State-by-State Mortgage Statistics

These state-by-state first-mortgage statistics are derived from HSH's weekly editorial survey of over 2,000 lenders each week.

Now - check out our new and improved HSH Statistical Release!

Hybrid ARM statistics can be seen here. .

 
HSH STATISTICAL RELEASE

The Nation's Mortgage Market:
Average Rates for Residential Mortgages
Week ending 11/13/09

 Fixed Rate
Mortgages		 Adjustable Rate
Mortgages
Survey Area30 Year15 Year Composite1 YearComposite
NW/National5.35%4.77%5.09%4.60%4.74%
CA/Statewide5.30%4.77%5.08%4.75%4.81%
CT/Statewide5.33%4.77%5.06%4.11%4.59%
DC/Washington DC5.31%4.78%5.09%4.34%4.50%
FL/Statewide5.43%4.79%5.16%5.06%4.83%
MA/Statewide5.40%4.79%5.06%4.46%4.78%
NJ/Statewide5.29%4.69%5.02%4.22%4.72%
NY/New York City5.41%4.90%5.18%4.67%5.13%
NY/Statewide5.37%4.84%5.13%4.78%4.95%
NY/NYC Co-op Apts5.19%4.57%5.08%3.50%4.17%
PA/Statewide5.40%4.81%5.12%4.79%4.64%
TX/Statewide5.47%4.80%5.17%4.56%5.06%

Owner-occupied 1-4 Family and Condos: Previously Occupied Homes. Data include both conforming and jumbo loans for "A" credit borrowers and include a wide range of LTV and discount structures.

Click here for detailed explanations of the terms and data used above. Hybrid ARM statistics are also available.

HSH has 20+ years of first-mortgage pricing. Ask about licensing our data for use in your application.

Available Statistics Series
  • Hybrid ARM statistics, conforming (more info)
  • Hybrid ARM statistics, jumbo
  • FRM first-mortgage statistics, conforming
  • FRM first-mortgage statistics, jumbo
  • FHA 30-year FRM statistics
  • TCM- and LIBOR-based ARM statistics
  • Home Equity Line-of-credit statistics
  • Home Equity Loan (single disbursement) statistics
  • New Auto Loan statistics
  • Used Auto Loan statistics
Click here for more info on obtaining these statistics
New! Agency jumbo statistics -- also known as expanded conforming and jumbo conforming statistics -- are available exclusively from HSH! Learn more here, or click here to order.

Does your website or blog need new content? Why not use one of our new six-month charts -- fresh content which updates itself automatically. It couldn't be easier to keep visitors coming back to your pages.
 Mortgage Glossary  Mortgage Quick Search
Need to look up a term?