First Southern Guarantee is a full service mortgage originator in Macon, Georgia licensed in the southeast offering mortgages for home purchases, refinances and second mortgages. We are approved as an originator for some of the nation's largest investors like Fannie Mae and Veterans Administration. By being an originator, we are able to offer many loan programs with low cost. We can always find a loan program that suits your needs!
We at First Southern Guarantee believe that getting a home mortgage should be easy. To fully meet your needs, we have assembled a network of service providers involved in the mortgage loan process, even for less than perfect credit customers.
Everyone in the network works together and is committed to closing your loan fast! We make the mortgage loan process easy and efficient. No more scheduling conflicts or searching for appraisers and closing attorneys, we have done the work for you! Furthermore, our goal is to not only establish a relationship with you but to answer any questions about your current or future mortgage.
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| Conventional Loans up to $417,000 | ||||
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| Program | Rate | Points | APR | Fees In APR |
| 30 Year Fixed | 6.375 | 0 | 6.54 | 1085 |
| 30 Year Fixed | 6.125 | 1 | 6.42 | 2685 |
| 15 Year Fixed | 5.875 | 0 | 6.07 | 1085 |
| 15 Year Fixed | 5.75 | 1 | 6.0 | 2685 |
| 20 Year Fixed | 6.375 | 0 | 6.58 | 1085 |
| 30 Year Fixed $500 buyerDP | 6.625 | 0 | 7.16 | 1085 |
| 40 Year Fixed | 6.50 | 0 | 6.61 | 1085 |
| 3/1 Year ARM | 5.875 | 0 | 6.62 | 1085 |
| 5/1 Year ARM | 6.125 | 0 | 6.87 | 1085 |
| 7/1 Year ARM | 6.375 | 0 | 7.00 | 1085 |
| Interest Only 5/1 ARM | 6.375 | 0 | 6.89 | 1085 |
| FHA/VA Loans | ||||
| 30 Year Fixed VA/FHA | 6.25 | 0 | 6.43 | 1085 |
| 15 Year Fixed VA/FHA | 6.50 | 0 | 6.78 | 1085 |
| Jumbo Loans from 417,001.00 | ||||
| 30 YEAR FIXED | 7.75 | 0 | 7.83 | 1875 |
| 15 YEAR FIXED | 7.25 | 0 | 7.38 | 1875 |
| 3/1 YEAR ARM | 6.625 | 0 | 7.02 | 1875 |
| 5/1 YEAR ARM | 6.75 | 0 | 7.0 | 1875 |
| 7/1 YEAR ARM | 7.125 | 0 | 7.41 | 1875 |
| Rates as of JULY 25, 2008. Rates subject to change without notice. | ||||
| [The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.] |
RATES QUOTED ARE BASED ON A LOAN OF $165,000. JUMBOS ARE LOANS OF $417,001+. CONVENTIONAL LOANS HAVE AN ORGINATION FEE OF .75%--JUMBOS .675%--VA LOANS 1% .BUYING????CHECK OUR LOCK AND SHOP, PROTECTED FOR RATE INCREASE AND IF RATES GO DOWN, SO WILL YOURS.!!!!! WE HAVE OVER 30 DIFFERENT LOAN PROGRAMS, NO DOWN PAYMENT LOANS, WE OFER UP T0 95% LOANS WITHOUT MORTGAGE INSURANCE AND OUR GOAL IS TO FIND ONE FOR YOU. CALL FOR QUOTES!!!!! RATES AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. FOR FASTER SERVICE CALL TOLL FREE 877 474 4664, LOCAL 478 474 4664. OUR WEB SITE IS WWW.FIRSTSOUTHERNGUARANTEE.COM
| For GA, NC, and FL Residents Only |
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| PLAN ON BUYING, OUR LOCK AND SHOP ALLOWS YOU TO LOCK IN YOUR RATES AT TODAYS RATE AND THEN GO HOME HUNTING. IF RATES GO LOWER SO WILL YOURS--CALL FOR DETAILS!!!!! special ARM refinance programs, 2nd homes rates same as primary, INTEREST ONLY. **SPECIAL PROGRAMS(LOW CLOSING COST) FOR ADJUSTABLE RATE RESET MORTGAGES TO FIXED RATE, "Georgia Residential Mortgage Licensee" #13779 |
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Want More Info From First Southern Guarantee Financial Corp.?
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125 Plantation Center Dr. Macon, Georgia 31210 Toll Free: 877-474-4664 Toll Free Fax: 877-474-8608 E-Mail: tproffit@firstsouthernguarantee.com |
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