Los Gatos Lending Connection AKA California Lending Connection.

In today's changing market it is more important then ever to work with an experienced mortgage professional who understands how what happens on Wall Street affects your ability to get a loan. We had a short window on the day of the last rate cut and three hours into the next morning when thirty year fixed rate loans were at a four year low. Also, did you know that on the Friday before the fed rate cut on 1-22-08 mortgage rates were actually lower than they were two days after the rate cut. If your loan was not in process on the day the feds cut rates, you are probably still shopping and seeing higher interest rates. Knowing and understanding why rates change is what we do best.

With our ability to shop numerous lenders we are able to obtain a very competitive interest rate for you as well as offering you the highest degree of service. In today's ever changing credit environment you need a trained professional to help and advise you.

We don't add:

Broker, Commitment, Lock, Administration, or other extra fees. There is no out of pocket fees up front. Upon locking your loan we issue a Good faith estimate and take it one step further, if your actual fees at closing are higher than our good faith, we will pay you the difference.

Our start was in Los Gatos California on April 12, 1997. Over ten years in business with thousands of clients and we are proud to say that we have never had a complaint filed against us. The broker of record has over 32 years of Real Estate and Mortgage Loan experience. We are licensed by the California Department of Real Estate, we have passed all required state exams and completed background checks. If you need to speak with us, you will find us at the other end of the phone. Your satisfaction is our focus and must be the end result.

Highest Quality Mortgage Services.

From mortgage processing and underwriting, to loan closing and funding, our expert mortgage staff will efficiently expedite your entire transaction. We'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality mortgage services.

Licensed by the Ca. Dept. of Real Estate Broker 01220999

Current Mortgage Rates

Program Rate Points APR Max Loan Fees In APR
  Conforming 30 year fixed 417K Call 417000
 Conforming 20 year fixed 417K Call 417000
  Conforming 15 year fixed 417K Call 417000
  Conforming 40 Year fixed 417K Call 417000
 VA 30 Year fixed 417K Call 417000
 VA 30 Year fixed Jumbo Call Call
 5/1 Jumbo Conforming Call Call
 5/1 Jumbo Conf. Int only Call . Call
 30 year conforming Jumbo Call Call
Rates as of 07/21/2008 and are subject to change.
Rates and APR's on this site include all fees that can be considered points. Rates are subject to change without notice. Must qualify for rates posted on this site. Conforming loan rates on this post are based on a minimum loan of $150,000 with 80% loan to value and a 680 or higher credit score. Jumbo loan rates are based on a minimum loan of $450,000 and 70% loan to value with a 700 or higher credit score. Rates and APR's on this site include all fees that can be considered points. For a higher rate we offer a no fee loan...... Lower Credit scores? Please call for quote. 866 660-0957

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

Want More Information From Los Gatos Mortgage Connection?

(Fields with an Asterisk * are required)
Name:*   Email:*
Home Phone (w/ Area Code):* Business Phone (w/ Area Code):
I'm interested in: What state is the property in?

Your Annual Income $

Amount of Mortgage Needed $

Purchase Price or Market Value: $

Loan Type
Add any comments and/or requests --
a specific loan, point quote, special features, etc.


      

550 Main Street Ste. J-2
Placerville, CA 95667
Phone: 866-660-0957
Fax: 888-944-8072

Licensed by the California Dept. Of Real Estate 01220999.

Equal Housing Lender

HSH Home | Lender Showcases | Calculators | Contact HSH