First Southern Guarantee is a full service mortgage originator in Macon, Georgia licensed in the southeast offering mortgages for home purchases, refinances and second mortgages. We are approved as an originator for some of the nation's largest investors like Fannie Mae and Veterans Administration. By being an originator, we are able to offer many loan programs with low cost. We can always find a loan program that suits your needs!
We at First Southern Guarantee believe that getting a home mortgage should be easy. To fully meet your needs, we have assembled a network of service providers involved in the mortgage loan process, even for less than perfect credit customers.
Everyone in the network works together and is committed to closing your loan fast! We make the mortgage loan process easy and efficient. No more scheduling conflicts or searching for appraisers and closing attorneys, we have done the work for you! Furthermore, our goal is to not only establish a relationship with you but to answer any questions about your current or future mortgage.
Programs and Services Offered
|
|
Current Rates
| Conventional Loans up to $417,000 | ||||
|---|---|---|---|---|
| Program | Rate | Points | APR | Fees In APR |
| 30 Year Fixed | 4.75 | 0 | 4.89 | 1085 |
| 30 Year Fixed | 4.50 | 1 | 4.72 | 2685 |
| 15 Year Fixed | 4.25 | 0 | 4.46 | 1085 |
| 15 Year Fixed | 4.125 | 1 | 4.61 | 2685 |
| 20 Year Fixed | 4.85 | 0 | 4.93 | 1085 |
| 30 Year Fixed 100% USDA | 5.25 | 0 | 5.50 | 2685 |
| ***30 Year Fixed Refi only*** | ||||
| Min Credit Score 620(CALL) | 5.0 | 0 | 5.22 | 1085 |
| 7/1 Year ARM | 3.875 | 0 | 4,48 | 1085 |
| 5/1 Year ARM | 3.625 | 0 | 4.45 | 1085 |
| 1085 | ||||
| FHA/VA Loans | ||||
| 30 Year Fixed VA | 4.875 | 0 | 4.99 | 1085 |
| 15 Year Fixed VA | 4.5 | 0 | 4.74 | 1085 |
| Jumbo Loans from 417,001.00 | ||||
| 30 YEAR FIXED | n/a | 1875 | ||
| 15 YEAR FIXED | n/a | 0 | 1875 | |
| 3/1 YEAR ARM | 0 | 0 | 0 | 1875 |
| 5/1 YEAR ARM | 0 | 0 | 0 | 1875 |
| 7/1 YEAR ARM | 0 | 0 | 0 | 1875 |
| Rates as of
NOVEMBER 7, 2009
. Rates subject to change without notice. |
||||
| [The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.] |
RATES QUOTED ARE BASED ON A LOAN OF $165,000. 30 YEAR FIXED CONVENTIONAL LOANS HAVE AN ORIGINATION FEE OF .75%,-- 15 YEAR FIXED CONVENTIONAL .75%--ARMS .75%--30 YEAR 1%-- BUYING????CHECK OUR LOCK AND SHOP, PROTECTED FOR RATE INCREASE AND IF RATES GO DOWN, SO WILL YOURS.!!!!! WE HAVE OVER 30 DIFFERENT LOAN PROGRAMS, OUR GOAL IS TO FIND ONE FOR YOU. CALL FOR QUOTES!!!!! RATES AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. OUR WEB SITE IS WWW.FIRSTSOUTHERNGUARANTEE.COM
SPECIAL PROGRAM
| For GA, and FL Residents Only |
|---|
| PLAN ON BUYING, OUR LOCK AND SHOP ALLOWS YOU TO LOCK IN YOUR RATES AT TODAYS RATE AND THEN GO HOME HUNTING. IF RATES GO LOWER SO WILL YOURS--CALL FOR DETAILS!!!!! 2nd homes rates same as primary, INTEREST ONLY. **SPECIAL PROGRAMS(LOW CLOSING COST) FOR ADJUSTABLE RATE RESET MORTGAGES TO FIXED RATE, "Georgia Residential Mortgage Licensee" #13779 Loans made in GA AND FL. |
Visit our impaired credit page!
Want More Info From First Southern Guarantee Financial Corp.?
First Southern Guarantee Financial Corp.
125 Plantation Center Dr. Macon, Georgia 31210 Toll Free: 877-474-4664 Toll Free Fax: 877-474-8608 E-Mail: tproffit@firstsouthernguarantee.com |
 |
HSH Home | Lender Showcases | Calculators | Contact HSH |
 |
| Copyright © 2009 HSH® Associates, Financial Publishers - http://www.hsh.com |
