Since 1983, GFI Mortgage Bankers has offered residential clients not simply a mortgage, but a partnership in their home buying process. Beginning as a neighborhood lender, GFI is currently one of the largest licensed home mortgage firms, funding $1 billion in mortgages annually. Our mortgage branches are located in New York, New Jersey, Florida, Connecticut, Pennsylvania and Maryland.

GFI's highly trained mortgage professionals take a hands-on approach to every transaction, working directly with real estate brokers, developers, and attorneys for fast approvals, while conveniently providing in-house processing, underwriting and closing.

  • 1 - 4 Family Residences
  • Condominiums
  • Co-ops
  • Jumbo and Super Jumbo Loans to $10mm
  • No Income Verification Loans Available on Select Products
  • One Year Rate Lock Available on Select Products
  • Interest Only Payment Option available on select products

Current Mortgage Rates

Program Rate Points APR P&I per
$1,000
Max Loan Fees In
APR
 30 Yr Fixed please call $417,000 $650
 15 Yr Fixed please call $417,000 $650
 30 Yr Fixed (NY Metro area) please call $729,000 $650
 15 Yr Fixed (NY Metro area) please call $729,000 $650
 5/1 Jumbo 'Low LTV' program *** SPECIAL *** 4.000 0 3.806 4.770 $3,000,000 $650
 10 Yr Fixed Jumbo 4.625 0 4.644 10.42 $1,500,000 $650
 30 Yr Fixed Jumbo (for NY add 0.125 to rate) 5.375 0 5.383 5.600 $750,000 $650
 15 Yr Fixed Jumbo (for NY add 0.125 to rate) 4.625 0 4.638 7.710 $750,000 $650
 30 Yr Fixed Jumbo (for NY add 0.125 to rate) 5.625 0 5.629 5.760 $1,500,000 $650
 15 Yr Fixed Jumbo 4.750 0 4.757 7.780 $1,500,000 $650
 3/1 ARM ****SPECIAL !!**** 4.375 0 3.550 4.990 $1,500,000 $650
 5/1 ARM ****SPECIAL !!**** 4.375 0 3.657 4.990 $1,500,000 $650
 3/1 ARM 4.450 0.625 4.011 5.040 $5,000,000 $650
  3/30 Balloon 4.180 0.625 4.234 4.880 $5,000,000 $650
  5/1 ARM 5.600 0.625 4.490 5.740 $5,000,000 $650
  5/30 Balloon 5.100 0.625 5.814 5.430 $5,000,000 $650
 7/1 ARM 5.900 0.625 4.733 5.930 $5,000,000 $650
   7/30 Balloon 5.480 0.625 5.537 5.670 $5,000,000 $650
  3/1 ARM Conforming please call $417,000  $650
  5/1 ARM Conforming please call  $417,000  $650
Rates as of 11/06/2009 and are subject to change.
*Assuming loan amount greater than $300,000. Lower loan amounts may require a higher rate.
All rates subject to loan approval and can vary depending on state, loan purpose, occupancy, down payment percentage and property type.

Some of our loans are arranged with 3rd party providers. Certain mortgage loan products may impose a pre-payment penalty. You will be notified of such terms in writing, once you decide which program is best for you.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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50 Broadway
New York, NY  10004
Phone: 845-634-3330
Fax: 845-634-3340

Licensed Mortgage Bankers NY, NJ, CT, FL, PA and MD Banking Depts.

 

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