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Current Mortgage Rates in California

Time Range: 3m 6m 1y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Aug. 28 - Sep. 04 , 2015*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.94% 0.15 3.94%
15 Year Fixed Rate Mortgage 3.30% 0.12 3.28%
30 Year 5/1 ARM 3.01% 0.16 2.94%
*weekly rolling averages

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3/15 4/15 5/15 6/15 7/15 8/15 9/15
30-Year Fixed 3.88 3.78 3.91 4.04 4.14 3.98 3.94
15-Year Fixed 3.27 3.17 3.26 3.38 3.45 3.37 3.30
5/1 ARM 3.13 2.95 3.01 3.06 3.11 3.07 3.01

Current Mortgage Rates in California

 
  • Loans for Military & Veterans Only
  • Reduced Interest Rates & Fees
  • 100% Financing Available
Array
  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.80% APR)
www.ratezip.com

Mortgage Refinance rates in California

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4.000% Rate

30 Yr. Fixed

4.227% APR

$955 / month (est)

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Updated 9/2/2015

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3.625% Rate

30 Yr. Fixed

3.814% APR

$912 / month (est)

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Updated 9/2/2015

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4.125% Rate

30 Yr. Fixed

4.322% APR

$969 / month (est)

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Updated 9/2/2015

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4.000% Rate

30 Yr. Fixed

4.039% APR

$955 / month (est)

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Updated 9/1/2015

National LenderMember of BBBFHA Approved LenderOffers HARP LoansVA Approved Lender
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4.250% Rate

30 Yr. Fixed

4.475% APR

$984 / month (est)

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Updated 9/2/2015

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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Personal Loans - Rates Starting as Low as 5.99% APR
  • Free Quotes for Loans from $5,000 to $35,000.
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Mortgage Rates From 2.5% (2.92% APR)
  • $200k Loan for Under $790/Month
  • Free Home Mortgage Rate Quotes.
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Mortgage Trends in California

Popular Property Types
 

Single-Family Homes

83.5%
*Single-Family Homes make up 83.5% of purchased or refinanced homes
 

Condominiums

11.8%
*Condominiums make up 11.8% of purchased or refinanced homes
 

PUD Homes

3.4%
*PUD or Planned Unit Development homes make up 3.4% of purchased or refinanced homes
 

Townhomes

1.3%
*Townhomes make up 1.3% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

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Type of Loan
Mortgage Refinance
Home Equity Loan or Line
Debt Consolidation
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