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Current Mortgage Rates in Richmond, Virginia,
covering fixed mortgage rates and adjustable mortgage (ARM)

Time Range: 3m 6m 1y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1 ARM

Mortgage Rates for Feb. 05 - 12 , 2016*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 3.77% 0.07 3.71%
15 Year Fixed Rate Mortgage 3.25% 0.05 3.14%
30 Year 5/1 ARM 2.68% 0.05 2.89%
*weekly rolling averages

Hide graph data
8/15 9/15 10/15 11/15 12/15 1/16 2/16
30-Year Fixed 4.03 3.98 3.89 3.97 4.00 4.04 3.82
15-Year Fixed 3.37 3.32 3.22 3.31 3.37 3.43 3.23
5/1 ARM 2.82 2.80 2.69 2.89 3.02 3.14 2.69

Current Mortgage Rates in Richmond, Virginia

 
  • No appraisal fees or closing costs (2)
  • Low interest rates
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Mortgage Refinance rates in Virginia

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3.375% Rate

30 Yr. Fixed

3.554% APR

$1,337 / month (est)

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Updated 2/9/2016

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
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3.375% Rate

30 Yr. Fixed

3.489% APR

$1,337 / month (est)

Learn More

Updated 2/10/2016

  • LISTED ON THE WALL STREET JOURNAL'S "MOST COMPETITIVE 30 YEAR RATES IN THE U.S.A." REPORT.
  • National lender with over 2 billion in closed loans
  • Specializes in Conventional, FHA, VA, USDA, Jumbo, Harp & Specialty Loan Programs
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3.375% Rate

30 Yr. Fixed

3.534% APR

$1,337 / month (est)

Learn More

Updated 2/9/2016

Member of BBBLow FeesVA Approved LenderFHA Approved LenderOffers HARP Loans
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
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4.050% Rate

30 Yr. Fixed

4.253% APR

$1,452 / month (est)

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Updated 2/9/2016

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
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3.250% Rate

30 Yr. Fixed

3.383% APR

$1,316 / month (est)

Learn More

Updated 2/9/2016

Member of BBBImmediate Rate LockLow FeesFHA Approved LenderVA Approved Lender
  • Call Today for our Zero Cost Refinance Program
  • US Federal Reserve Member Bank and Member FDIC
  • Direct Lender, Low Rates, Low Fees, Exceptional Service
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3.375% Rate

30 Yr. Fixed

3.573% APR

$1,337 / month (est)

Learn More

Updated 2/9/2016

Member of BBBOffers HARP LoansVA Approved LenderFHA Approved LenderLow Fees
  • Low Mortgage Rates. Everyday.
  • Application to Closing in under 30 days
  • Affordable, fast , easy and eager to serve. That's Rate30
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Mortgage rates tailored for you
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Personal loans - borrow up to $35,000; rates starting at 5.99%
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Refinance Rates From 2.875% (3.04% APR)
  • Compare Mortgage Rates.
  • Enjoy Low Mortgage Rates.
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RateZip
  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.78% APR)
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Mortgage Trends in Richmond, Virginia

Popular Property Types
 

Single-Family Homes

92.5%
*Single-Family Homes make up 92.5% of purchased or refinanced homes
 

Condominiums

4.3%
*Condominiums make up 4.3% of purchased or refinanced homes
 

PUD Homes

1.3%
*PUD or Planned Unit Development homes make up 1.3% of purchased or refinanced homes
 

Townhomes

2%
*Townhomes make up 2% of purchased or refinanced homes

Average Property Value

Average Annual Property Taxes

Average Mortgage Balance

Data source: CoreLogic

Popular Mortgage and Refinance Types

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