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Utah Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Utah

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3.750% Rate

30 Yr. Fixed

3.874% APR

$1,400 / month (est)

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Updated 10/17/2017

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Utah.
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  • Call now and lock-in your low rate!

3.990% Rate

30 Yr. Fixed

4.050% APR

$1,442 / month (est)

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Updated 10/17/2017

  • Fast, Powerful and Completely Online
  • Get an approval to buy a home or refinance your mortgage in minutes.
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4.375% Rate

30 Yr. Fixed

4.437% APR

$1,510 / month (est)

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Updated 10/17/2017

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

4.250% Rate

30 Yr. Fixed

4.250% APR

$1,488 / month (est)

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Updated 10/17/2017

  • Easy online application & competitive rates
  • No fees, no catch! No Application, Origination or Lenders Fees.
  • Refinance fast! Typical applications close in 30 days
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Utah Mortgages

Utah comes in at the top or near the top of almost every quality of life survey or study there is. Small wonder that this state is popular with those who move out west. Do you need a mortgage in Utah? The Utah Division of Real Estate investigates and approves mortgage lenders in the state. The license currently issued for both mortgage brokers and direct mortgage lenders is the Residential Mortgage Lender License. You can find licensed Utah lenders and compare their current UT mortgage rates on HSH.com.

Check out HSH.com's tools, such as the mortgage payment calculator, to see how current Utah mortgage rates influences your payment.

Utah Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Utah, 26 counties have a conventional loan limit at $417,000 and 3 counties are at $600,300.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Beaver $417,000 $533,850 $645,300 $801,950
Box Elder $417,000 $533,850 $645,300 $801,950
Cache $417,000 $533,850 $645,300 $801,950
Carbon $417,000 $533,850 $645,300 $801,950
Daggett $417,000 $533,850 $645,300 $801,950
Davis $417,000 $533,850 $645,300 $801,950
Duchesne $417,000 $533,850 $645,300 $801,950
Emery $417,000 $533,850 $645,300 $801,950
Garfield $417,000 $533,850 $645,300 $801,950
Grand $417,000 $533,850 $645,300 $801,950
Iron $417,000 $533,850 $645,300 $801,950
Juab $417,000 $533,850 $645,300 $801,950
Kane $417,000 $533,850 $645,300 $801,950
Millard $417,000 $533,850 $645,300 $801,950
Morgan $417,000 $533,850 $645,300 $801,950
Piute $417,000 $533,850 $645,300 $801,950
Rich $417,000 $533,850 $645,300 $801,950
Salt Lake $600,300 $768,500 $928,950 $1,154,450
San Juan $417,000 $533,850 $645,300 $801,950
Sanpete $417,000 $533,850 $645,300 $801,950
Sevier $417,000 $533,850 $645,300 $801,950
Summit $600,300 $768,500 $928,950 $1,154,450
Tooele $600,300 $768,500 $928,950 $1,154,450
Uintah $417,000 $533,850 $645,300 $801,950
Utah $417,000 $533,850 $645,300 $801,950
Wasatch $417,000 $533,850 $645,300 $801,950
Washington $417,000 $533,850 $645,300 $801,950
Wayne $417,000 $533,850 $645,300 $801,950
Weber $417,000 $533,850 $645,300 $801,950

Calculate your payments for Utah properties with our mortgage calculator.