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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Today's West Virginia Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan.
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West Virginia Mortgages

West Virginia is a popular place to search for real estate, not only for its lower housing and living costs but also for its scenic beauty.

If you plan on buying or refinancing a home in the Mountain State--whether it's a vacation home in the Allegheny Mountains or a charming bungalow in Charleston--an experienced mortgage lender can help you interpret today's WV mortgage rates.

Mortgage lenders in the West Virginia are regulated by the West Virginia Division of Banking in Charleston. To get licensed in West Virginia, mortgage lenders must pass a background check, post a bond, and have a credit score greater than 575. To find licensed West Virginia lenders and compare the current WV mortgage rates on offer, check this listing on HSH.com. Mortgage calculators and other research tools can let you see how current West Virginia mortgage rates might affect your mortgage qualification.

West Virginia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for West Virginia

County Name One Family Two Family Three Family Four Family
Barbour County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Berkeley County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Boone County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Braxton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Brooke County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Cabell County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Calhoun County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Clay County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Doddridge County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Fayette County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Gilmer County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Grant County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Greenbrier County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hampshire County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hancock County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Hardy County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Harrison County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jackson County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Jefferson County One Family$765,600 Two Family$980,325 Three Family$1,184,925 Four Family$1,472,550
Kanawha County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lewis County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Lincoln County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Logan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marion County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Marshall County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mason County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mcdowell County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mercer County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mineral County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Mingo County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Monongalia County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Monroe County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Morgan County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Nicholas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ohio County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pendleton County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pleasants County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Pocahontas County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Preston County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Putnam County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Raleigh County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Randolph County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Ritchie County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Roane County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Summers County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Taylor County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tucker County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Tyler County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Upshur County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wayne County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Webster County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wetzel County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wirt County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wood County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
Wyoming County One Family$510,400 Two Family$653,550 Three Family$789,950 Four Family$981,700
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