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Current Mortgage Rates in New York City, New York,
covering fixed mortgage rates and adjustable mortgage (ARM)

Time Range: 3m 6m 1y More mortgage rates?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Jan. 16 - 23 , 2015*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.81% 0.22 3.80%
15 Year Fixed Rate Mortgage 3.27% 0.24 3.18%
30 Year 5/1 ARM 2.95% 0.18 2.96%
*weekly rolling averages

7/14 8/14 9/14 10/14 11/14 12/14 1/15
30-Year Fixed 4.22 4.25 4.26 4.22 4.16 4.08 3.92
15-Year Fixed 3.50 3.53 3.54 3.51 3.45 3.45 3.34
5/1 ARM 3.11 3.20 3.25 3.28 3.19 3.20 3.12

Current Mortgage Rates in New York City, New York

 

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Mortgages from 2.50% (2.88% APR)
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Mortgage Trends in New York City, New York

Popular Property Types
 

Single-Family Homes

89%
*Single-Family Homes make up 89% of purchased or refinanced homes
 

Condominiums

9.1%
*Condominiums make up 9.1% of purchased or refinanced homes
 

PUD Homes

0.5%
*PUD or Planned Unit Development homes make up 0.5% of purchased or refinanced homes
 

Townhomes

1.4%
*Townhomes make up 1.4% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

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Type of Loan
Mortgage Refinance
Home Equity Loan or Line
Debt Consolidation
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Credit rating: (Estimates okay)