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15 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2014 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
APPLE BANK FOR SAVINGS NY 800-722-6888 ALL NEW YORK 5 4.125 0 417
APPLE BANK FOR SAVINGS NY 800-722-6888 ALL NEW YORK 5 3.625 2 417
APPLE BANK FOR SAVINGS NY 800-722-6888 ALL NEW YORK 25 4.375 0 1250
ASSURED MORTGAGE, INC WI 262-796-0662 MILWAUKEE METRO 20 3.25 0 417
ASSURED MORTGAGE, INC WI 262-796-0662 MILWAUKEE METRO 20 3.375 0 650
BANK OF TEXAS MORTGAGE TX 214-346-3970 ALL TEXAS 10 3.375 0 417
CHASE BANK WI 414-259-6630 ALL WISCONSIN 20 3.375 0.125 417
EMIGRANT MORTGAGE COMPANY NY 212-850-4848 NYC,QUEENS,BROOKLYN,LI 25 3.375 0 417
FIFTH THIRD BANK GA 770-973-0229 ALL GEORGIA 20 3.375 0 417
FIRST-CITIZENS BANK NC 336-631-2400 ALL NORTH CAROLINA 20 3.25 0.25 417
FOX CHASE FEDERAL SAVINGS BK PA 215-283-2900 ALL PENNSYLVANIA 20 3.375 0 417
GOLDEN MORTGAGE CORP NJ 908-927-9100 ALL NEW JERSEY 20 3.375 0 750
GOLDEN MORTGAGE CORP NJ 908-927-9100 ALL NEW JERSEY 20 3.375 0 625
GROUP ONE MORTGAGE CORP MI 248-282-1602 ALL MICHIGAN 20 3.5 0 417
HANCOCK BANK FL 904-538-8040 ALL FLORIDA 20 3.375 0 1500
HANCOCK BANK FL 904-273-8824 JACKSONVILLE METRO 10 3.25 0 417
HUNTINGTON MORTGAGE COMPANY OH 614-480-6505 ALL OHIO 20 4.125 0 650
HUNTINGTON MORTGAGE COMPANY NJ 800-828-1318 ALL NEW JERSEY 5 3.125 0 417
HUNTINGTON MORTGAGE COMPANY OH 216-447-4424 NORTHERN OHIO 20 4.125 0 650
WHITNEY BANK TX 713-951-6120 HOUSTON METRO 20 3.375 0 417

 

Be sure to see our other loan samples:
30-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.

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Mortgage refinance rates in Virginia

3.000% Rate

15 Yr. Fixed

3.342% APR

$1,381 / month (est)

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Updated 8/22/2014

  • Direct Mortgage Lender
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2.750% Rate

15 Yr. Fixed

3.034% APR

$1,357 / month (est)

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Updated 8/22/2014

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3.125% Rate

15 Yr. Fixed

3.467% APR

$1,393 / month (est)

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Updated 8/22/2014

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2.990% Rate

15 Yr. Fixed

3.346% APR

$1,380 / month (est)

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Updated 8/22/2014

  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
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3.250% Rate

15 Yr. Fixed

3.657% APR

$1,405 / month (est)

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Updated 8/22/2014

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Current Mortgage Rates in United States

Time Range: 6m 1y 2y 5y Looking for other products?

30-Year Fixed
15-Year Fixed
5/1-Year ARM

Mortgage Rates for Aug. 15 - 22 , 2014*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 4.16% 0.18 4.16%
15 Year Fixed Rate Mortgage 3.43% 0.11 3.43%
30 Year 5/1 ARM 3.08% 0.09 3.08%
*weekly rolling averages

Show graph data