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Current Mortgage Rates in Richmond, Virginia,
covering fixed mortgage rates and adjustable mortgage (ARM)

Time Range: 3m 6m 1y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Aug. 21 - 28 , 2015*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.94% 0.07 3.89%
15 Year Fixed Rate Mortgage 3.23% 0.11 3.23%
30 Year 5/1 ARM 2.67% 0.03 2.90%
*weekly rolling averages

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2/15 3/15 4/15 5/15 6/15 7/15 8/15
30-Year Fixed 3.86 3.91 3.78 3.92 4.08 4.12 4.03
15-Year Fixed 3.22 3.26 3.13 3.22 3.37 3.38 3.37
5/1 ARM 2.89 2.90 2.62 2.78 2.87 2.91 2.82

Current Mortgage Rates in Richmond, Virginia

 
  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.80% APR)
www.ratezip.com
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www.guidetolenders.com

Mortgage Refinance rates in Virginia

4.250% Rate

30 Yr. Fixed

4.475% APR

$984 / month (est)

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Updated 8/28/2015

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Mortgage Rates From 2.5% (2.92% APR)
  • $200k Loan for Under $790/Month
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VA Loans For Veterans
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  • 100% Financing, No Down Payment
  • Active or Retired VA Status Ok
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Mortgage Trends in Richmond, Virginia

Popular Property Types
 

Single-Family Homes

92.3%
*Single-Family Homes make up 92.3% of purchased or refinanced homes
 

Condominiums

4.3%
*Condominiums make up 4.3% of purchased or refinanced homes
 

PUD Homes

1.4%
*PUD or Planned Unit Development homes make up 1.4% of purchased or refinanced homes
 

Townhomes

2%
*Townhomes make up 2% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

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Type of Loan
Mortgage Refinance
Home Equity Loan or Line
Debt Consolidation
New Home Loan
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