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Fresh Start Mortgage Break free from rising adjustable rate mortgages, high interest loans & credit card bills.
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Current Mortgage Rates
| Program | Rate | Points | APR | Max Loan | Fees In APR |
| 30 Year Fixed (To $417,000) | 5.125 | 0 | 5.160 | 417,000 | $395 |
| 30 Year Fixed, Fresh Start ** | 5.250 | 0 | 5.250 | 417,000 | $0.00 |
| 30 Year Fixed ($417,001-$625,500) | 5.250 | 1 | 5.376 | 625,500 | $395 |
| 15 Year Fixed (To $417,000) | 4.500 | 0 | 4.559 | 417,000 | $395 |
| 15 Year Fixed, Fresh Start ** | 4.625 | 0 | 4.625 | 417,000 | $0.00 |
| 15 Year Fixed ($417,001-$625,500) | 4.750 | 1 | 4.750 | 625,500 | $395 |
| 3/1/30 Arm | 3.750 | 0 | 3.294 | 500,000 | $395 |
| 5/1/30Arm | 4.375 | 0 | 3.600 | 500,000 | $395 |
| 7/1/30 Arm | 4.875 | 0 | 3.992 | 500,000 | $395 |
| 30 Yr Fixed Biweekly | 5.375 | 0 | 5.401 | 417,000 | $395 |
| 5 yr fixed home equity | 5.125 | 0 | 5.125 | 500,000 | $0 |
| 15 yr fixed home equity | 5.750 | 0 | 5.750 | 500,000 | $0 |
| Rates as of 11/03/2009 and are subject to change. | |||||
| ** Effective this date, the 30 year fixed "Fresh Start", no cost refinance mortgage has an interest rate of 5.250% and an Annual Percentage Rate {APR} of 5.250%. A $100,000 mortgage has a required monthly payment of $552.20. The above APR assumes maximum loan to value of 75% and a mimimum credit score of 720. Your rate may vary from those quoted based on factors specific to your transaction. Please contact a Metuchen Savings Bank Representative for further information. All rates are subject to change without notice. Note that on Adjustable Rate Mortgages the interest rate is variable and may change after the loan is consummated. All loan products are subject to credit approval. | |||||
| [The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.] |
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429 Main St. Metuchen, NJ 08840 Phone: 732-549-4452 Fax: 732-548-2099 |

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