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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's Utah Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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Utah Mortgages

Utah comes in at the top or near the top of almost every quality of life survey or study there is. Small wonder that this state is popular with those who move out west. Do you need a mortgage in Utah? The Utah Division of Real Estate investigates and approves mortgage lenders in the state. The license currently issued for both mortgage brokers and direct mortgage lenders is the Residential Mortgage Lender License. You can find licensed Utah lenders and compare their current UT mortgage rates on HSH.com.

Check out HSH.com's tools, such as the mortgage payment calculator, to see how current Utah mortgage rates influences your payment.

Utah Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Utah

County Name One Family Two Family Three Family Four Family
Beaver County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Box Elder County One Family$646,300 Two Family$827,400 Three Family$1,000,100 Four Family$1,242,900
Cache County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Carbon County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Daggett County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Davis County One Family$646,300 Two Family$827,400 Three Family$1,000,100 Four Family$1,242,900
Duchesne County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Emery County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Garfield County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grand County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Iron County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Juab County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Kane County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Millard County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Morgan County One Family$646,300 Two Family$827,400 Three Family$1,000,100 Four Family$1,242,900
Piute County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Rich County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Salt Lake County One Family$600,300 Two Family$768,500 Three Family$928,950 Four Family$1,154,450
San Juan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sanpete County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sevier County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Summit County One Family$762,450 Two Family$976,100 Three Family$1,179,850 Four Family$1,466,250
Tooele County One Family$600,300 Two Family$768,500 Three Family$928,950 Four Family$1,154,450
Uintah County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Utah County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wasatch County One Family$762,450 Two Family$976,100 Three Family$1,179,850 Four Family$1,466,250
Washington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wayne County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Weber County One Family$646,300 Two Family$827,400 Three Family$1,000,100 Four Family$1,242,900
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