State-by-State Mortgage Statistics

These state-by-state first-mortgage statistics are derived from HSH's weekly editorial survey of over 2,000 lenders each week.

Now - check out our new and improved HSH Statistical Release!

Hybrid ARM statistics can be seen here. .

 
HSH STATISTICAL RELEASE

The Nation's Mortgage Market:
Average Rates for Residential Mortgages
Week ending 11/06/09

 Fixed Rate
Mortgages		 Adjustable Rate
Mortgages
Survey Area30 Year15 Year Composite1 YearComposite
NW/National5.41%4.83%5.15%4.64%4.79%
CA/Statewide5.39%4.89%5.19%4.75%4.85%
CT/Statewide5.38%4.77%5.10%4.11%4.62%
DC/Washington DC5.31%4.83%5.13%5.25%5.10%
FL/Statewide5.49%4.83%5.22%5.38%4.92%
MA/Statewide5.48%4.86%5.14%4.47%4.83%
NJ/Statewide5.33%4.74%5.06%4.24%4.74%
NY/New York City5.45%4.98%5.24%4.83%5.15%
NY/Statewide5.42%4.92%5.20%4.86%4.97%
NY/NYC Co-op Apts5.29%4.72%5.19%3.50%4.23%
PA/Statewide5.45%4.85%5.17%4.63%4.52%
TX/Statewide5.62%4.95%5.31%5.29%5.22%

Owner-occupied 1-4 Family and Condos: Previously Occupied Homes. Data include both conforming and jumbo loans for "A" credit borrowers and include a wide range of LTV and discount structures.

Click here for detailed explanations of the terms and data used above. Hybrid ARM statistics are also available.

HSH has 20+ years of first-mortgage pricing. Ask about licensing our data for use in your application.

Available Statistics Series
  • Hybrid ARM statistics, conforming (more info)
  • Hybrid ARM statistics, jumbo
  • FRM first-mortgage statistics, conforming
  • FRM first-mortgage statistics, jumbo
  • FHA 30-year FRM statistics
  • TCM- and LIBOR-based ARM statistics
  • Home Equity Line-of-credit statistics
  • Home Equity Loan (single disbursement) statistics
  • New Auto Loan statistics
  • Used Auto Loan statistics
Click here for more info on obtaining these statistics
New! Agency jumbo statistics -- also known as expanded conforming and jumbo conforming statistics -- are available exclusively from HSH! Learn more here, or click here to order.

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