We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. We can easily provide you, today, with a quote, with no obligation. We never charge an application fee, credit report fee, escrow/impound waiver fee or lock-in fee.
The experience and education, that you will receive, at Pacific Choice Mortgage, is far above the competition. The mortgage specialists that will assist you; are experienced with real estate contracts, procedures and policies as well as amortization, and finance.
Your personal mortgage specialist will provide you with several options that best meet your needs. Buying or refinancing a home is stressful to say the least. At Pacific Choice Mortgage there are never any surprises. We deliver all pertinent information - up front and in writing. We want you to be 100% satisfied with your entire mortgage experience.
Your Goals As A Borrower:
To get a loan that you are looking for with a great rate
To talk with someone who has answers to your questions
To deal with a company in your home state
To deal with a reputable company
To get a loan with low closing costs
Why does Pacific Choice Mortgage have the ability to satisfy your goals?:
We always provide borrowers with loans that they are looking for, with great rates
Our experienced staff has answers to ALL of your questions, ALL of the time
We only provide loans in California, why? Because we know the local market very well. Who wants to get financing from someone in another time zone?
We are a proud member of Better Business Bureau (BBB) of the Southern California, Licensed by CA Dept. of Real Estate & Member of National Association of Mortgage Brokers.
We only provide low closing cost loans, and when you decide to pay points you will actually get a lower rate in exchange
Pacific Choice Mortgage arranges mortgage financing for residential and commercial properties in the state of California licensed by California Dept. of Real Estate, (916) 227-0931, License # 01780086.
Current Mortgage Rates
Program
Rate
Points
APR
Max Loan
Fees In
APR
10 Year Fixed Conforming
4.125
-0.250
4.281
$417,000
$895
15 Year Fixed Conforming
4.375
-1.250
4.334
$417,000
$895
15 Year Fixed Conforming
4.250
-0.750
4.283
$417,000
$895
20 Year Fixed Conforming
4.750
-0.375
4.821
$417,000
$895
30 Year Fixed Conforming
5.000
-1.125
4.987
$417,000
$895
30 Year Fixed Conforming
4.875
-0.750
4.895
$417,000
$895
30 Year Fixed Conforming
4.750
0.000
4.835
$417,000
$895
5/1 ARM Conforming (5/2/5)
3.250
0.000
3.173
$417,000
$895
30 Year Fixed VA
4.750
0.000
4.835
$417,000
$895
30 Year Fixed Conf. Jumbo
4.875
0.000
4.909
$729,750
$895
5/1 ARM Conf. Jumbo (5/2/5)
3.875
0.000
3.304
$729,750
$895
15 Year Fixed Conf. Jumbo
4.250
0.000
4.308
$729,750
$895
APR based on $200k for Conf
& $500k for Jumbo
45 Day Lock Period
No Impound Waiver Fees
BBB Rating = A
Rates as of 12/13/2010 and are subject to change.
[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]
Want More Information From Pacific Choice Mortgage?
30021 Tomas Street, Suite 300
Rancho Santa Margarita, CA 92688
Toll Free: 866-398-8290
Fax: 866-265-7248
Pacific Choice Mortgage arranges mortgage financing for residential and commercial properties in the state of California licensed by California Dept. of Real Estate, (916) 227-0931, License # 01780086.
We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. We can easily provide you, today, with a quote, with no obligation. We never charge an application fee, credit report fee, escrow/impound waiver fee or lock-in fee. 
