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Program Rate Points APR Fees In
APR
30 Year Fixed Conforming 6.375% 0.000 6.43%  500
 500
15 Year Fixed Conforming 6.00% 0.000 6.08%  500
     
15 Year Fixed Jumbo 0.000  500
7/1 ARM   0.000    
          
  0.000    
Rates as of April 18, 2008 and are subject to change without notice.

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13 North Liberty Drive, 2nd Floor
Stony Point NY 10980
888-870-1388 * 845-942-1700 * Fax: 845-942-1791

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NYS Banking Department
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