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State-by-State Mortgage Statistics

These state-by-state first-mortgage statistics are derived from HSH's weekly editorial survey of  lenders across the country.

Now - check out our new and improved HSH Statistical Release!

Hybrid ARM statistics can be seen here.

HSH STATISTICAL RELEASE

The Nation's Mortgage Market:
Average Rates for Residential Mortgages

Week ending 12/12/14

 Fixed Rate
Mortgages
Adjustable Rate
Mortgages
Survey Area30 Year15 Year Composite1 YearComposite
NW/National4.03%3.37%3.72%2.70%3.19%
CA/Statewide4.00%3.39%3.74%2.82%3.37%
CT/Statewide3.98%3.29%3.66%2.44%3.01%
DC/Washington DC3.90%3.38%3.72%3.38%3.24%
FL/Statewide4.04%3.40%3.74%2.13%3.28%
MA/Statewide4.01%3.35%3.70%2.20%3.13%
NJ/Statewide4.11%3.27%3.68%2.87%3.25%
NY/New York City4.10%3.50%3.82%3.23%3.27%
NY/Statewide4.07%3.45%3.78%2.94%3.22%
NY/NYC Co-op Apts4.04%3.43%3.74%3.63%3.30%
PA/Statewide4.02%3.37%3.70%2.19%3.21%
TX/Statewide4.05%3.42%3.77%2.75%3.37%

Owner-occupied 1-4 Family and Condos: Previously Occupied Homes. Data include both conforming and jumbo loans for "A" credit borrowers and include a wide range of LTV and discount structures.

Click here for detailed explanations of the terms and data used above. Hybrid ARM statistics are also available.

HSH has 25+ years of first-mortgage pricing. Ask about licensing our data for use in your application.

 

Available Statistics Series
  • Hybrid ARM statistics, conforming (more info)
  • Hybrid ARM statistics, jumbo
  • FRM first-mortgage statistics, conforming
  • FRM first-mortgage statistics, jumbo
  • FHA 30-year FRM statistics
  • TCM- and LIBOR-based ARM statistics
  • Home Equity Line-of-credit statistics
  • Home Equity Loan (single disbursement) statistics
  • New Auto Loan statistics
  • Used Auto Loan statistics
Click here for more info on obtaining these statistics
Agency jumbo statistics -- also known as expanded conforming and jumbo conforming statistics -- are available exclusively from HSH! Learn more here, or click here to order.

 


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