Current Mortgage Rates from Powder House Mortgage

When you are looking for a mortgage, you know that there are many different options out there. You want the best rate with the least hassle. That is the starting point with Powder House Mortgage Company. We excel at combining great loan options, great rates and quality, hands-on customer service.

In short, we keep it simple.

Powder House Mortgage Company offers you a unique service in today's marketplace: We listen. We began as a family business and take that spirit into every transaction and relationship we begin. We take over 24 years of neighborhood lending experience and add the power of wholesale rates to provide the best value and benefit for our clients. That personal touch is more than just good business, it is our mission.

Find out today how the keep it simple approach to mortgages can work for you!

we keep it simple:

Great Rates, Low Costs, Honest Answers
Fast approvals, on-time closings
One-stop shopping - over 45 different wholesale investors
24 years of experience in all markets, all types of programs, guarantees you the best program and rate for your needs
24/7 access to your loan scenario
Application via phone, online or in person - no upfront fee
Online rate lock form puts you in control of your rate

Please visit us at: www.PHMCdirect.com

Call 1-800-783-0309 for additional program options

All Credit Types Welcome

*Program*	*Rate*	*Points*	*APR*	*Max Loan*	Fees In APR
30 Year Fixed Conforming	6.250	0	6.294	417,000	1720
30 Year Fixed Conforming	6.000	1.000	6.091	417,000	3470
30 Year Fixed Conforming	5.750	2.000	5.888	417,000	5220
15 Year Fixed Conforming	6.125	0	6.232	417,000	1720
5/1 ARM Conforming	5.625	0	5.671	417,000	1720
7/1 ARM Conforming	5.875	0	5.920	417,000	1720
10/1 ARM Conforming	6.750	0	6.794	417,000	1720
15 Year Fixed Jumbo	6.875	1	7.018	1,000,000	4990
5/1 ARM Jumbo	5.625	0	5.663	1,000,000	1820
7/1 ARM Jumbo	5.875	0	5.913	1,000,000	1820
*Rates as of 10/10/08 and are subject to change.*
“The above rates are based on a conforming loan amount of $175,000 and a Jumbo loan amount of $417,000 with a 70% loan to value. They are representative of actual rates for most loan applications. These rates ALL require the payment of closing costs. No Closing Costs programs are available. APR fees are based on the fixed costs, points and one day’s interest. Additional closing costs WILL apply and are provided by requesting a Good Faith Estimate or visiting our website. Rates and/or costs are subject to change based on each scenario’s credit score, income, loan to value, combined loan to value, property type, occupancy type and loan purpose. All Fannie Mae and/or Freddie Mac adjustments will apply. Better rates may be available for certain scenarios.”

powderhousemortgagecompany.com, Powder House Mortgage, PHMCdirect and myPHMC are all a service mark of Powder House Mortgage Company, Inc. 775 Broadway, Somerville, MA 02144 (617) 666-8555 Please note: these rates and terms are only available through this website. We are Licensed in Massachusetts. Mass Lender and Broker License: MC0147. We are Licensed by the New Hampshire Banking Department. New Hampshire Lender License: 5862-MB. Nothing in this web site should be construed as an offer to provide mortgages in any state where we are not licensed.

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