Kearny Federal Savings

Welcome. I am pleased to be the Assistant Vice President for Kearny Federal Savings Bank who has a 120+ year tradition of community banking. Kearny Federal Savings Bank offers small banking service to customers nationwide.

Kearny Federal Savings Bank is a stock savings bank wholly owned by Kearny MHC, a federally chartered mutual holding company. It has assets of nearly $2 billion. The Bank was founded in 1884 and received its federal charter in 1941. We have 26 branches located in Bergen, Hudson, Passaic, Morris, Middlesex, Essex, Union and Ocean Counties. Deposits are insured by the Federal Deposit Insurance Company (FDIC).

By providing a superior level of service, I hope to earn your long-term loyalty and become your financial partner for many years to come. Whether it is a loan request, information on a deposit product or assistance with one of our other financial services, I pledge to respond quickly, professionally and in a manner that puts your needs first.


Current "A" Credit Mortgage Rates
Contact us for rates on Commercial Loans

Conforming Loans
Program Rate Points APR Max Loan Fees In APR
 30 Yr Fixed 90 day lock  6.250 0  6.320  1,000,000  $200
  15/30 Fixed 90 day lock  5.950  0  6.031  1,000,000  $200
  25 Yr Fixed 90 day lock  6.125  0  6.203  1,000,000  $200
  20 Yr Fixed 90 day lock  6.000  0  6.089  1,000,000  $200
  15 Yr Fixed 90 day lock  5.875  0 5.985  1,000,000  $200
  10/1/30 ARM 90 day lock  6.000  0  5.629  1,000,000 $200
  7/1/30 ARM 90 day lock  5.750  0  5.311  1,000,000 $200
  5/1/30 ARM 90 day lock  5.625  0  5.141  1,000,000  $200
  3/1/30 ARM 90 day lock  5.500  0 4.989  1,000,000  $200
  **1st Time Home Buyer**  Take .125  Off  All  Rates
  No Cost Refinance 15 YR FIX  6.125  0  6.125  500,000   0
  No Cost Refinance 20 YR FIX  6.250  0  6.250  500,000   0
Jumbo Loans
  30 Yr Fixed 90 day lock  6.250  0  6.320  1,000,000  $200
  15/30 Yr Fixed 90 day lock  5.950  0  6.031  1,000,000  $200
  25 Yr Fixed 90 day lock  6.125  0 6.203  1,000,000  $200
  20 Yr Fixed 90 day lock  6.000  0  6.089  1,000,000  $200
  15 Yr Fixed 90 day lock  5.875  0  5.985  1,000,000  $200
  10/1/30 ARM 90 day lock  6.000  0  5.629  1,000,000  $200
  7/1/30 ARM 90 day lock  5.750  0  5.311  1,000,000  $200
  5/1/30 ARM 90 day lock  5.625  0  5.141  1,000,000  $200
  3/1/30 ARM 90 day lock  5.500  0  4.989  1,000,000  $200
  **1st Time Home Buyer**  Take  .125  Off  All  Rates
  No Cost Refinance 15 YR FIX  6.125%  0  6.125  500,000   0
  No Cost Refinance 20 YR FIX  6.250%  0 6.250   500,000   0
Rates as of 10/11/2008 and are subject to change.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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Kearny Federal Savings
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