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Current Mortgage Rates in Central NJ, New Jersey,
covering fixed mortgage rates and adjustable mortgage (ARM)

Time Range: 6m 1y 2y 5y More mortgage rates?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Oct. 17 - 24 , 2014*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 4.20% 0.00 4.03%
15 Year Fixed Rate Mortgage 3.22% 0.00 3.29%
30 Year 5/1 ARM 2.81% 0.00 3.02%
*weekly rolling averages

4/14 5/14 6/14 7/14 8/14 9/14 10/14
30-Year Fixed 4.42 4.33 4.25 4.26 4.23 4.26 4.24
15-Year Fixed 3.50 3.46 3.37 3.38 3.32 3.33 3.35
5/1 ARM 3.17 3.09 3.11 3.17 3.16 3.19 3.13

Current Mortgage Rates in Central NJ, New Jersey

 
Displaying rates for: Refinance, New Jersey, $200,000
CLICK TO CONTACT LENDERS DIRECTLY
1
Find a mortgage right for you. NMLS#98161
  • Enjoy a convenient loan process
  • Low rates. Learn more now.
  • APR: 3.930%    Rate: 3.875%    Monthly Payment: $ 940
Contact Lender
2
Direct Mortgage Lender
  • Billions Funded
  • Apply Online. Quick approvals.
  • APR: 4.087%    Rate: 3.875%    Monthly Payment: $ 940
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3
Apply & Lock Rate 24/7!
  • View Good Faith Estimate Online 24/7!
  • All Lender & 3rd Party Fees Guaranteed, per Online GFE!
  • APR: 3.739%    Rate: 3.500%    Monthly Payment: $ 898
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4
Saving just makes sense. Get $1000 Off Closing Costs.
  • Get a customized quote in minutes.
  • Free 60-day rate lock and no application fee
  • APR: 3.973%    Rate: 3.750%    Monthly Payment: $ 926
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5
DIRECT LENDER. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in New Jersey.
  • These rates won't last. Call now and lock-in your low rate!
  • APR: 4.165%    Rate: 4.125%    Monthly Payment: $ 969
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6
Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30
  • APR: 3.846%    Rate: 3.625%    Monthly Payment: $ 912
Contact Lender
7
Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
  • Simple, straightforward process
  • APR: 4.038%    Rate: 3.875%    Monthly Payment: $ 940
Contact Lender
8
Mortgages from 2.75% (2.96% APR)
  • $200k Loan for Under $816/Month
  • Free Home Mortgage Rate Quotes.
  • Compare Rates from Up to 5 Lenders.
  • Lock in Your Low Rate Today!
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Mortgage Trends in Central NJ, New Jersey

Popular Property Types
 

Single-Family Homes

82.6%
*Single-Family Homes make up 82.6% of purchased or refinanced homes
 

Condominiums

14.6%
*Condominiums make up 14.6% of purchased or refinanced homes
 

PUD Homes

1.2%
*PUD or Planned Unit Development homes make up 1.2% of purchased or refinanced homes
 

Townhomes

1.5%
*Townhomes make up 1.5% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

Find Our Best Mortgage Rates

Type of Loan
Mortgage Refinance
Home Equity Loan or Line
Debt Consolidation
New Home Loan
Property Type:
Property State:
Credit rating: (Estimates okay)