HomeTown Lenders is based in Huntsville, Alabama where we make the mortgage loan process easy by offering you three ways to apply for your loan: online, over the phone, or at one of our convenient locations.

Our fully-integrated, streamlined process lets you start and finish the application process in any way that you choose, while giving you the comfort and convenience of knowing that an experienced loan consultant is right there with you throughout the entire process.

Guaranteed Fixed Closing Costs! We guarantee them in writing!

Guaranteed Fixed Closing Costs!
Many lenders will quote a set of closing costs on a Good Faith Estimate and then raise those costs on the day of closing, leaving you with a larger check to write than you had planned. That's not the way we do business at HomeTown Lenders.

At HomeTown Lenders, you are guaranteed in writing that the fixed portion of your closing costs will not go up once you have locked your loan.

Also, we strive to provide you with the closest estimates possible for third party costs (items such as recording fees, taxes, etc. which are beyond a lender's control), and we hold our service providers to the same high quality standards to which we adhere. Stop by, call, or email today for a copy of our guarantee.

Current Mortgage Rates

Program Rate Points APR Max Loan Fees In
APR
 30 Year Fixed 5.5 0 5.59 417,000  990
 30 Year Jumbo Fixed 7.125 0 6.84 650,000  990
 15 Year Fixed 5.125 0 5.22 417,000  990
 15 Year Jumbo Fixed 6.25 0 6.34 650,000  990
 3-Year ARM 5.125 0 5.21 417,000  990
 3-Year ARM Interest-Only 5.5 0 5.60 417,000  990
 5-Year ARM 5.25 0 5.34 417,000  990
 5-year ARM Interest-Only 6.875 0 6.96 417,000  900
 FHA/VA 30 Year 5.5 0 5.7 172,632  1700
Rates as of 2/4/2008 and are subject to change.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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1500 Perimeter Parkway, Suite 350
Huntsville, AL 35806
Phone: 256-828-8309
Fax: 615-296-0426

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