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Current Mortgage Rates in New York City, New York,
covering fixed mortgage rates and adjustable mortgage (ARM)

Time Range: 3m 6m 1y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Sep. 25 - Oct. 02 , 2015*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.88% 0.28 3.93%
15 Year Fixed Rate Mortgage 3.28% 0.29 3.25%
30 Year 5/1 ARM 2.84% 0.18 2.91%
*weekly rolling averages

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4/15 5/15 6/15 7/15 8/15 9/15 10/15
30-Year Fixed 3.79 3.88 3.97 4.06 3.96 3.92 3.88
15-Year Fixed 3.17 3.22 3.32 3.36 3.31 3.28 3.28
5/1 ARM 2.93 2.95 2.92 2.98 3.03 2.96 2.84

Current Mortgage Rates in New York City, New York

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Mortgage Refinance rates in New York

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3.625% Rate

30 Yr. Fixed

3.808% APR

$912 / month (est)

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Updated 10/6/2015

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4.250% Rate

30 Yr. Fixed

4.475% APR

$984 / month (est)

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Updated 10/6/2015

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VA Loans For Veterans
  • VA Loans = No Mortgage Insurance
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Other lenders for Mortgage Refinance of $200,000 in New York

3.625% Rate

30 Yr. Fixed

3.786% APR

$912 / month (est)

Updated 10/2/2015

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Mortgage Trends in New York City, New York

Popular Property Types

Single-Family Homes

*Single-Family Homes make up 88.9% of purchased or refinanced homes


*Condominiums make up 9.2% of purchased or refinanced homes

PUD Homes

*PUD or Planned Unit Development homes make up 0.5% of purchased or refinanced homes


*Townhomes make up 1.4% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

Find Our Best Mortgage Rates

Type of Loan
Mortgage Refinance
Home Equity Loan or Line
Debt Consolidation
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