
"We Provide ABSOLUTELY the Best Service Anywhere"
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We at ABSOLUTE HOME MORTGAGE understand the situations that create less than perfect credit. Just because you are in a tough situation doesn't mean you are a bad person. This is the reason we have specially trained processors to handle these applications. Most loan applications can be handled right over the phone. Fill out the coupon below or give us a call and be on your way to a less stressful being.
Grade Your Credit
| CREDIT GRADE | LTV | DEBT RATIO | 12 MONTH CREDIT HISTORY |
| A | 90 | 45 | Mortgage: 1 X 30 (No Rolling Lates) Consumer: 3 X 30 (Last 12 Months) |
| A- | 90 | 50 | Mortgage: 2 X 30
Consumer: 3 X 30 (Last 12 Months) |
| B | 85 | 50 | Mortgage: 4 X 30 or 2 X 30 & 1 X 60 Consumer: Must be less than 50% derog collections, judgement & chargeoffs will be evaluated on a case by case basis |
| C | 80 | 50 | Mortgage: 6 X 30, 2
X 60 ,1 X 90 Consumer:Must be less than 50% derog collections judgement & chargeoffs will be evaluated on a caseby case basis |
| C- | 70 | 55 | Mortgage: Not currently more than 120 Days delinquent, no current NOD Consumer: Not a Factor |
| D | 65 | 55 | Mortgage: Not currently more than 150 Days delinquent, no current NOD If NOD case by case with LTV 60 |
"Got Perfect Credit Click Here"
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Our Loan Programs
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Absolute Home Mortgage Corp.
279 Bowertown Road/Suite 105
West Paterson, NJ 07424
Phone: 973-237-9002
Fax: 973-237-0822

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