Residential Mortgage Lenders

At Citizens Community Bank, we know that money comes and goes—sometimes a little faster than you'd like. So we have loans and lines of credit tailored to the kinds of expenses you encounter. Being a bank, we can lend in virtually any state throughout the country! So primary residence, second homes, investment properties – all can be financed or refinanced with Citizens. We are a Direct Lender and can close in as little as 5 business days if needed. No application fees, no processing fees, no underwriting fees – you work too hard for your money to pay unnecessary fees to anyone who is doing your mortgage.

Home Mortgages
Whether you’re planning a new home purchase or a refinancing, we have the residential mortgage you seek. Fully amortized, interest only, fixed rates from 10-30 years, ARMS from 3-10 years. Call or email us discuss rates.

Home Equity Loans
There's equity in your home, and accessing that capital can go a long way to a remodeling or other worthwhile purpose. And the interest on your loan may be tax deductible—check with your tax advisor.

Home Equity Lines of Credit
The equity in your home is a solid basis for a revolving line of credit. We'll show you how to put your home value to good financial ends. And the interest on your line of credit may be tax deductible—check with your tax advisor.

Whether it is Full Documentation or No Income Verification, No Income No Asset Verification – at Citizens your good credit should be rewarded with great rates, low fees and unparalleled service.