Certified Funding Capital Corporation specializes in conforming and non-conforming loans. CFC utilizes private investors to fund non-conforming loans that Fannie Mae and Freddie Mac do not fund. Due to our relationships with the private investors we are able to approve more loans.

The best time to lock the interest rate for a loan is when the market rates temporarily drop. The trend can change upward at any time, so it is smart to take advantage of these temporary dips to get the lowest rate possible.

• Certified Funding Capital Corp funds Conforming Loans up to $625,000, Non-Conforming Loans up to $1.5 million, and Super Jumbo Loans up to $10 million.
• Certified Funding Capital Corp offers 10, 15, 20, 25 & 30 year fixed-rate mortgages.
• Adjustable rate mortgages are available with a 5/1, 7/1 & 10/1 option.
• Stated self-employed, no-doc loans are currently being funded with competitive rates and programs.
• Certified Funding Capital Corp is offering government programs such as Making Homes Affordable, HAMP, HARP, HAFA, DU Refi Plus, Open Access, and Relief Refinance Mortgages. These programs are for homeowners who are over 80% loan to value. The government programs do not require monthly mortgage insurance. Some loans are approved with no appraisal needed.

Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in New Jersey. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are. We look forward to working with you.