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Current Mortgage Rates in California

Time Range: 3m 6m 1y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Jan. 29 - Feb. 05 , 2016*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.78% 0.16 3.77%
15 Year Fixed Rate Mortgage 3.27% 0.13 3.22%
30 Year 5/1 ARM 3.05% 0.12 2.93%
*weekly rolling averages

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8/15 9/15 10/15 11/15 12/15 1/16 2/16
30-Year Fixed 3.98 3.95 3.88 3.99 4.01 4.03 3.78
15-Year Fixed 3.37 3.33 3.28 3.39 3.42 3.49 3.27
5/1 ARM 3.07 3.01 2.94 3.23 3.26 3.33 3.05

Current Mortgage Rates in California

 
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Mortgage Refinance rates in California

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3.500% Rate

30 Yr. Fixed

3.553% APR

$1,358 / month (est)

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Updated 2/3/2016

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3.375% Rate

30 Yr. Fixed

3.554% APR

$1,337 / month (est)

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Updated 2/5/2016

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4.180% Rate

30 Yr. Fixed

4.385% APR

$1,475 / month (est)

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Updated 2/5/2016

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3.875% Rate

30 Yr. Fixed

3.905% APR

$1,422 / month (est)

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Updated 2/5/2016

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Mortgage rates tailored for you
  • Free mortgage rate quotes
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Personal loans - borrow up to $35,000; rates starting at 5.99%
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  • Compare real offers from top lenders in minutes!
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RateZip
  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.78% APR)
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California Interest Rates as low as 3.00% (3.01APR)
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Mortgage Trends in California

Popular Property Types
 

Single-Family Homes

83.7%
*Single-Family Homes make up 83.7% of purchased or refinanced homes
 

Condominiums

11.8%
*Condominiums make up 11.8% of purchased or refinanced homes
 

PUD Homes

3.3%
*PUD or Planned Unit Development homes make up 3.3% of purchased or refinanced homes
 

Townhomes

1.3%
*Townhomes make up 1.3% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

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