Welcome to First Lenders Mortgage

We are a Full Service New Jersey Licensed Mortgage Banker. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available! The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms to our clients.
  • We Have NO JUNK FEES!
  • DU Refinances UP TO 125% Loan to Value!
  • LOWEST Jumbo Rates in New Jersey!! Call for Details
  • We Strive to BEAT Anything In Writing!!!


    • HSH REFINANCE PROMOTIONS

    30 Year Fixed - 3.25%
    NO CLOSING COSTS
    except appraisal fee
    Minimum 300,000, 75LTV with Escrows, NO Cashout,Single Family, ONE Loan
    15 Year Fixed 2.75%
    NO CLOSING COSTS
    except appraisal fee
    300,000 up to 417,000

    To have our $350 Application Fee WAIVED, please complete the short form below on this page. If you want to call us, please have the form completed first so you can qualify for the $350 application fee waived!

    For More Information Please Visit Our Website at www.NewJerseyMortgageRates.Org

    Current Mortgage Rates

    Program Rate Points APR Max Loan Fees In APR
    Fixed Rate Mortgages
    BEFORE YOU LOCK WITH SOMEONE ELSE PROVIDE US YOUR BEST OFFER!
    30 Year Fixed 3.125 0 3.15 417,000 99
    30 Yr NO Closing costs 275K+ 3.25 0 3.28 417000 99
    30 Yr Super Conforming 60%LTV WOW!! 3.25 0 3.28 625,500 99
    30 Year FHA 3.25 0 3.28 417000 99
    25 Year Fixed 3.125 0 3.15 417,000 99
    20 Year Fixed 60% LTV 275K+ 3.00 0 3.06 417,000 99
    15 Year Fixed WOW!! 275K+ 2.50 0 2.54 417,000 99
    15 Yr - Conf Jumbo 2.75 0 2.78 625,500 99
    10 Year Fixed 2.50 0 2.54 417,000 99
    Adjustable Rate Mortgages
    5/1/30 ARM 2.50 0 2.54 417,000 99
    5/1/30 ARM - Super Conforming 2.625 0 2.65 625,500 99
    5/1/30 ARM - to 1 Million 2.50 0 2.54 1 Million 99
    5/1/30 ARM - Jumbo to 1.5 Million** 2.875 0 2.89 1.5 Million 99
    7/1/30 ARM 3.000 0 3.06 417,000 99
    7/1/30 ARM - to 1 Million 2.875 0 2.89 1 Million 99
    10/1/30 ARM - to 1 Million 3.75 0 3.78 1 Million 99
    Rates as of 12/13/2012 and are subject to change.
    * Single Family Residence, Owner Occupied, 740+ Credit Score, Rate and Term Refinance,
    75% Loan to Value, $225,000 Min Loan, Escrow Included, 30 Day Lock

    [The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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    First Lenders Mortgage - 6 Leonardville Road - Middletown, NJ 07748
    Direct: (732) 233-1128 Fax: (732) 957-9666
    NMLS# 274724

    Equal Housing Lender

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