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Current Mortgage Rates in Central NY, New York,
covering fixed mortgage rates and adjustable mortgage (ARM)

Time Range: 3m 6m 1y More mortgage rates?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Jan. 16 - 23 , 2015*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.65% 0.08 3.80%
15 Year Fixed Rate Mortgage 3.13% 0.11 3.18%
30 Year 5/1 ARM 2.86% 0.08 2.96%
*weekly rolling averages

7/14 8/14 9/14 10/14 11/14 12/14 1/15
30-Year Fixed 4.13 4.17 4.23 4.19 4.13 4.01 3.78
15-Year Fixed 3.38 3.49 3.48 3.46 3.40 3.33 3.14
5/1 ARM 3.13 3.11 3.00 3.23 3.15 3.10 3.00

Current Mortgage Rates in Central NY, New York

 

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Mortgages from 2.50% (2.88% APR)
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Mortgage Trends in Central NY, New York

Popular Property Types
 

Single-Family Homes

89%
*Single-Family Homes make up 89% of purchased or refinanced homes
 

Condominiums

9.1%
*Condominiums make up 9.1% of purchased or refinanced homes
 

PUD Homes

0.5%
*PUD or Planned Unit Development homes make up 0.5% of purchased or refinanced homes
 

Townhomes

1.4%
*Townhomes make up 1.4% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

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Type of Loan
Mortgage Refinance
Home Equity Loan or Line
Debt Consolidation
New Home Loan
Property Type:
Property State:
Credit rating: (Estimates okay)