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How to refinance your mortgage

Thinking about refinancing? Great! HSH.com has everything you need to help you get your refinance underway. We will help you to know whether refinancing is right for your situation, show you how to compare and minimize refinancing costs, teach you different strategies to achieve your goals and even help you locate lenders to handle your new mortgage. Using our articles, tools and calculators, you'll feel confident that you are getting the best possible deal for your circumstance.

 

Should I refinance?
How to refinance
Cost of refinance
Best refinance rates
Refinance problems

Does a mortgage refinance make sense?

The answer to the common question, "does a mortgage refinance make sense?" largely depends on your goals for your new mortgage and how long you plan to stay in your home.

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How to refinance your mortgage

In this situation of overall moderate growth and little inflation, will mortgage rates still find space to rise? Probably, but not by very much.

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What does a refinance cost?

There’s no such thing as a free refinance. Just as with a purchase mortgage, you will have to pay closing costs when refinancing your home loan.

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12 ways to get the lowest mortgage refinance rates

To get the lowest mortgage refinance rates, first prepare your finances and then shop for interest rates with certain strategies in mind.

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8 common refinance mistakes

Don't ruin your chances at refinancing by making one of these common mistakes.

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Refinance mortgage rates

Loan
 
This Week
Last Week
 
3.79
3.87
 
3.19
3.27
 
2.95
3.05
* Conforming, Expanded Conforming, and Jumbo Rates.

See current rates in your area

Zip code

To get the lowest mortgage refinance rates, first prepare your finances and then shop for interest rates with certain strategies in mind. Here are 12... Read more »

There’s no such thing as a free refinance. Just as with a purchase mortgage, you will have to pay closing costs when refinancing your home loan. Read more »

The first step in your refinance is to make sure you have organized all the paperwork and documentation needed to support your refinance application. Read more »

The good news is that you should be eligible for an FHA streamline refinance. HUD requires no credit check and no appraisal is required on the... Read more »

Refinance lenders

30 Yr. Fixed
3.554% APR
3.375% Rate
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30 Yr. Fixed
4.385% APR
4.180% Rate
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  • Rates are still incredibly low! Lock in a low rate and payment today.
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Mortgage rates tailored for you
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
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Personal loans - borrow up to $35,000; rates starting at 5.99%
  • Request a free personal quote
  • Compare real offers from top lenders in minutes!
  • Receive your funds in a few days
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Home Equity Lines with Great Rates - Only From Nationwide Bank®
  • No appraisal fees or closing costs (2)
  • Low interest rates
  • Flexibility to use your funds when you need them
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Personal Loans - Rates Starting as Low as 5.99% APR
  • Free Quotes for Loans from $5,000 to $35,000.
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  • Quotes Are Real-Time and Custom For You.
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RateZip
  • Fixed Mortgage Rates
  • Lower Refinance Rates, Find New Quotes
  • (2.78% APR)
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Virginia Interest Rates as low as 3.00% (3.01APR)
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  • Lenders Compete for your Business
  • Do you have the Lowest Rate Possible? Find Out Instantly!
  • Lock in a Low Fixed Rate Before Rates Increase!
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Compare mortgage refinance rates now and save

Refinance rates from 3.007% APR*

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