Imperfect Credit?

First Atlantic Funding offers our prospective customers a free Pre-Approval. Our service is different.. we do not simply pre-qualify you, we pre-approve you so all you have to do to close on a loan is meet any loan conditions (if any) and get your appraisal completed. By being pre-approved, you are in the best position to negotiate for a new home because the seller will understand that they an "approved" buyer - no need for a mortgage contingency!

Welcome to First Atlantic Funding!

First Atlantic Funding offers consumers the best rates, the best services and guaranteed closing costs! Whether you are purchasing a home or refinancing your existing mortgage, we can can help guide you into the best mortgage program at one of the most competitive rates in the industry. Because we are mortgage bankers, not brokers, we have the ability to close in our name and sell directly into the secondary market. Call one of our trained mortgage consultants today to learn more about First Atlantic Fundings' programs and services.

As a licensed mortgage banker, we offer a wide range of competitive mortgage programs to buyers of resale properties as well as buyers of new construction. In addition to mortgage services, we provide valuable tools to help you understand the details of buying and selling a home. We also provide many other additional resources to ensure that you have the knowledge to make informed decisions.

We are committed to the customer and provide top-notch customer service. We have earned our reputation through the outstanding relationships that we have developed with builders and realtors around the state.

The cornerstone of our company is our Customer Service Guarantee. Please review our homepage and call or fill out the form below with any questions you may have. We look forward to working with you.

Current "Less Than Perfect " Credit and FHA Mortgage Rates

Program Rate Points APR Max Loan Fees In APR
  FHA 30 Year Fixed 3.75% 0 3.985% 417,000 995
 FHA 30 Year Fixed Jumbo 3.875.% 0 4.175% 625,500 995
  FHA 5/1 ARM 2.5% 0 2.795% 417,000 995
            
Rates as of 06/28/2012 and are subject to change.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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20 Chapin Rd. Suite 1013A
Pinebrook, NJ 07058
Phone: 973-830-8789
Fax: 973-215-2642
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