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Direct Mortgage Banker in Utah Complete in house processing |
| Today, homeowners and potential buyers need to be educated in the lending process and they also need market guidance. For the past 17 years I have been passionately trying to accomplish this task. The financial markets are changing rapidly and those of us that choose to serve the public should focus on quality not quantity. |
 Ron Aguilar Mortgage Specialist Phone: (801) 599-8526 |
| CURRENT MORTGAGE RATES | |||||
| Program | Rate | Points | APR | Max Loan | Fees In APR |
| 30 Yr. Fixed Conventional | 3.875% | 0 | 4.125% | $ 417,000 | $1315 |
| 20 Yr. Fixed Conventional | 3.750% | 0 | 4.125% | $ 417,000 | $1315 |
| 15 Yr. Fixed Conventional | 3.375% | 0 | 3.715% | $ 417,000 | $1315 |
| 30 Yr. Fixed FHA | 3.750% | 0 | 3.989% | $ 362,790 | $1315 |
| 15 Yr. Fixed FHA | 3.000% | 0 | 3.355% | $ 362,790 | $1315 |
| Quotes for fixed rate purchase and refinance loans are generally based on the following criteria: a borrower with good to excellent credit and average income seeking a loan for a single family, owner occupied one unit dwelling with 20% down payment (or 80% loan to value ratio for refinance), and 0 – 2 points. The Rate/APR and other terms may vary from those displayed based on the creditworthiness of the borrower, the type of dwelling, whether the borrower is self-employed, the location of the property and other factors. Specific details of the loans offered by our advertisers are available on their websites. | |||||
| Rates as of 2/3/2012 and are subject to change | |||||
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