Kearny Federal Savings

Welcome. I am pleased to be the Assistant Vice President for Kearny Federal Savings Bank who has a 120+ year tradition of community banking. Kearny Federal Savings Bank offers small banking service to customers nationwide.

Kearny Federal Savings Bank is a stock savings bank wholly owned by Kearny MHC, a federally chartered mutual holding company. It has assets of nearly $2 billion. The Bank was founded in 1884 and received its federal charter in 1941. We have 26 branches located in Bergen, Hudson, Passaic, Morris, Middlesex, Essex, Union and Ocean Counties. Deposits are insured by the Federal Deposit Insurance Company (FDIC).

By providing a superior level of service, I hope to earn your long-term loyalty and become your financial partner for many years to come. Whether it is a loan request, information on a deposit product or assistance with one of our other financial services, I pledge to respond quickly, professionally and in a manner that puts your needs first.


Current "A" Credit Mortgage Rates
Contact us for rates on Commercial Loans

Conforming Loans
**** 1 Family to 417,000 and 2-4 Family to $801,950 ****
*** APR is Defined as Annual Percentage Rate ***
Program Rate Points APR Max Loan Fees In APR
 30 Yr Fixed 90 Day lock 5.625 0 5.688 801,950 $200
 25 Yr Fixed 90 Day Lock 5.625 0 5.696 801,950 $200
 20 Yr Fixed 90 Day Lock 5.375 0 5.456 801,950 $200
 15 Yr Fixed 90 Day lock 4.875 0 4.969  801,950 $200
  ALL RATES CAN BE LOCKED IN TODAY AT NO COST!
 30YR Amort/15YR Fix 90day. 5.250 0 5.321 $1Million $200
  5/1/30 ARM 90 Day lock 5.250 0 4.027 $1Million $200
 45/45 DEBT RATIO allowed NO ADD ON FOR CASH OUT or CREDIT SCORE!
 If Rates go lower during process customer will get lower rate NO COST
  **1st Time Home Buyer** TAKE 1/8th OFF ALL RATES
  No Cost Refinance 15 YR FIX 5.500 0 5.500  500,000  Home Eq
  No Cost Refinance 20 YR FIX 5.875 0 5.875  500,000 Home Eq
Jumbo Loans
  30 Yr Fixed 90 Day Lock 5.750 0 5.814  1,000,000  $200
  25 Yr Fixed 90 Day Lock 5.750 0 5.823  1,000,000  $200
  20 Yr Fixed 90 Day Lock 5.500 5.582  1,000,000 $200
  15 Yr Fixed 90 Day lock 5.000 0 5.096  1,000,000  $200
 HOT PRODUCT BELOW!!!! Call With any  Questions  
 30YR amort/15YR FIX 90 Day 5.250 0 5.321  1,000,000  $200
  7/1/30 ARM 90 day lock 5.375 0 4.340  1,000,000  $200
  5/1/30 ARM 90 day lock 5.250 0 4.027  1,000,000  $200
  AVAILABLE 7 DAYS A WEEK  CALL  CELL  201-  988-4533  
  ALL LOANS COME WITH A **FREE FLOAT- DOWN***
  No Cost Refinance 15 YR FIX 5.500  0 5.500  500,000 Home EQ.
  No Cost Refinance 20 YR FIX 5.875  0 5.875  500,000 Home EQ.
Rates as of 07/02/2009 and are subject to change.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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Kearny Federal Savings
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