We never charge an Application Fee or Lock-in Fee

Your Goals As A Borrower:

 To get a loan that you are looking for with a great rate
 To talk with someone who has answers to your questions
 To deal with a company in your home state
 To deal with a reputable company
 To get a loan with low closing costs
 To get financing from a company that has many loan options
 

Why does Pacific Choice Mortgage have the ability to satisfy your goals?

 We always provide borrowers with loans that they are looking for with great rates
 Our experienced staff has answers to all of your questions, all of the time
 We only provide loans in California, because we know the local market very well, who wants to get financing from someone in another time zone?
 We are a proud member of BBB of the Southland
 We only provide low closing cost loans, and when you decide to pay points you will actually get a lower rate in exchange
 We have hundreds of loan options available, please call 866-398-8290, we are certain that we have the right loan option for you, we offer every type of loan available in the mortgage marketplace

We know that each customer has specific needs, so here at Pacific Choice Mortgage, we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

The personal experience and education is far above the competition at Pacific Choice Mortgage. The mortgage specialists are experienced with Real Estate contracts, procedures and policies as well as amortization, finance and mortgage techniques.

Your personal mortgage specialist will provide you with several options that best meet your needs. Buying or refinancing a home is stressful to say the least. At Pacific Choice Mortgage there are never any surprises. We deliver all pertinent information - up front and in writing. We want you to be 100% satisfied with your entire mortgage experience.

Current Mortgage Rates

Program Rate Points APR Max Loan Fees In
APR
 30 Year Fixed Conforming 6.500 0 6.552 417,000 882
 30 Year Fixed Conforming 6.250 1 6.397 417,000 882
 20 Year Fixed Conforming  6.375 0 6.443 417,000 882
 15 Year Fixed Conforming 6.125 0 6.209 417,000 882
 15 Year Fixed Conforming 5.875 1 6.117 417,000 882
 5/1 Conforming ARM 6.250 0 5.924 417,000  882 
 5/1 Conforming ARM 5.750 1 5.822 417,000  882 
 5/1 Conforming ARM Int. Only 6.125 0 5.876 417,000  882 
 5/1 Conforming ARM Int. Only 5.750 1 5.822 417,000  882 
 7/1 Conforming ARM 6.375 0 6.063 417,000 882
 7/1 Conforming ARM 6.000 1 5.964 417,000 882
 7/1 Conforming ARM Int. Only 6.500 0 6.067 417,000 882
 7/1 Conforming ARM Int. Only 6.000 1 5.964 417,000 882
 5/1 Conf. Jumbo ARM 6.500 0 6.024 729,750 882
 5/1 Conf. Jumbo ARM 6.000 1 5.920 729,750 882
 5/1 Conf. Jumbo ARM Int. Only 6.750 0 6.124 729,750 882
 5/1 Conf. Jumbo ARM Int. Only 6.250 1 6.020 729,750 882
 30 Yr Fixed Conf. Jumbo 6.625 0 6.677 729,750 882
 30 Yr Fixed Conf. Jumbo 6.375 1 6.523 729,750 882
 15 Yr Fixed Conf. Jumbo  6.250  0  6.334  729,750  882
 15 Yr Fixed Conf. Jumbo  6.000  1  6.242  729,750  882
Rates as of 07/25/2008 and are subject to change.

[The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.]

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350 East 17th St. Suite 112
Costa Mesa, CA 92627
Toll Free: 866-398-8290
Fax: 866-265-7248

Pacific Choice Mortgage is licensed by California Dept. of Real Estate (916) 227-0931, License # 01780086.

Equal Housing Lender

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