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Current Mortgage Rates in Central NY, New York,
covering fixed mortgage rates and adjustable mortgage (ARM)

Time Range: 3m 6m 1y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Aug. 28 - Sep. 04 , 2015*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.83% 0.09 3.94%
15 Year Fixed Rate Mortgage 3.23% 0.13 3.28%
30 Year 5/1 ARM 2.79% 0.11 2.94%
*weekly rolling averages

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3/15 4/15 5/15 6/15 7/15 8/15 9/15
30-Year Fixed 3.78 3.68 3.81 4.02 4.08 3.92 3.83
15-Year Fixed 3.15 3.05 3.11 3.36 3.40 3.29 3.23
5/1 ARM 2.93 2.79 2.82 2.85 2.86 2.82 2.79

Current Mortgage Rates in Central NY, New York

 
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Mortgage Refinance rates in New York

4.375% Rate

30 Yr. Fixed

4.602% APR

$999 / month (est)

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Updated 9/3/2015

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Other lenders for Mortgage Refinance of $200,000 in New York

4.000% Rate

30 Yr. Fixed

4.227% APR

$955 / month (est)

Updated 9/2/2015

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  • Free 60-day rate lock and no application fee

3.625% Rate

30 Yr. Fixed

3.828% APR

$912 / month (est)

Updated 9/1/2015

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Mortgage Trends in Central NY, New York

Popular Property Types
 

Single-Family Homes

88.9%
*Single-Family Homes make up 88.9% of purchased or refinanced homes
 

Condominiums

9.1%
*Condominiums make up 9.1% of purchased or refinanced homes
 

PUD Homes

0.6%
*PUD or Planned Unit Development homes make up 0.6% of purchased or refinanced homes
 

Townhomes

1.4%
*Townhomes make up 1.4% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

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Type of Loan
Mortgage Refinance
Home Equity Loan or Line
Debt Consolidation
New Home Loan
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