State-by-State Mortgage Statistics

These state-by-state first-mortgage statistics are derived from HSH's weekly editorial survey of over 2,000 lenders each week.

Now - check out our new and improved HSH Statistical Release!

Hybrid ARM statistics can be seen here. .

 
HSH STATISTICAL RELEASE

The Nation's Mortgage Market:
Average Rates for Residential Mortgages
Week ending 07/02/09

 Fixed Rate
Mortgages		 Adjustable Rate
Mortgages
Survey Area30 Year15 Year Composite1 YearComposite
NW/National5.81%5.26%5.56%4.83%5.27%
CA/Statewide5.86%5.47%5.69%5.16%5.41%
CT/Statewide5.64%5.12%5.42%4.42%4.97%
DC/Washington DC5.86%5.47%5.68%4.84%5.56%
FL/Statewide5.64%5.04%5.40%5.38%5.42%
MA/Statewide5.89%5.38%5.58%5.14%5.33%
NJ/Statewide5.71%5.10%5.41%4.45%5.10%
NY/New York City5.92%5.43%5.69%4.95%5.54%
NY/Statewide5.82%5.31%5.59%4.89%5.44%
NY/NYC Co-op Apts5.67%5.05%5.69%3.75%4.95%
PA/Statewide5.82%5.22%5.55%5.14%5.14%
TX/Statewide6.04%5.51%5.80%5.00%5.68%

Owner-occupied 1-4 Family and Condos: Previously Occupied Homes. Data include both conforming and jumbo loans for "A" credit borrowers and include a wide range of LTV and discount structures.

Click here for detailed explanations of the terms and data used above. Hybrid ARM statistics are also available.

HSH has 20+ years of first-mortgage pricing. Ask about licensing our data for use in your application.

Available Statistics Series
  • Hybrid ARM statistics, conforming (more info)
  • Hybrid ARM statistics, jumbo
  • FRM first-mortgage statistics, conforming
  • FRM first-mortgage statistics, jumbo
  • FHA 30-year FRM statistics
    		•
  • TCM- and LIBOR-based ARM statistics
  • Home Equity Line-of-credit statistics
  • Home Equity Loan (single disbursement) statistics
  • New Auto Loan statistics
  • Used Auto Loan statistics
    • Click here for more info on obtaining these statistics
    New! Agency jumbo statistics -- also known as expanded conforming and jumbo conforming statistics -- are available exclusively from HSH! Learn more here, or click here to order.

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