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Jumbo mortgage rates today

Current jumbo mortgage rates in the United States

  • No appraisal fees or closing costs (2)
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Mortgage Refinance rates in Virginia

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3.500% Rate

30 Yr. Fixed

3.539% APR

$1,873 / month (est)

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Updated 2/8/2016

  • PenFed Credit Union lends in all 50 States
  • We provide some of the lowest rates and fees available.
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3.375% Rate

30 Yr. Fixed

3.543% APR

$1,844 / month (est)

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Updated 2/5/2016

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
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3.500% Rate

30 Yr. Fixed

3.660% APR

$1,873 / month (est)

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Updated 2/5/2016

Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
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4.180% Rate

30 Yr. Fixed

4.374% APR

$2,034 / month (est)

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Updated 2/5/2016

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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3.375% Rate

30 Yr. Fixed

3.472% APR

$1,844 / month (est)

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Updated 2/5/2016

Member of BBBImmediate Rate LockLow FeesFHA Approved LenderVA Approved Lender
  • Call Today for our Zero Cost Refinance Program
  • US Federal Reserve Member Bank and Member FDIC
  • Direct Lender, Low Rates, Low Fees, Exceptional Service
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3.375% Rate

30 Yr. Fixed

3.562% APR

$1,844 / month (est)

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Updated 2/5/2016

Member of BBBOffers HARP LoansVA Approved LenderFHA Approved LenderLow Fees
  • Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30
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Mortgage rates tailored for you
  • Free mortgage rate quotes
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Personal loans - borrow up to $35,000; rates starting at 5.99%
  • Request a free personal quote
  • Compare real offers from top lenders in minutes!
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Personal Loans - Rates Starting as Low as 5.99% APR
  • Free Quotes for Loans from $5,000 to $35,000.
  • Get Multiple Personal Loan Quotes in Minutes!
  • Quotes Are Real-Time and Custom For You.
  • You Don't Need Equity in Your Home to Qualify.
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RateZip
  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.78% APR)
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The biggest difference between a jumbo mortgage and the other mortgages on the market is their size, just as their name suggests. Jumbo mortgages are home loans which exceed the loan limits set by the government on Fannie Mae and Freddie Mac mortgages. In most parts of the country, a loan higher than $417,000, or over $625,500 in the nation’s high-cost markets, is considered a jumbo loan.

Jumbo mortgages are harder to get than their conforming counterparts because applicants need higher credit scores, more equity, a lower debt-to-income ratio and more assets to get approval. Additionally, interest rates on jumbo loans are higher than conforming loans, typically by a half percent.

Every mortgage borrower wants to lock in the lowest mortgage rate available, and shopping around for the best rates is even more important for homeowners with jumbo mortgages. When your home loan is so large, even a small difference in the interest rate can have a big impact on your wallet.

Calculate your payments for Virginia properties with our mortgage calculator.