Great Mortgage Rates. Great Mortgage Services. New Purchase, Refinance, Home Equity? We've got the perfect loan for you. A Bank focused on serving your mortgage needs.

Since 1902, OceanFirst Bank has been providing unparalleled customer service to home buyers and the entire real estate community. A home is the largest purchase you'll ever make, so it makes sense to get your mortgage from a bank that can provide you with a great loan and terrific service.

While any bank can offer a variety of mortgage loan options, a better bank does more. At OceanFirst we take the time to explain all of your options and help you to select the mortgage program that's best for you. We're large enough to finance any size loan yet small enough to provide you with a level of customized service not found with other mortgage lenders.

Whether you're buying your first home, a vacation or investment property, refinancing to lower your existing payments, or consolidating your debt into one low monthly payment, OceanFirst Bank has a loan that is sure to fit your individual needs and lifestyle.

 

 One Year Rate Lock
 Adjustable Rate Mortgages (ARMs)
 Interest Only ARMs
 Fixed Rate Mortgages
 Jumbo Loans
 No Income Verification Loans
 Lock a Rate Before You Buy
 Reverse Mortgages
 80/10/10 Loans
 Bridge Loans
 Alternative Credit Loans
 Home Equity Loans & Lines of Credit
 Lot Loans
 Construction Loans Up to $3,000,000
 Commercial Loans
 FHA and VA Loan Programs
 Nationwide Lender
 No PMI loans to 90%

Our Loan Production Center is conveniently located in Kenilworth, New Jersey.

Current Mortgage Rates

Program Rate Points APR Max Loan Fees In
APR
Max LTV
 30 Year PBA (Police & Fire) 4.67% 0 4.67 $417,000 $350 95
 15 Year Fixed 5.625% 0 5.714 $417,000 $350 95
 30 Year Fixed 6.125% 0 6.134 Call $350 95
 30 Year Fixed (180 Day Lock) 6.125% .5 6.214 $417,000 $350 95
 30 Year Fixed Jumbo 6.375% 0 6.238 $1,000,000 $350 80
 30 Year Fixed (360 Day Lock) 6.375 1 6.451 $1,000,000 $350 80
 3/1 Arm 5.375% 0 4.334 $1.000,000 $350 90
 5/1 Arm 5.500% 0 4.614 $1,000,000 $350 90
 5/5 Arm 5.500% 0 4.614 $1,000,000 $350 90
 7/1 Arm 5.75% 0 4.711 $1,000,000 $350 90
 10/1 Arm 5.875% 0 5.384 $1,000,000 $350 90
 Reverse Mortgage Call 0 Call Call Call Call
 5/1 Arm (1 Year Rate Lock) 5.500% 0 4.614 $1,000,000 $350 Call
 5/5 Arm (1 Year Rate Lock) 5.500% 0 4.614 $1,000,000 $350 90
 7/1 Arm (1 Year Rate Lock) 5.75% 0 4.711 $1,000,000 $350 Call
 30 Year Fixed (VA) 6.25% 0 6.34 Call $350. 100
 30 Year Fixed (FHA) 6.25% 0 6.34 Call $350 97
 10 /1 Arm Interest Only 6.125 0 5.989 $1,000,000 $350 Call
 5/1 Arm Interest Only 5.75% 0 4.879 $1,000,000 $350 Call
 7/1 Arm Interest Only 6% 0 5.519 $1,000,000 $350 Call
 Co-Op Loans Call 0 Call Call $350 Call
 1 Year Rate Lock Call 0 Call Call $350 90
Rates as of 5-17-08 and are subject to change.
Rates subject to change without notice - Adjustable rates may change after closing
[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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Contact Jim Mazzola

1700 Galloping Hill Rd.
Kenilworth, NJ 07033
Office: 800-974-6678 ext. 7286
Local: 732-951-0629
Cell: 732-501-4249
Fax: 908-298-0499

Equal Housing Lender

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