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15 Year Fixed Mortgage Rates: current mortgage rates from lenders in the HSH editorial survey

Here's a small random sample of loan rates drawn from the survey of objective information we collect every day. Our database contains current data on thousands of loans from lenders coast to coast -- including jumbo loans.

Unlike other 'surveys,' and other Web sites, these mortgage rates are not advertisements. HSH contacts over lenders across the country every week -- the same objective survey we've conducted for over 30 years. Our data is so reliable that it's used by Fortune 500 companies, government agencies, the media, and other clients.

These are representative of loans which may be offered in your area, but we don't claim that these are the "best" available. There are many factors which make the "best" loan dependent upon your individual circumstance.

Ready to order your comprehensive list of local lenders? We can email the latest mortgage report to you for just $10 (plus $1 s/h). It includes the application fee, APR, rate-lock info, index, margin, and caps on 3 or more loans per lender. Or you can order it as part of our Homebuyer's Mortgage Kit, which is just $20 (plus $3 s/h).

List of Areas List of Areas

To order a report for your area by Phone, just call 1-800-873-2837 (Mon-Fri, 9am-5pm Eastern time); Visa and MasterCard accepted.

All information is Copyright © 2013 HSH Associates, Financial Publishers, Riverdale NJ. All rights reserved.

Lender State Phone Lending Area % down
Rate %
Points
Maximum Loan
$1,000
ASSURED MORTGAGE, INC WI 262-796-0662 MILWAUKEE METRO 20 3.375 0 650
BANK OF AMERICA OR 503-279-3200 ALL OREGON 20 3.625 0.323 1000
BBVA COMPASS BANK TX 214-706-8021 ALL TEXAS 20 3.25 0 417
CAPITAL ONE BANK NY 212-967-9400 ALL NEW YORK 20 3.375 0.375 625
CHASE BANK AZ 480-324-1354 ALL ARIZONA 20 3.5 0.25 417
CHASE BANK FL 305-443-3969 ALL FLORIDA 30 3.625 0 1000
CITIZENS FIRST CREDIT UNION WI 920-236-7040 FOND DU LAC,OSHKOSH 10 3.375 0 417
EL DORADO SAVINGS BANK CA 530-622-1492 NORTHERN CALIFORNIA,NV 20 2.875 1.5 417
FIFTH THIRD BANK IL 773-227-7020 ALL ILLINOIS 20 3.75 0 1000
FIRST SAVINGS BANK NORTHWEST WA 425-255-4400 KING,SNOHOMISH,PIERCE 20 3.5 1 417
HOMESTREET BANK OR 503-652-4313 ALL OREGON 20 3.375 1 417
HUDSON CITY SAVINGS BANK CT 203-862-8400 ALL CONNECTICUT 20 3.375 0 417
HUDSON CITY SAVINGS BANK CT 203-862-8400 ALL CONNECTICUT 20 3.5 0 1000
JOHNSON BANK WI 920-225-5500 ALL WISCONSIN 20 3.3 0 417
LAKELAND BANK NJ 973-838-1133 SUSSEX,MORRIS,WARREN,BERGEN 25 3.5 0 417
ROSEDALE FEDERAL S&L MD 410-668-4400 BALTIMORE METRO 20 3.5 0.5 417
US BANK HOME MORTGAGE OH 513-458-2700 ALL OHIO 20 3.625 0 417
USAA FEDERAL SAVINGS BANK TX 210-456-8000 ALL TEXAS 20 3.375 0.125 417
WELLS FARGO HOME MORTGAGE MO 314-238-1355 ALL MISSOURI 20 3.5 0 417
WELLS FARGO HOME MORTGAGE NY 631-752-4848 ALL NEW YORK 20 3.5 0 417

 

Be sure to see our other loan samples:
30-Year FRMs1-Year ARMs5/1-Year Hybrid ARMs

Notes:

  • All interest rates and terms are subject to change without notice.
  • These lenders offer many different loan programs. If you want one that isn't listed, contact the lender directly.
  • The conforming loan limit for a one-family home is $417,000; two- to four-family homes have higher loan amounts.
  • Lenders which offer conforming loans almost always offer jumbo loans as well.

Column heading key

Lender: The institution. If a credit union, you'll need to contact them for membership information and details.

State: The state in which the lender is located.

Phone: The lender's contact number.

Lending Area: The area which the listed office serves.

Adjustment Period: How often the interest rate adjusts (in years).

Term:The total term of the mortgage.

Down Payment: The required down payment for the listed loan.

Interest Rate: The interest rate being charged for the listed loan.

Points: A fee, expressed as a percentage of the loan amount.
One point is equal to a 1% fee; a 1% fee on $100,000 would be a $1000 fee.

Maximum Loan: The maximum dollar amount available at the listed rates and terms.

Index Used: The name of the index used to govern rate changes.

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Mortgage refinance rates in Virginia

3.250% Rate

15 Yr. Fixed

3.955% APR

$1,405 / month (est)

Learn More

Updated 4/16/2014

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Current Mortgage Rates in United States

Time Range: 6m 1y 2y 5y (more) Looking for other products?

30-Year Fixed
15-Year Fixed
5/1-Year ARM

Mortgage Rates for Apr. 11 - 18 , 2014*

Product Interest Rate Points National Average
30 Year Fixed Rate Mortgage 4.36% 0.17 4.36%
15 Year Fixed Rate Mortgage 3.53% 0.11 3.53%
30 Year 5/1 ARM 3.05% 0.10 3.05%
*weekly rolling averages

Show graph data