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Current 15 Year Fixed Mortgage Rates

15-Year Fixed

Mortgage Rates for Nov. 09 - 16 , 2017*

Product Interest Rate Points National Average
30-Year Fixed 3.95% 0.50 3.95%
15-Year Fixed 3.31% 0.50 3.31%
5/1 ARM 3.21% 0.40 3.21%
*weekly rolling averages

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5/17 6/17 7/17 8/17 9/17 10/17 11/17
15-Year Fixed 3.23 3.17 3.24 3.17 3.11 3.20 3.27
Source: Freddie Mac
  • Rate changes: Never; fully fixed for entire term
  • Benefits: Stable payments; builds equity faster; lower total interest costs than 30-year term
  • Alternative Strategy: Consider 30-year term and prepaying loan to preserve cash-flow flexibility
  • Useful for: Refinancing to lower total interest cost; retiring mortgage more quickly; building or rebuilding equity more quickly
  • Consider if: Buying second home; refinancing to build equity; paying off mortgage before life event (retirement, etc)
  • When shopping, ask about: If 15-year term makes the payment too high, whether 20-year term is available

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Mortgage Refinance rates in Virginia

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3.125% Rate

15 Yr. Fixed

3.344% APR

$2,106 / month (est)

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Updated 11/17/2017

  • Get a free and no obligation rate quote in Virginia.
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  • Call now and lock-in your low rate!

3.875% Rate

15 Yr. Fixed

3.982% APR

$2,218 / month (est)

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Updated 11/20/2017

  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
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