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HSH's National Monthly Mortgage Statistics: 2008

HSH's Fixed-Rate Mortgage Indicator (FRMI) averages 30-year mortgages of all sizes, including conforming, the new expanded conforming, and jumbo. The FRMI has been published as a continuous series since the early 1980s. Separate statistical series for conforming and jumbo loans have long been available to HSH clients.

new! Expanded conforming data is now available -- find out more.

As the nation's largest publisher of mortgage information, HSH Associates contacts about 2,000 lenders weekly. The statistics shown here include both conforming and jumbo mortgages to give a true picture of the overall mortgage market. HSH markets jumbo-only and conforming-only statistics -- find out how to order.

We also offer average rates and points for over 100 metro markets; read more about our statistics.

These statistics are copyright © by HSH Associates, Financial Publishers. They may be copied and distributed provided you credit us as Source: HSHAssociates.com.

HSH FRMI: National Monthly Averages, 2008

Date15-Year FRM30-Year FRM1-Year ARM
Jan-08 5.77% 6.25% 5.69%
Feb-08 5.87% 6.42% 5.42%
Mar-08 6.02% 6.62% 5.80%
Apr-08 6.03% 6.54% 6.12%
May-08 6.02% 6.56% 6.11%
Jun-08 6.38% 6.88% 6.10%
Jul-08 6.43% 6.94% 5.96%
Aug-08 6.52% 7.00% 6.05%
Sep-08 6.27% 6.65% 6.01%
Oct-08 6.53% 6.85% (corrected) 6.12%
Nov-08 6.35% 6.69% 5.92%
Dec-08 5.75% 6.01% 5.73%
Source: HSHAssociates.com

Averages shown reflect the interest rate. Points and fees are not included in this series; they are available in different statistical series. HSH can supply detailed statistical series with rates, points, effective rates, averages of other fields, calculated APRs, and more. Click here for details. Our mortgage rate histories go back over 20 years -- the most complete and comprehensive archive available.

HSH Associates is the nation's largest publisher of mortgage information. HSH provides reports for our clients, including lenders, consumers, the media, relocation companies, employee placement firms, and others from its weekly survey of retail lenders coast to coast.

HSH® Associates, Financial Publishers
51 Route 23 South
Riverdale, NJ 07457
Phone: 800-873-2837 | 973-617-8700
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