Welcome. I am pleased to be the Assistant Vice President for Kearny Federal Savings Bank who has a 120+ year tradition of community banking. Kearny Federal Savings Bank offers small banking service to customers nationwide.
Kearny Federal Savings Bank is a stock savings bank wholly owned by Kearny MHC, a federally chartered mutual holding company. It has assets of nearly $2 billion. The Bank was founded in 1884 and received its federal charter in 1941. We have 26 branches located in Bergen, Hudson, Passaic, Morris, Middlesex, Essex, Union and Ocean Counties. Deposits are insured by the Federal Deposit Insurance Company (FDIC).
By providing a superior level of service, I hope to earn your long-term loyalty and become your financial partner for many years to come. Whether it is a loan request, information on a deposit product or assistance with one of our other financial services, I pledge to respond quickly, professionally and in a manner that puts your needs first.
Current Mortgage Rates
Conforming Loans
Program
Rate
Points
APR
Max Loan
Fees In APR
30 Yr Fixed 90 day lock
6.250
0
6.320
1,000,000
$200
15/30 Fixed 90 day lock
5.950
0
6.031
1,000,000
$200
25 Yr Fixed 90 day lock
6.125
0
6.203
1,000,000
$200
20 Yr Fixed 90 day lock
6.000
0
6.089
1,000,000
$200
15 Yr Fixed 90 day lock
5.875
0
5.985
1,000,000
$200
10/1/30 ARM 90 day lock
6.000
0
5.629
1,000,000
$200
7/1/30 ARM 90 day lock
5.750
0
5.311
1,000,000
$200
5/1/30 ARM 90 day lock
5.625
0
5.141
1,000,000
$200
3/1/30 ARM 90 day lock
5.500
0
4.989
1,000,000
$200
**1st Time Home Buyer**
Take
.125
Off
All
Rates
No Cost Refinance 15 YR FIX
6.125
0
6.125
500,000
0
No Cost Refinance 20 YR FIX
6.250
0
6.250
500,000
0
Jumbo Loans
30 Yr Fixed 90 day lock
6.250
0
6.320
1,000,000
$200
15/30 Yr Fixed 90 day lock
5.950
0
6.031
1,000,000
$200
25 Yr Fixed 90 day lock
6.125
0
6.203
1,000,000
$200
20 Yr Fixed 90 day lock
6.000
0
6.089
1,000,000
$200
15 Yr Fixed 90 day lock
5.875
0
5.985
1,000,000
$200
10/1/30 ARM 90 day lock
6.000
0
5.629
1,000,000
$200
7/1/30 ARM 90 day lock
5.750
0
5.311
1,000,000
$200
5/1/30 ARM 90 day lock
5.625
0
5.141
1,000,000
$200
3/1/30 ARM 90 day lock
5.500
0
4.989
1,000,000
$200
**1st Time Home Buyer**
Take
.125
Off
All
Rates
No Cost Refinance 15 YR FIX
6.125%
0
6.125
500,000
0
No Cost Refinance 20 YR FIX
6.250%
0
6.250
500,000
0
Rates as of 10/11/2008 and are subject to change.
[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]
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