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West Virginia Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in West Virginia

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3.500% Rate

30 Yr. Fixed

3.672% APR

$1,358 / month (est)

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Updated 6/24/2016

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Direct Lender. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in West Virginia.
  • These rates won't last. Call now and lock-in your low rate!
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3.750% Rate

30 Yr. Fixed

3.950% APR

$1,400 / month (est)

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Updated 6/24/2016

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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3.875% Rate

30 Yr. Fixed

3.909% APR

$1,422 / month (est)

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Updated 6/24/2016

  • Direct Mortgage Lender. NMLS ID #1168.
  • State License #ML-20553
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VA Loans for West Virginia Veterans
  • Check your 2016 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
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VA Loans for West Virginia Veterans
  • Check your 2016 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
  • Active or Retired VA Programs Available
  • Zero Down and Low Interest Rates
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Quicken Loans Last update: 06/25/2016 Nationwide! Great Rates. Expert Advice. Fast Process. Call 800-695-4122 and lock-in a low 30yr fixed rate today!

West Virginia Mortgages

West Virginia is a popular place to search for real estate, not only for its lower housing and living costs but also for its scenic beauty.

If you plan on buying or refinancing a home in the Mountain State--whether it's a vacation home in the Allegheny Mountains or a charming bungalow in Charleston--an experienced mortgage lender can help you interpret today's WV mortgage rates.

Mortgage lenders in the West Virginia are regulated by the West Virginia Division of Banking in Charleston. To get licensed in West Virginia, mortgage lenders must pass a background check, post a bond, and have a credit score greater than 575. To find licensed West Virginia lenders and compare the current WV mortgage rates on offer, check this listing on HSH.com. Mortgage calculators and other research tools can let you see how current West Virginia mortgage rates might affect your mortgage qualification.

West Virginia Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For West Virginia, 54 counties have a conventional loan limit at $417,000 and 1 county at $625,500.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Barbour $417,000 $533,850 $645,300 $801,950
Berkeley $417,000 $533,850 $645,300 $801,950
Boone $417,000 $533,850 $645,300 $801,950
Braxton $417,000 $533,850 $645,300 $801,950
Brooke $417,000 $533,850 $645,300 $801,950
Cabell $417,000 $533,850 $645,300 $801,950
Calhoun $417,000 $533,850 $645,300 $801,950
Clay $417,000 $533,850 $645,300 $801,950
Doddridge $417,000 $533,850 $645,300 $801,950
Fayette $417,000 $533,850 $645,300 $801,950
Gilmer $417,000 $533,850 $645,300 $801,950
Grant $417,000 $533,850 $645,300 $801,950
Greenbrier $417,000 $533,850 $645,300 $801,950
Hampshire $417,000 $533,850 $645,300 $801,950
Hancock $417,000 $533,850 $645,300 $801,950
Hardy $417,000 $533,850 $645,300 $801,950
Harrison $417,000 $533,850 $645,300 $801,950
Jackson $417,000 $533,850 $645,300 $801,950
Jefferson $625,500 $800,775 $967,950 $1,202,925
Kanawha $417,000 $533,850 $645,300 $801,950
Lewis $417,000 $533,850 $645,300 $801,950
Lincoln $417,000 $533,850 $645,300 $801,950
Logan $417,000 $533,850 $645,300 $801,950
Mcdowell $417,000 $533,850 $645,300 $801,950
Marion $417,000 $533,850 $645,300 $801,950
Marshall $417,000 $533,850 $645,300 $801,950
Mason $417,000 $533,850 $645,300 $801,950
Mercer $417,000 $533,850 $645,300 $801,950
Mineral $417,000 $533,850 $645,300 $801,950
Mingo $417,000 $533,850 $645,300 $801,950
Monongalia $417,000 $533,850 $645,300 $801,950
Monroe $417,000 $533,850 $645,300 $801,950
Morgan $417,000 $533,850 $645,300 $801,950
Nicholas $417,000 $533,850 $645,300 $801,950
Ohio $417,000 $533,850 $645,300 $801,950
Pendleton $417,000 $533,850 $645,300 $801,950
Pleasants $417,000 $533,850 $645,300 $801,950
Pocahontas $417,000 $533,850 $645,300 $801,950
Preston $417,000 $533,850 $645,300 $801,950
Putnam $417,000 $533,850 $645,300 $801,950
Raleigh $417,000 $533,850 $645,300 $801,950
Randolph $417,000 $533,850 $645,300 $801,950
Ritchie $417,000 $533,850 $645,300 $801,950
Roane $417,000 $533,850 $645,300 $801,950
Summers $417,000 $533,850 $645,300 $801,950
Taylor $417,000 $533,850 $645,300 $801,950
Tucker $417,000 $533,850 $645,300 $801,950
Tyler $417,000 $533,850 $645,300 $801,950
Upshur $417,000 $533,850 $645,300 $801,950
Wayne $417,000 $533,850 $645,300 $801,950
Webster $417,000 $533,850 $645,300 $801,950
Wetzel $417,000 $533,850 $645,300 $801,950
Wirt $417,000 $533,850 $645,300 $801,950
Wood $417,000 $533,850 $645,300 $801,950
Wyoming $417,000 $533,850 $645,300 $801,950

Calculate your payments for West Virginia properties with our mortgage calculator.