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Current Mortgage Rates in San Francisco/Oakland, California,
covering fixed mortgage rates and adjustable mortgage (ARM)

Time Range: 3m 6m 1y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Aug. 28 - Sep. 04 , 2015*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.94% 0.21 3.96%
15 Year Fixed Rate Mortgage 3.33% 0.13 3.28%
30 Year 5/1 ARM 3.00% 0.14 2.96%
*weekly rolling averages

Hide graph data
3/15 4/15 5/15 6/15 7/15 8/15 9/15
30-Year Fixed 3.89 3.78 3.91 4.05 4.13 3.98 3.94
15-Year Fixed 3.32 3.19 3.28 3.40 3.47 3.39 3.33
5/1 ARM 3.16 3.01 3.07 3.11 3.14 3.11 3.00

Current Mortgage Rates in San Francisco/Oakland, California

 
  • Loans for Military & Veterans Only
  • Reduced Interest Rates & Fees
  • 100% Financing Available
Array
  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.80% APR)
www.ratezip.com

Mortgage Refinance rates in California

4.000% Rate

30 Yr. Fixed

4.227% APR

$955 / month (est)

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Updated 9/2/2015

Immediate Rate LockLow FeesExtended Support HoursOffers HARP LoansNational Lender
  • Get a customized quote in minutes
  • Free 60-day rate lock and no application fee
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3.625% Rate

30 Yr. Fixed

3.814% APR

$912 / month (est)

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Updated 9/2/2015

Extended Support HoursLow FeesImmediate Rate Lock
  • Ridiculously awesome home loans online! Start now!
  • Zero lender fees. Period.
  • No broker! The first self-directed mortgage refinance.
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4.125% Rate

30 Yr. Fixed

4.322% APR

$969 / month (est)

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Updated 9/2/2015

  • Direct Mortgage Lender. NMLS ID #1168. AZ State Lic #BK - 0906515
  • Billions Funded
  • Apply Online. Quick approvals.
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4.000% Rate

30 Yr. Fixed

4.039% APR

$955 / month (est)

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Updated 9/1/2015

National LenderMember of BBBFHA Approved LenderOffers HARP LoansVA Approved Lender
  • DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in California.
  • These rates won't last. Call now and lock-in your low rate!
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4.250% Rate

30 Yr. Fixed

4.475% APR

$984 / month (est)

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Updated 9/2/2015

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still historically low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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Personal Loans - Rates Starting as Low as 5.99% APR
  • Free Quotes for Loans from $5,000 to $35,000.
  • Get Multiple Personal Loan Quotes in Minutes!
  • Quotes Are Real-Time and Custom For You.
  • You Don't Need Equity in Your Home to Qualify.
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Mortgage Rates From 2.5% (2.92% APR)
  • $200k Loan for Under $790/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
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Mortgage Trends in San Francisco/Oakland, California

Popular Property Types
 

Single-Family Homes

69.3%
*Single-Family Homes make up 69.3% of purchased or refinanced homes
 

Condominiums

27%
*Condominiums make up 27% of purchased or refinanced homes
 

PUD Homes

0.6%
*PUD or Planned Unit Development homes make up 0.6% of purchased or refinanced homes
 

Townhomes

3.1%
*Townhomes make up 3.1% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

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Type of Loan
Mortgage Refinance
Home Equity Loan or Line
Debt Consolidation
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