First Hope Bank

Any relationship, including a banking one, must start with an introduction. Hopefully, at some point, you will introduce yourself to us, but until then let us tell you about First Hope Bank.

Whether you're purchasing your first home, a vacation getaway, or building your retirement residence, First Hope Bank has the mortgage solution that's right for you. Our team of mortgage professionals, who are among the best in the business, will guide you through every step of the mortgage application process to arrive at the financing solution that's right for you. You'll be treated to our superb customer service while taking advantage of great rates.

 Competitive Rates
 Conventional Mortgages
 Jumbo Loans
 Adjustable Rate Mortgages
 Construction Loans
 FHA Loans
 First Time Home Buyers
 Even if your credit is less than perfect...
  

Current Mortgage Interest Rates

Program Rate Points Annual
Percentage Rate
Max Loan P & I
Per $1,000
Fees In
APR
 5/1 Year Libor ARM 3.750% 0.00 3.58% $417,000 $4.53  $915
 15 Year Fixed Conforming 4.250% 0.00 4.39% $417,000 $7.52  $915
 20 Year Fixed Conforming 4.500% 0.00 4.61% $417,000 $6.33  $915
 30 Year Fixed Conforming 4.500% 1.00 4.67% $417,000 $5.07  $915
 30 Year Fixed Conforming 4.625% 0.00 4.71% $417,000 $5.14  $915
 30 Year Fixed FHA 4.750% 0.00 5.07% $417,000 $5.21  $915
 30 Year First Time Buyer 4.750% 0.00 4.83% $417,000 $5.22  $915
 15 Year Jumbo 4.625% 0.00 4.63% $1,500,000 $7.78  $915
              
 30 Year fixed Jumbo 5.375% 0.00 5.46% $1,500,000 $5.60  $915
 5/1 Year ARM * 4.125% 0.00 3.63% $1,500,000 $4.92  $915
 7/1 Year ARM* 4.375% 0.00 3.86% $1,500,000 $5.14  $915
 10/1 Year ARM* 4.625% 0.00 4.09% $1,500,000 $5.14  $915
   
   
Rates as of 07/07/2010 and are subject to change without notice.
*Annual Percentage Rates may be increased after the initial discount period.
First Hope Bank offers High Balance conforming loan amounts up to $625,500 and $729,750, availability based upon geographic location (call for pricing). First Hope Bank is proud to offer a wide variety of First Time Home Buyer programs, Construction Loans, and Jumbo loan programs over 1.5 Million. Interest Only payment options are available of many programs. All pricing is subject to change at anytime based on market conditions and individual borrower credit characteristics. Please call our mortgage department at 1-866-319-1214 for specific details and pricing quotes. (All Quotes assume: Purchase at 80% loan to value or, rate/term refinance at 75% loan to value with a minimum credit score of 740. All rates are quoted with 45 day rate locks).

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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First Hope Bank

PO Box 296
Hope, NJ 07844
Phone: 908-459-4121
Fax: 908-459-5429

Equal Housing Lender

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