages

If you own, or are interested in owning, property in South Dakota, you should check out HSH.com.

You'll find HSH.com a comprehensive source for current SD mortgage rates, historical mortgage rate trends, and much more. HSH.com has information you can use to:

  • Finance the a home purchase in South Dakota. With its affordable prices and wide open spaces, South Dakota has much to offer, and HSH.com can help you buy your home with info on South Dakota mortgage rates and lenders.
  • Tap into home equity. A home equity loan can be a practical solution for financing home improvements or other long-term projects.
  • Refinance a mortgage. Check out SD mortgage rates and refinancing calculators on HSH.com to see if you can lower monthly payments, pay off your mortgage earlier than planned, or change the terms of your home loan.

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for South Dakota

County Name One Family Two Family Three Family Four Family
Aurora County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Beadle County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bennett County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bon Homme County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Brookings County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Brown County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Brule County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Buffalo County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Butte County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Campbell County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Charles Mix County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clark County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clay County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Codington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Corson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Custer County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Davison County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Day County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Deuel County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dewey County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Douglas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Edmunds County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fall River County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Faulk County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grant County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gregory County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Haakon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hamlin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hand County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hanson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Harding County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hughes County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hutchinson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hyde County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jackson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jerauld County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jones County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kingsbury County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lake County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lawrence County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lincoln County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lyman County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marshall County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mccook County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mcpherson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Meade County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mellette County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Miner County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Minnehaha County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Moody County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Oglala Lakota County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pennington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Perkins County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Potter County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Roberts County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sanborn County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Spink County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Stanley County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sully County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Todd County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tripp County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Turner County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Union County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Walworth County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Yankton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ziebach County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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