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Discover Home Loans, launched in June 2012, offers a new source of mortgage loans from a financial institution with more than two decades of experience. Discover introduced the first rewards credit card in 1986 and is one of the nation's largest credit card issuers.

Headquartered in New Castle, Del., Discover Financial Services has been in business since 1986. While Discover initially focused solely on credit cards, the company has branched out over the years to become one of the leading online providers of savings accounts, money market accounts, certificates of deposit and IRA accounts. All deposit accounts are fully FDIC-insured to the maximum of $250,000 per depositor.

On the lending side, Discover offers personal loans and student loans in addition to mortgage loans. Discover Home Loans acquired the assets of Tree.com as part of its venture into the mortgage business.

The Discover Home Loans website offers guidebooks, calculators and other resources for first-time homebuyers, repeat buyers and refinancing homeowners. The website offers secure access for uploading documents and checking on a loan status.

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