We research, you save.

Jumbo mortgage rates today

Current jumbo mortgage rates in the United States

  • Compare Mortgage Rates.
  • Enjoy Low Mortgage Rates.
  • Short Form to Receive Quotes.
  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.78% APR)

Mortgage Refinance rates in Virginia

Ad Disclosure
Sort By :

4.500% Rate

30 Yr. Fixed

4.698% APR

$2,113 / month (est)

Learn More

Updated 12/1/2015

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

Mortgage Rates From 3.13% (3.14% APR)
  • $200k Loan for Under $857/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
Learn More
VA Loans For Veterans
  • VA Loans = No Mortgage Insurance
  • 100% Financing, No Down Payment
  • Active or Retired VA Status Ok
Learn More

The biggest difference between a jumbo mortgage and the other mortgages on the market is their size, just as their name suggests. Jumbo mortgages are home loans which exceed the loan limits set by the government on Fannie Mae and Freddie Mac mortgages. In most parts of the country, a loan higher than $417,000, or over $625,500 in the nation’s high-cost markets, is considered a jumbo loan.

Jumbo mortgages are harder to get than their conforming counterparts because applicants need higher credit scores, more equity, a lower debt-to-income ratio and more assets to get approval. Additionally, interest rates on jumbo loans are higher than conforming loans, typically by a half percent.

Every mortgage borrower wants to lock in the lowest mortgage rate available, and shopping around for the best rates is even more important for homeowners with jumbo mortgages. When your home loan is so large, even a small difference in the interest rate can have a big impact on your wallet.

Calculate your payments for Virginia properties with our mortgage calculator.