First Southern Guarantee is a full service mortgage originator in Macon, Georgia licensed in the southeast offering mortgages for home purchases, refinances and second mortgages. We are approved as an originator for some of the nation's largest investors like Fannie Mae and Veterans Administration. By being an originator, we are able to offer many loan programs with low cost. We can always find a loan program that suits your needs!
We at First Southern Guarantee believe that getting a home mortgage should be easy. To fully meet your needs, we have assembled a network of service providers involved in the mortgage loan process, even for less than perfect credit customers.
Everyone in the network works together and is committed to closing your loan fast! We make the mortgage loan process easy and efficient. No more scheduling conflicts or searching for appraisers and closing attorneys, we have done the work for you! Furthermore, our goal is to not only establish a relationship with you but to answer any questions about your current or future mortgage.
Programs and Services Offered
|
|
Current Rates
| Conventional Loans up to $417,000 | ||||
|---|---|---|---|---|
| Program | Rate | Points | APR | Fees In APR |
| 30 Year Fixed | 4.5 | 0 | 4.68 | 1085 |
| 30 Year Fixed | 4.375 | 1 | 4.63 | 2685 |
| 15 Year Fixed | 3.75 | 0 | 3.99 | 1085 |
| 15 Year Fixed | 3.5 | 1 | 3.86 | 2685 |
| 20 Year Fixed | 4.375 | 0 | 4.59 | 1085 |
| 30 Year Fnma(3% down pmt) | 4.625 | 0 | 4.92 | 1085 |
| 30 Year Fixed Freddie Relief | 4.75 | 0 | 4.99 | 1085 |
| USDA 30 Year Fixed | 4.75 | 0 | 4.99 | 1085 |
| 7/1 Year ARM | 3.75 | 0 | 4.48 | 1085 |
| 30 Year Fixed Home Path | 4.875 | 0 | 5.12 | 1085 |
| 30 yr fixed MGF Home(DW) | 5.25 | 0 | 5.52 | 1585 |
| FHA/VA Loans | ||||
| 30 Year Fixed FHA/VA | 4.375 | 0 | 4.55 | 1085 |
| 15 Year Fixed FHA/VA | 3.875 | 0 | 4.12 | 1085 |
| Jumbo Loans from 417,001.00 | ||||
| 30 YEAR FIXED/FHA | 4.875 | 0 | 4.5 | 1875 |
| 15 YEAR FIXED | n/a | 0 | 0 | 1875 |
| 3/1 YEAR ARM | 0 | 0 | 0 | 1875 |
| 5/1 YEAR ARM | 0 | 0 | 0 | 1875 |
| 7/1 YEAR ARM | 0 | 0 | 0 | 1875 |
| Rates as of
MARCH 18, 2011
. Rates subject to change without notice. |
||||
| [The information on this page is updated directly by the lender using HSH's LiveEdit service. Please contact the lender with any questions or comments about the information posted here.] |
RATES QUOTED ARE BASED ON A LOAN OF $165,000 AND A 30 DAY LOCK.. 30 YEAR FIXED LOAN ORIGINATION FEE IS .875%--20 YEAR ORIGINATION FEE IS .75%--15 YEAR FIXED ORIGINATION FEE IS .875%--ARMS 1%--30 YEAR FIXED FHA/VA ORGIGINATION FEE is 1%--15 YEAR FIXED FHA/VA ORIGINATION FEE IS 1%--FHA Jumb ORIGINATION FEE IS .0%. WE HAVE OVER 30 DIFFERENT LOAN PROGRAMS, OUR GOAL IS TO FIND ONE FOR YOU. CALL FOR QUOTES!!!!! RATES AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. OUR WEB SITE IS:::::: WWW.FIRSTSOUTHERNGUARANTEE.COM
SPECIAL PROGRAM
| For GA Residents Only |
|---|
| FNMA 30 year allows for a 3% down which is better than FHA and NO FUNDING FEES added to loan. FREDDIE RELIEF IS A PROGRAM FOR HOME OWNERS TO REFINANCE THE PRESENT MORTGAGE ONLY AND LESS THAN PERFECT CREDIT MAY BE OK...CALL FOR DETAILS!!!!! 2nd homes rates same as primary, MANUFACTURED HOMES LOAN TO VALUE 85% WITH GOOD CREDIT(LOW CLOSING COST), "Georgia Residential Mortgage Licensee" #13779 Loans offer in Georgia only.. |
Visit our impaired credit page!
Want More Info From First Southern Guarantee Financial Corp.?
First Southern Guarantee Financial Corp.
125 Plantation Center Dr. Macon, Georgia 31210 Phone: 478-474-4664 E-Mail: tproffit@firstsouthernguarantee.com |
 |
HSH Home | Lender Showcases | Calculators | Contact HSH |
 |
| Copyright © Thursday, 09-Feb-2012 19:42:15 PST HSH® Associates, Financial Publishers - http://www.hsh.com |
