X

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's Virginia Mortgage Rates in the HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
Sorry, no listings found currently for the selected values

Virginia Mortgages

Virginia contains metro areas designated "high-cost" by Fannie Mae, FHA, and Freddie Mac. For example, mortgage limits in Arlington are well above the limits in other parts of the country.

Are you looking for a purchase or refinance mortgage in Virginia? Mortgage lenders in the Commonwealth of Virginia are regulated by its Bureau of Financial Institutions. One unique feature of Virginia mortgage lender licenses is they do not have expiration dates and remain in effect until surrendered, suspended, or revoked. However, an annual report and current financial statements do need to be provided. You can find licensed Virginia lenders and compare their current VA mortgage rates here on HSH.com. With other research tools, such as the mortgage calculators, you can see how Virginia mortgage rates affect your monthly payment.

Virginia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Virginia

County Name One Family Two Family Three Family Four Family
Accomack County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Albemarle County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Alexandria City One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Alleghany County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Amelia County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Amherst County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Appomattox County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Arlington County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Augusta County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bath County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bedford County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bland County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Botetourt County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Bristol City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Brunswick County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Buchanan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Buckingham County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Buena Vista City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Campbell County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Caroline County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Carroll County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Charles City County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Charlotte County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Charlottesville City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Chesapeake City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Chesterfield County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Clarke County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Colonial Heights City One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Covington City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Craig County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Culpeper County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Cumberland County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Danville City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dickenson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Dinwiddie County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Emporia City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Essex County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fairfax City One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Fairfax County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Falls Church City One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Fauquier County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Floyd County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fluvanna County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Franklin City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Franklin County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Frederick County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fredericksburg City One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Galax City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Giles County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gloucester County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Goochland County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Grayson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Greene County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Greensville County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Halifax County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hampton City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hanover County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Harrisonburg City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Henrico County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Henry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Highland County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hopewell City One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Isle Of Wight County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
James City County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
King And Queen County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
King George County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
King William County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Lancaster County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lee County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lexington City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Loudoun County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Louisa County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Lunenburg County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lynchburg City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Madison County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Manassas City One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Manassas Park City One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Martinsville City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mathews County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mecklenburg County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Middlesex County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Montgomery County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Nelson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
New Kent County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Newport News City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Norfolk City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Northampton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Northumberland County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Norton City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Nottoway County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Orange County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Page County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Patrick County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Petersburg City One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Pittsylvania County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Poquoson City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Portsmouth City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Powhatan County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Prince Edward County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Prince George County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Prince William County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Pulaski County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Radford City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Rappahannock County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Richmond City One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Richmond County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Roanoke City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Roanoke County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Rockbridge County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Rockingham County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Russell County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Salem City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Scott County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Shenandoah County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Smyth County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Southampton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Spotsylvania County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Stafford County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Staunton City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Suffolk City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Surry County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Sussex County One Family$535,900 Two Family$686,050 Three Family$829,250 Four Family$1,030,600
Tazewell County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Virginia Beach City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Warren County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Washington County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Waynesboro City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Westmoreland County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Williamsburg City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Winchester City One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wise County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wythe County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
York County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen