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Current Mortgage Rates in San Francisco/Oakland, California,
covering fixed mortgage rates and adjustable mortgage (ARM)

Time Range: 3m 6m 1y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Jan. 29 - Feb. 05 , 2016*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.78% 0.19 3.78%
15 Year Fixed Rate Mortgage 3.31% 0.13 3.21%
30 Year 5/1 ARM 3.10% 0.12 2.93%
*weekly rolling averages

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8/15 9/15 10/15 11/15 12/15 1/16 2/16
30-Year Fixed 3.98 3.95 3.88 4.00 4.03 4.05 3.78
15-Year Fixed 3.39 3.36 3.30 3.42 3.46 3.54 3.31
5/1 ARM 3.11 3.01 2.94 3.27 3.30 3.39 3.10

Current Mortgage Rates in San Francisco/Oakland, California

 
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  • Fixed Mortgage Rates
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  • (2.78% APR)
www.ratezip.com

Mortgage Refinance rates in California

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3.375% Rate

30 Yr. Fixed

3.554% APR

$1,337 / month (est)

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Updated 2/5/2016

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3.875% Rate

30 Yr. Fixed

3.905% APR

$1,422 / month (est)

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Updated 2/5/2016

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Personal loans - borrow up to $35,000; rates starting at 5.99%
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California Interest Rates as low as 3.00% (3.01APR)
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Mortgage Rates From 3.50% (3.20% APR)
  • $200k Loan for Under $898/Month
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Mortgage Trends in San Francisco/Oakland, California

Popular Property Types
 

Single-Family Homes

69.4%
*Single-Family Homes make up 69.4% of purchased or refinanced homes
 

Condominiums

26.8%
*Condominiums make up 26.8% of purchased or refinanced homes
 

PUD Homes

0.6%
*PUD or Planned Unit Development homes make up 0.6% of purchased or refinanced homes
 

Townhomes

3.1%
*Townhomes make up 3.1% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

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