Clifton Savings Bank, Clifton NJ

When you shop for a mortgage, you're prepared to make some long-term promises. Shouldn't you get some in return?

At Clifton Savings Bank, our mortgage commitment begins before you sign any papers. We're committed to excellent rates and some of the best terms around. And we keep our loans, so our commitment includes superior service after you sign the loan papers.

We're here to help every step of the way. If you're shopping for your first home, our first-time home buyers program helps you get started. Come talk to us about your home buying or refinancing plans. You'll like our mortgages. You'll like our rates. You'll love our service!

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Residential Mortgage Rates and Terms
Available as of October 17, 2014

Conforming Mortgage Loans
10% down to $417,000; 20% down to $625,500.

Program Int. Rate Points APR Max. Loan Fees In
APR
30 Year FRM 4.000% 0 4.028% $500,000  $308
20 Year FRM 3.750% 0 3.786% $500,000  $308
15 Year FRM 3.000% 0 3.048% $500,000  $308
10/1/30 ARM 3.500% 0 3.280% $500,000  $308
7/1/30 ARM 3.125% 0 3.012% $500,000  $308
5/1/30 ARM 3.000% 0 2.940% $500,000  $308
3/30 ARM 3.000% 0 3.606% $500,000  $308
 
Rates as of 10/17/2014 and are subject to change at any time.
[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

Jumbo Mortgage Loans
$625,501-$1,000,000: 75 LTV; 70 LTV > $1,000,000

Program Int. Rate Points APR Max. Loan Fees In
APR
30 Year FRM 4.250% 0 4.273% $1,500,000  $308
20 Year FRM 4.000% 0 4.032% $1,500,000  $308
15 Year FRM 3.250% 0 3.284% $1,500,000  $308
10/1/30 ARM 3.500% 0 3.280% $1,500,000  $308
7/1/30 ARM 3.125% 0 3.012% $1,500,000  $308
5/1/30 ARM 3.000% 0 2.940% $1,500,000  $308
3/30 ARM 3.000% 0 3.606% $1,500,000  $308
 
Rates as of 10/17/2014 and are subject to change at any time.

We also offer fixed rate Second Mortgage Loans:

 20 Year FRM: 4.500% + 0 points, APR 4.507%
 15 Year FRM: 4.250% + 0 points, APR 4.259%
 10 Year FRM: 4.000% + 0 points, APR 4.013%
 5 Year FRM: 3.750% + 0 points, APR 3.774%
 80% maximum loan-to-value, $250,000 maximum loan amount

Home Equity Line of Credit: 3.250%, APR 3.250%

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1433 Van Houten Ave
Clifton, NJ 07013
Toll Free: 1-888-562-6727
Fax: 973-473-3638

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