dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Jumbo mortgage rates today

Current jumbo mortgage rates in the United States

  • Get your Free Quote in Minutes!
  • Lenders Compete for your Business
  • Do you have the Lowest Rate Possible? Find Out Instantly!
ratedeal.com
  • Check your 2016 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
  • Active or Retired VA Programs Available
www.getvaqualified.com

Mortgage Refinance rates in Virginia

Ad Disclosure
Sort By :

3.250% Rate

30 Yr. Fixed

3.358% APR

$1,815 / month (est)

Learn More

Updated 7/22/2016

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Call Now

3.875% Rate

30 Yr. Fixed

4.110% APR

$1,961 / month (est)

Learn More

Updated 7/22/2016

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Call Now

Mortgage rates tailored for you
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
VA Loans for Virginia Veterans
  • Check your 2016 VA Home Loan Eligibility Here!
  • VA Loans = No Mortgage Insurance
  • Active or Retired VA Programs Available
  • Zero Down and Low Interest Rates
Learn More
 

The biggest difference between a jumbo mortgage and the other mortgages on the market is their size, just as their name suggests. Jumbo mortgages are home loans which exceed the loan limits set by the government on Fannie Mae and Freddie Mac mortgages. In most parts of the country, a loan higher than $417,000, or over $625,500 in the nation’s high-cost markets, is considered a jumbo loan.

Jumbo mortgages are harder to get than their conforming counterparts because applicants need higher credit scores, more equity, a lower debt-to-income ratio and more assets to get approval. Additionally, interest rates on jumbo loans are higher than conforming loans, typically by a half percent.

Every mortgage borrower wants to lock in the lowest mortgage rate available, and shopping around for the best rates is even more important for homeowners with jumbo mortgages. When your home loan is so large, even a small difference in the interest rate can have a big impact on your wallet.

Calculate your payments for Virginia properties with our mortgage calculator.