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How to refinance your mortgage

Thinking about refinancing? Great! HSH.com has everything you need to help you get your refinance underway. We will help you to know whether refinancing is right for your situation, show you how to compare and minimize refinancing costs, teach you different strategies to achieve your goals and even help you locate lenders to handle your new mortgage. Using our articles, tools and calculators, you'll feel confident that you are getting the best possible deal for your circumstance.

 

Should I refinance?
How to refinance
Cost of refinance
Best refinance rates
Refinance problems

Does a mortgage refinance make sense?

The answer to the common question, "does a mortgage refinance make sense?" largely depends on your goals for your new mortgage and how long you plan to stay in your home.

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How to refinance your mortgage

In this situation of overall moderate growth and little inflation, will mortgage rates still find space to rise? Probably, but not by very much.

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What does a refinance cost?

There’s no such thing as a free refinance. Just as with a purchase mortgage, you will have to pay closing costs when refinancing your home loan.

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12 ways to get the lowest mortgage refinance rates

To get the lowest mortgage refinance rates, first prepare your finances and then shop for interest rates with certain strategies in mind.

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8 common refinance mistakes

Don't ruin your chances at refinancing by making one of these common mistakes.

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Refinance mortgage rates

Loan
 
This Week
Last Week
 
3.76
3.68
 
3.12
3.07
 
2.97
2.92
* Conforming, Expanded Conforming, and Jumbo Rates.

See current rates in your area

Zip code

We have received a lot of questions over the years regarding how quickly you can refinance a mortgage following bankruptcy. Read more »

Falling rates bring new chances for homeowners to refinance, while also allowing potential homebuyers to qualify for larger mortgage loans without... Read more »

To get the lowest mortgage refinance rates, first prepare your finances and then shop for interest rates with certain strategies in mind. Here are 12... Read more »

There’s no such thing as a free refinance. Just as with a purchase mortgage, you will have to pay closing costs when refinancing your home loan. Read more »

Refinance lenders

30 Yr. Fixed
3.525% APR
3.375% Rate
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Learn more
30 Yr. Fixed
3.660% APR
3.500% Rate
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
Learn more
30 Yr. Fixed
4.023% APR
4.000% Rate
  • Direct Lender. We can approve and fund loans in less than 30 days.
  • Get a free and no obligation rate quote in Virginia.
  • These rates won't last. Call now and lock-in your low rate!
Learn more
30 Yr. Fixed
4.385% APR
4.180% Rate
  • We close our loans FAST - many in 30 days or less!
  • Rates are still incredibly low! Lock in a low rate and payment today.
  • Why pay more for your home than you have to? Check out rates now.
Learn more
See More Rates

Compare mortgage refinance rates now and save

Refinance rates from 3.007% APR*

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